{"id":27,"date":"2021-01-06T17:10:41","date_gmt":"2021-01-06T17:10:41","guid":{"rendered":"https:\/\/startertemplatecloud.com\/member-e01\/?page_id=27"},"modified":"2026-04-07T16:15:14","modified_gmt":"2026-04-07T16:15:14","slug":"library","status":"publish","type":"page","link":"https:\/\/www.beyondfinance.com\/blog\/","title":{"rendered":"Homepage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27\" class=\"elementor elementor-27\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7182864 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7182864\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-837808f\" data-id=\"837808f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41f0fb6 elementor-widget elementor-widget-heading\" data-id=\"41f0fb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Moving Beyond Debt<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb6bba7 elementor-widget elementor-widget-text-editor\" data-id=\"fb6bba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Personal finance tips and helpful advice for your journey towards a debt-free future<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e1ea56b\" data-id=\"e1ea56b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f7bb49a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7bb49a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" max-width=\"1294px\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d33f292\" data-id=\"d33f292\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ae31ef elementor-widget elementor-widget-heading\" data-id=\"5ae31ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Financial Wellness?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c2edb elementor-widget elementor-widget-text-editor\" data-id=\"54c2edb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When a person strives for financial wellness, it means they work towards good financial habits \u2014 saving, budgeting, and spending in healthy ways \u2014 as well as positive mental and emotional relationships with money.<\/p><p>Our mission for our clients goes beyond addressing debt. We work to:<\/p><div class=\"icon-copy-container\"><div class=\"wellness-icon\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4750\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png\" alt=\"\" width=\"24\" height=\"30\" \/><\/div><div class=\"wellness-copy\"><b>Empower<\/b> you to build positive financial habits<\/div><\/div><div class=\"icon-copy-container\"><div class=\"wellness-icon\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4751\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_magnifying-glass.png\" alt=\"\" width=\"30\" height=\"30\" \/><\/div><div class=\"wellness-copy\"><b>Help<\/b> you uncover harmful thought patterns impacting your finances<\/div><\/div><div class=\"icon-copy-container\"><div class=\"wellness-icon\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4752\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_thumbs-up.png\" alt=\"\" width=\"28\" height=\"30\" \/><\/div><div class=\"wellness-copy\"><b>Guide<\/b> you in shifting these patterns to achieve lasting positive results<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b26a0da elementor-widget elementor-widget-html\" data-id=\"b26a0da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"VideoObject\",\r\n  \"name\": \"Three Steps Toward Financial Wellness\",\r\n  \"description\": \"Dr. Erika Rasure, Beyond Finance's Chief Financial Wellness Advisor, shares three simple steps to start your journey toward financial wellness: take charge of your financial situation, rewrite your story so debt doesn't define you, and make small steady changes that stick for long-term financial freedom.\",\r\n  \"thumbnailUrl\": \"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/04\/bf-erika_path-to-financial-wellness_thumb.png\",\r\n  \"uploadDate\": \"2025-06-09T00:00:00Z\",\r\n  \"duration\": \"PT1M32S\",\r\n  \"contentUrl\": \"https:\/\/www.youtube.com\/watch?v=6u7w1XpYASU\",\r\n  \"embedUrl\": \"https:\/\/www.youtube.com\/embed\/6u7w1XpYASU\",\r\n  \"publisher\": {\r\n    \"@type\": \"Organization\",\r\n    \"name\": \"Beyond Finance\",\r\n    \"url\": \"https:\/\/www.beyondfinance.com\/\",\r\n    \"logo\": {\r\n      \"@type\": \"ImageObject\",\r\n      \"url\": \"https:\/\/www.beyondfinance.com\/vite\/assets\/beyond-CCSKLIGd.svg\"\r\n    },\r\n    \"sameAs\": [\r\n      \"https:\/\/www.facebook.com\/MoveBeyondDebt\/\",\r\n      \"https:\/\/twitter.com\/MoveBeyondDebt\",\r\n      \"https:\/\/www.instagram.com\/beyondfinancedebtrelief\/\",\r\n      \"https:\/\/www.linkedin.com\/company\/beyond-finance\/\",\r\n      \"https:\/\/www.youtube.com\/@beyondfinance5099\"\r\n    ]\r\n  },\r\n  \"author\": {\r\n    \"@type\": \"Person\",\r\n    \"name\": \"Dr. Erika Rasure\",\r\n    \"jobTitle\": \"Chief Financial Wellness Advisor\",\r\n    \"worksFor\": {\r\n      \"@type\": \"Organization\",\r\n      \"name\": \"Beyond Finance\"\r\n    }\r\n  },\r\n  \"inLanguage\": \"en\",\r\n  \"isFamilyFriendly\": true,\r\n  \"keywords\": \"financial wellness, debt relief, debt stress, financial freedom, money habits, getting out of debt\",\r\n  \"hasPart\": [\r\n    {\r\n      \"@type\": \"Clip\",\r\n      \"name\": \"Step 1: Take Charge\",\r\n      \"description\": \"Sit down and figure out the reality of your financial situation \u2014 where your money is going and what your options are. The more you know, the more confident you'll feel about taking action.