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</html><thumbnail_url>https://www.beyondfinance.com/blog/wp-content/uploads/2025/08/Shame-About-Debt-Video-with-Dr.-Erika-Rasure.png</thumbnail_url><thumbnail_width>1536</thumbnail_width><thumbnail_height>863</thumbnail_height><description>Dr. Erika explains how guilt can be productive, while shame can lead to inaction and isolation. She then offers up tips on how to move beyond any shame you may be feeling.</description></oembed>
