{"id":5753,"date":"2026-06-05T20:12:53","date_gmt":"2026-06-05T20:12:53","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?page_id=5753"},"modified":"2026-06-30T21:50:17","modified_gmt":"2026-06-30T21:50:17","slug":"reset-framework","status":"publish","type":"page","link":"https:\/\/www.beyondfinance.com\/blog\/reset-framework\/","title":{"rendered":"The Financial Wellness RESET\u2122 Framework"},"content":{"rendered":"\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"@id\": \"https:\/\/www.beyondfinance.com\/blog\/reset-framework\/#faqpage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the Financial Wellness RESET\u2122 Framework?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The Financial Wellness RESET\u2122 Framework is a proprietary five-pillar clinically-informed model developed by Dr. Erika Rasure, PhD, CFT\u2122 \u2014 Chief Financial Wellness Advisor at Beyond Finance \u2014 that addresses the emotional, behavioral, and nervous-system dimensions of financial wellness. The five pillars are Recenter, Examine, Simplify, Empower, and Transform. It's the foundation of Beyond Finance's financial wellness programming and the basis for the Financial Wellness RESET\u2122 Assessment and the Financial Wellness RESET\u2122 Curriculum.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What does RESET stand for?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"RESET stands for Recenter, Examine, Simplify, Empower, and Transform \u2014 five clinically-informed dimensions of financial wellness that address the root conditions determining whether financial strategies produce lasting behavioral change.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Who developed the Financial Wellness RESET\u2122 Framework?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The Financial Wellness RESET\u2122 Framework was developed by Dr. Erika Rasure, PhD, CFT\u2122, Chief Financial Wellness Advisor at Beyond Finance. Dr. Rasure holds a doctorate in Personal Financial Planning from Kansas State University and the Certified Financial Therapist\u2122 (CFT\u2122) designation \u2014 one of a small number of practitioners in the country to hold both credentials. At Beyond Finance, she leads weekly financial wellness sessions with enrolled clients. She serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, and NBC's Today Show.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How is the Financial Wellness RESET\u2122 Framework different from other financial wellness approaches?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Most financial wellness approaches focus on what to do \u2014 budgets, savings plans, debt payoff strategies. The Financial Wellness RESET\u2122 Framework specifically addresses the behavioral, emotional, and nervous-system conditions that determine whether those tools produce consistent results. The Financial Wellness RESET\u2122 Framework is the only financial wellness framework developed by a practitioner holding both a doctorate in Personal Financial Planning and the Certified Financial Therapist\u2122 designation. Its development was informed in part by Dr. Rasure's observations of Beyond Finance clients undergoing successful financial wellness transformations \u2014 transformations evidenced by a graduate survey showing a 42% improvement in self-reported financial habits across more than 10,000 graduates.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What research informed the Financial Wellness RESET\u2122 Framework?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The framework draws on peer-reviewed research in financial therapy, behavioral finance, and the psychology of behavioral change \u2014 including research published in the Proceedings of the National Academy of Sciences, the Journal of Financial Therapy, and the behavioral economics literature on decision fatigue and self-determination theory. Its development was also informed in part by Dr. Rasure's observations of Beyond Finance clients undergoing successful financial wellness transformations \u2014 transformations evidenced by a graduate survey showing a 42% improvement in self-reported financial habits across more than 10,000 graduates.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the difference between the Financial Wellness RESET\u2122 Framework, Assessment, and Curriculum?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The Financial Wellness RESET\u2122 Framework is the clinically-informed model \u2014 the explanation of what determines whether financial change lasts. The Financial Wellness RESET\u2122 Assessment is a 20-question tool developed by Dr. Rasure that measures where an individual stands across the framework's five dimensions. The Financial Wellness RESET\u2122 Curriculum is a five-module self-paced educational program that guides learners through the work of each pillar. The framework is the foundation; the curriculum and assessment are the tools built to implement and measure it.