\",\r\n      \"startOffset\": 28,\r\n      \"endOffset\": 41,\r\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=6u7w1XpYASU&t=28\"\r\n    },\r\n    {\r\n      \"@type\": \"Clip\",\r\n      \"name\": \"Step 2: Rewrite Your Story\",\r\n      \"description\": \"Debt doesn't define you. You deserve a fresh start without debt in your future \u2014 throw out the idea that you need to be tied to it for the rest of your life.\",\r\n      \"startOffset\": 41,\r\n      \"endOffset\": 51,\r\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=6u7w1XpYASU&t=41\"\r\n    },\r\n    {\r\n      \"@type\": \"Clip\",\r\n      \"name\": \"Step 3: Make It Stick\",\r\n      \"description\": \"Small, steady changes lead to big results and long-term financial freedom. Financial wellness is about building habits that put you in control of your financial future.\",\r\n      \"startOffset\": 51,\r\n      \"endOffset\": 65,\r\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=6u7w1XpYASU&t=51\"\r\n    }\r\n  ]\r\n}\r\n<\/script>\r\n\r\n\r\n<div style=\"border-radius: 8px;\r\nborder: 13px solid var(--bf-color-grey-100, #E1E1E1);\r\nbackground: url(https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/04\/bf-erika_path-to-financial-wellness_thumb.png) lightgray 50% \/ cover no-repeat, linear-gradient(0deg, rgba(0, 0, 0, 0.20) 0%, rgba(0, 0, 0, 0.20) 100%), url(https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/04\/bf-erika_path-to-financial-wellness_thumb.png) lightgray 50% \/ cover no-repeat; margin-top: 16px;\">\r\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/www.youtube.com\/embed\/6u7w1XpYASU?rel=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Your Path to Financial Wellness\"><\/iframe><\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c086813\" data-id=\"c086813\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3311643 elementor-widget elementor-widget-heading\" data-id=\"3311643\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Meet Our Experts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-014373e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"014373e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-526a88c\" data-id=\"526a88c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d41635d elementor-widget elementor-widget-image\" data-id=\"d41635d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"864\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Erika_crop_close.jpg\" class=\"attachment-full size-full wp-image-4795\" alt=\"\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Erika_crop_close.jpg 864w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Erika_crop_close-300x300.jpg 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Erika_crop_close-150x150.jpg 150w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Erika_crop_close-768x768.jpg 768w\" sizes=\"auto, (max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5dce9d7\" data-id=\"5dce9d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8f1606 elementor-widget elementor-widget-text-editor\" data-id=\"d8f1606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Dr. Erika Rasure, Chief Financial Wellness Advisor<\/strong>\n<div style=\"font-size: 14px; line-height: 20px;\">Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-633d53c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"633d53c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-92c2f65\" data-id=\"92c2f65\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4459c33 elementor-widget elementor-widget-image\" data-id=\"4459c33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"864\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Nate_crop_close.jpg\" class=\"attachment-large size-large wp-image-4794\" alt=\"\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Nate_crop_close.jpg 864w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Nate_crop_close-300x300.jpg 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Nate_crop_close-150x150.jpg 150w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/05\/Nate_crop_close-768x768.jpg 768w\" sizes=\"auto, (max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fe0e579\" data-id=\"fe0e579\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30593ed elementor-widget elementor-widget-text-editor\" data-id=\"30593ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Nathan Astle, Financial Therapist<\/strong>\n<div style=\"font-size: 14px; line-height: 20px;\">Nathan Astle, MFT, is a Certified Financial Therapist\u2122 specializing in financial trauma and treating couples\u2019 financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fd9cfe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3fd9cfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50a79f4 elementor-widget elementor-widget-heading\" data-id=\"50a79f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Resources we offer:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e3952a elementor-widget elementor-widget-text-editor\" data-id=\"2e3952a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Personalized Financial Wellness Sessions<\/li><li>Budgeting Tools<\/li><li>Mental Health &amp; Money Resources<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed9508e elementor-widget elementor-widget-text-editor\" data-id=\"ed9508e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"icon-copy-container\"><div class=\"wellness-icon\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4749\" style=\"margin-top: 4px; margin-left: 10px;\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_piggy-bank.png\" alt=\"\" width=\"25\" height=\"25\" \/><\/div><div class=\"wellness-copy\"><h4>Did you know?<\/h4><p><span style=\"font-size: 14px;\">Our graduating clients rate their financial habits at an average of 5.9\/10 before seeking our help, and at 8.2\/10 after working with Beyond Finance.<\/span><\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2188125 elementor-widget elementor-widget-image\" data-id=\"2188125\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"133\" height=\"25\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_tp_five-stars.png\" class=\"attachment-large size-large wp-image-4748\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1403d21 elementor-widget elementor-widget-text-editor\" data-id=\"1403d21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>January 10, 2025<\/strong><br \/><span style=\"font-style: italic; font-size: 14px; line-height: 20px;\">Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.<\/span><br \/><a style=\"text-decoration: underline;\" href=\"https:\/\/www.trustpilot.com\/reviews\/6781c7787f0290f6bf00ed68\" target=\"_blank\" rel=\"noopener\">\u2014 Debbie<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8525550 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8525550\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d48b9ff\" data-id=\"d48b9ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f858638 elementor-widget elementor-widget-text-editor\" data-id=\"f858638\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Behind each of these tiles, you\u2019ll discover different ways to get inspired, improve your financial habits, learn about your own relationship with money, and more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f79fa elementor-widget elementor-widget-html\" data-id=\"b3f79fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tiles-container\">\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/client-graduate-exclusives\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/client-exclusives_icon.png\" \/>\n\t\t\t\t<p>Client & Graduate Exclusives<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/video-library\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/video-library_icon.png\" \/>\n\t\t\t\t<p>Video Library<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/learning-good-financial-habits\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/learning-good-habits_icon.png\" \/>\n\t\t\t\t<p>Learning Good Financial Habits<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ffc256 elementor-widget elementor-widget-html\" data-id=\"1ffc256\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tiles-container\">\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/your-relationship-with-money\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/relationship-with-money_icon.png\" \/>\n\t\t\t\t<p>Your Relationship With Money<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/your-family-and-money\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/family-and-money_icon.png\" \/>\n\t\t\t\t<p>Your Family & Money<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"tile-wrapper\">\n\t\t<a href=\"\/blog\/managing-financial-stress-and-trauma\/\">\n\t\t\t<div class=\"tile-category\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/managing-financial-stress_icon.png\" \/>\n\t\t\t\t<p>Managing Financial Stress & Trauma<\/p>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b17e6e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b17e6e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5bfbfe8\" data-id=\"5bfbfe8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9c54b4 elementor-widget elementor-widget-heading\" data-id=\"a9c54b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Most Recent Articles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0949de elementor-widget elementor-widget-shortcode\" data-id=\"f0949de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba816fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba816fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e2ad803\" data-id=\"e2ad803\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f9cbbd2 