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<div class=\"rc-page\" data-rc-key=\"framework\">\n\n  <section class=\"rc-hub-card\">\n    <div class=\"rc-hub-card-inner\">\n\n      <div class=\"rc-hub-card-head\">\n        <div class=\"rc-hub-card-eyebrow\">Introducing<\/div>\n        <h1 class=\"rc-hub-card-title\">The Financial Wellness <em>RESET\u2122 Framework<\/em><\/h1>\n        <div class=\"rc-hub-card-attribution\">Developed by Dr. Erika Rasure \u00b7 Chief Financial Wellness Advisor, Beyond Finance<\/div>\n      <\/div>\n\n      <p class=\"rc-hub-card-body\">The Financial Wellness RESET\u2122 Framework is a proprietary clinically-informed model developed by Dr. Erika Rasure through her doctoral research, her clinical work as a Certified Financial Therapist, and the insights she gathered while leading sessions with Beyond Finance clients and observing their successful financial wellness transformations. The Financial Wellness RESET\u2122 framework, assessment, and curriculum make the path to lasting financial wellness accessible to everyone.<\/p>\n\n      <div class=\"rc-pull-quote\">\n        The Financial Wellness RESET\u2122 Framework is the clinically-informed model that makes saving, budgeting, and paying down debt actually stick.\n        <div class=\"rc-pull-quote-attr\">\u2014 Dr. Erika Rasure, PhD, CFT\u2122, Chief Financial Wellness Advisor, Beyond Finance<\/div>\n      <\/div>\n\n      <div class=\"rc-stat-block-header\">Self-reported financial habit scores across 10,000+ Beyond Finance surveyed graduates \u2014 evidence of the successful financial wellness transformations Dr. Rasure observed among Beyond Finance clients, which informed her development of the Financial Wellness RESET\u2122 Framework.<\/div>\n\n      <div class=\"rc-stat-tile-grid\">\n        <div class=\"rc-stat-tile rc-stat-tile--before\">\n          <div class=\"rc-stat-tile-label\">Habit score before program<\/div>\n          <div class=\"rc-stat-tile-number\">5.7 <span class=\"rc-stat-tile-denom\">\/10<\/span><\/div>\n        <\/div>\n        <div class=\"rc-stat-tile-arrow\" aria-hidden=\"true\">\u2192<\/div>\n        <div class=\"rc-stat-tile rc-stat-tile--after\">\n          <div class=\"rc-stat-tile-label\">Habit score at graduation<\/div>\n          <div class=\"rc-stat-tile-number\">8.1 <span class=\"rc-stat-tile-denom\">\/10<\/span><\/div>\n        <\/div>\n        <div class=\"rc-stat-tile rc-stat-tile--after\">\n          <div class=\"rc-stat-tile-label\">Total improvement<\/div>\n          <div class=\"rc-stat-tile-number\">42<span class=\"rc-stat-tile-suffix\">%<\/span><\/div>\n        <\/div>\n        <div class=\"rc-stat-tile rc-stat-tile--after\">\n          <div class=\"rc-stat-tile-label\">Graduates surveyed<\/div>\n          <div class=\"rc-stat-tile-number\">10,000<span class=\"rc-stat-tile-suffix\">+<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-hub-nav-grid\">\n\n        <a class=\"rc-hub-nav-card rc-hub-nav-card--featured\" href=\"\/blog\/reset-assessment\/\">\n          <div class=\"rc-hub-nav-card-banner\">Start here<\/div>\n          <div class=\"rc-hub-nav-card-body\">\n            <div class=\"rc-hub-nav-card-eyebrow\">Assess<\/div>\n            <h3 class=\"rc-hub-nav-card-title\">Where you stand<\/h3>\n            <p class=\"rc-hub-nav-card-desc\">20 questions across five dimensions. Developed by Dr. Erika Rasure, PhD, CFT\u2122. About three minutes. No right or wrong answers.<\/p>\n            <div class=\"rc-hub-nav-card-cta\">Take the assessment \u2192<\/div>\n          <\/div>\n        <\/a>\n\n        <a class=\"rc-hub-nav-card\" href=\"\/blog\/reset-curriculum\/\">\n          <div class=\"rc-hub-nav-card-body\">\n            <div class=\"rc-hub-nav-card-eyebrow\">Learn &amp; apply<\/div>\n            <h3 class=\"rc-hub-nav-card-title\">The curriculum<\/h3>\n            <p class=\"rc-hub-nav-card-desc\">Five self-paced modules addressing the behavioral patterns that keep financial strategies from producing consistent results.<\/p>\n            <div class=\"rc-hub-nav-card-cta\">Start the curriculum \u2192<\/div>\n          <\/div>\n        <\/a>\n\n      <\/div>\n\n      <p class=\"rc-hub-card-footer\">The assessment is the natural starting point \u2014 it shows you exactly where to focus your energy across the five pillars.<\/p>\n\n    <\/div>\n  <\/section>\n\n  <section class=\"rc-prose\">\n    <h2>What the Financial Wellness RESET\u2122 Framework is<\/h2>\n    <p class=\"rc-lead\">The Financial Wellness RESET\u2122 Framework is a proprietary five-pillar clinically-informed model developed by Dr. Erika Rasure, PhD, CFT\u2122 \u2014 one of a small number of practitioners in the country to hold both a doctorate in Personal Financial Planning and the Certified Financial Therapist\u2122 designation. The framework explains and names the behavioral and identity-level work that supports lasting financial wellness transformation.<\/p>\n\n    <p>The framework draws on peer-reviewed research in financial therapy, behavioral finance, and the psychology of financial decision-making \u2014 fields that consistently show that emotional and behavioral patterns, not financial knowledge alone, determine whether financial change is sustained over time.