elementor-widget elementor-widget-html\" data-id=\"f9cbbd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\nfunction toggleFooter() {\n  const footer = document.getElementById('stickyFooter');\n  footer.classList.toggle('expanded');\n  footer.classList.toggle('collapsed');\n}\n<\/script>\n\n<div class=\"sticky-footer expanded\" id=\"stickyFooter\">\n  <div class=\"footer-content-stick\">\n    <h3 class=\"footer-text\">New Money Mindset Financial Wellness Checkup<\/h3>\n    <a class=\"cta-btn\" href=\"https:\/\/www.beyondfinance.com\/blog\/your-new-money-mindset-financial-wellness-checkup\/\">Get My Score<\/a>\n  <\/div>\n<\/div>\n\n<style>\n.sticky-footer {\n  position: fixed;\n  bottom: 0;\n  left: 0;\n  width: 100%;\n  z-index: 9999;\n  background: #0552B5;\n  color: #FFFFFF;\n  transition: height 0.3s ease-in-out;\n  overflow: hidden;\n  box-shadow: 0 -2px 5px rgba(0,0,0,0.2);\n}\n\n.sticky-footer .footer-content-stick {\n  padding: 10px 20px;\n  text-align: center;\n}\n\nh3.footer-text {\n  color: #FFFFFF;\n}\n\n.sticky-footer .cta-btn {\n  background-color: #DA127D;\n  color: #FFFFFF;\n  border: none;\n  padding: 10px 30px;\n  cursor: pointer;\n  border-radius: 4px;\n}\n.sticky-footer .cta-btn:hover {\n  background-color: #870557;\n}\n\n.sticky-footer .expanded-content {\n  padding: 15px 20px;\n  display: none;\n}\n\n.sticky-footer.expanded {\n  height: auto;  \/* Adjust based on your content *\/\n  padding-bottom: 16px;\n}\n\n.sticky-footer.expanded .expanded-content {\n  display: block;\n}\n\n.sticky-footer.collapsed {\n  height: 50px;\n}\n\n.footer-legal {padding-bottom: 150px;}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Moving Beyond Debt Personal finance tips and helpful advice for your journey towards a debt-free future What is Financial Wellness? When a person strives for financial wellness, it means they work towards good financial habits \u2014 saving, budgeting, and spending in healthy ways \u2014 as well as positive mental and emotional relationships with money. Our&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":true,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-27","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Beyond Finance - Moving Beyond Debt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Beyond Finance - Moving Beyond Debt\" \/>\n<meta property=\"og:description\" content=\"Moving Beyond Debt Personal finance tips and helpful advice for your journey towards a debt-free future What is Financial Wellness? When a person strives for financial wellness, it means they work towards good financial habits \u2014 saving, budgeting, and spending in healthy ways \u2014 as well as positive mental and emotional relationships with money. Our...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T16:15:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png\" \/>\n\t<meta property=\"og:image:width\" content=\"48\" \/>\n\t<meta property=\"og:image:height\" content=\"60\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance - Moving Beyond Debt\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png\",\"datePublished\":\"2021-01-06T17:10:41+00:00\",\"dateModified\":\"2026-04-07T16:15:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#primaryimage\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png\",\"width\":48,\"height\":60},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Homepage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Beyond Finance - Moving Beyond Debt","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/","og_locale":"en_US","og_type":"article","og_title":"Beyond Finance - Moving Beyond Debt","og_description":"Moving Beyond Debt Personal finance tips and helpful advice for your journey towards a debt-free future What is Financial Wellness? When a person strives for financial wellness, it means they work towards good financial habits \u2014 saving, budgeting, and spending in healthy ways \u2014 as well as positive mental and emotional relationships with money. Our...","og_url":"https:\/\/www.beyondfinance.com\/blog\/","og_site_name":"Beyond Finance","article_modified_time":"2026-04-07T16:15:14+00:00","og_image":[{"width":48,"height":60,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance - Moving Beyond Debt","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png","datePublished":"2021-01-06T17:10:41+00:00","dateModified":"2026-04-07T16:15:14+00:00","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/03\/bf_icon_light-bulb.png","width":48,"height":60},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Homepage"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}}]}},"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Sean Myers","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/smyers\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/pages\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/pages\/27\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}