<\/p>\n  <\/section>\n\n  <section class=\"rc-prose\">\n    <h2>Why this framework exists<\/h2>\n    <p>Most financial education focuses on <em>what<\/em> to do. Budgets, debt payoff plans, savings strategies, and investment guidance are useful tools \u2014 but they require consistent behavioral follow-through to produce results. That follow-through is determined by factors most financial resources never address: the nervous system&#8217;s response to financial stress, inherited money beliefs, decision fatigue, financial self-trust, and financial identity.<\/p>\n\n    <p>Dr. Erika Rasure developed the proprietary Financial Wellness RESET\u2122 Framework for Beyond Finance to address exactly that. The framework \u2014 along with the Financial Wellness RESET\u2122 assessment and curriculum \u2014 gives the behavioral and identity-level work structure, language, and a scalable model, accessible to a wider audience.<\/p>\n  <\/section>\n\n  <section class=\"rc-prose rc-prose--center\">\n    <h2>The five pillars<\/h2>\n    <p class=\"rc-lead\">Each pillar addresses one of the root conditions that determine whether financial change lasts.<\/p>\n  <\/section>\n\n  <section class=\"rc-module-grid-section\">\n    <div class=\"rc-module-grid\">\n\n      <article class=\"rc-module-card\" data-pillar=\"1\">\n        <div class=\"rc-module-num\">Pillar 01<\/div>\n        <div class=\"rc-module-letter rc-module-letter--r\">R<\/div>\n        <h3 class=\"rc-module-title\">Recenter<\/h3>\n        <div class=\"rc-module-subtitle\">Create the conditions for change<\/div>\n        <p class=\"rc-module-body\">Recenter creates the internal calm that makes every other financial change possible. Chronic financial stress activates survival mode \u2014 shutting down the planning and decision-making parts of the brain. No budget, tool, or advice can produce lasting change in this state. Recenter teaches people to recognize survival mode and return to a state where intentional financial decisions become possible again.<\/p>\n        <img decoding=\"async\" class=\"rc-card-icon\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-pillar-recenter.png\" alt=\"Recenter pillar icon\" loading=\"lazy\">\n        <div class=\"rc-framework-basis\">\n          <div class=\"rc-framework-basis-label\">Research grounding<\/div>\n          <div class=\"rc-framework-basis-body\">Research in the <em>Proceedings of the National Academy of Sciences<\/em> demonstrates that financial stress measurably impairs cognitive bandwidth \u2014 the planning and impulse control needed for financial strategies to work.<\/div>\n        <\/div>\n      <\/article>\n\n      <article class=\"rc-module-card\" data-pillar=\"2\">\n        <div class=\"rc-module-num\">Pillar 02<\/div>\n        <div class=\"rc-module-letter rc-module-letter--e1\">E<\/div>\n        <h3 class=\"rc-module-title\">Examine<\/h3>\n        <div class=\"rc-module-subtitle\">Understand why you do what you do<\/div>\n        <p class=\"rc-module-body\">Examine gives you a clear view of the patterns shaping your financial behavior \u2014 where they came from, what they&#8217;re trying to do, and which ones you want to keep. Most financial habits are emotional patterns inherited from family, culture, and society rather than rational choices. Examine is where people stop being run by their old money story and start writing a new one.<\/p>\n        <img decoding=\"async\" class=\"rc-card-icon\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-pillar-examine.png\" alt=\"Examine pillar icon\" loading=\"lazy\">\n        <div class=\"rc-framework-basis\">\n          <div class=\"rc-framework-basis-label\">Research grounding<\/div>\n          <div class=\"rc-framework-basis-body\">Research in the <em>Journal of Financial Therapy<\/em> identifies inherited money scripts \u2014 developed as early as ages four to six \u2014 as primary determinants of adult financial behavior.<\/div>\n        <\/div>\n      <\/article>\n\n      <article class=\"rc-module-card\" data-pillar=\"3\">\n        <div class=\"rc-module-num\">Pillar 03<\/div>\n        <div class=\"rc-module-letter rc-module-letter--s\">S<\/div>\n        <h3 class=\"rc-module-title\">Simplify<\/h3>\n        <div class=\"rc-module-subtitle\">Make the right thing the easy thing<\/div>\n        <p class=\"rc-module-body\">Simplify brings focus and structure to your financial life so the right decisions become the easy ones. Unnecessary complexity \u2014 too many accounts, competing priorities, daily decisions \u2014 generates decision fatigue that drives avoidance and abandoned intentions. Simplify removes complexity, automates recurring choices, and focuses energy on one financial priority at a time. It&#8217;s also where the concrete work begins: choosing a goal, resourcing it fully, and taking real steps toward it.<\/p>\n        <img decoding=\"async\" class=\"rc-card-icon\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-pillar-simplify.png\" alt=\"Simplify pillar icon\" loading=\"lazy\">\n        <div class=\"rc-framework-basis\">\n          <div class=\"rc-framework-basis-label\">Research grounding<\/div>\n          <div class=\"rc-framework-basis-body\">Behavioral economics research on decision fatigue shows the number and complexity of financial decisions directly undermines decision quality over time.<\/div>\n        <\/div>\n      <\/article>\n\n      <article class=\"rc-module-card\" data-pillar=\"4\">\n        <div class=\"rc-module-num\">Pillar 04<\/div>\n        <div class=\"rc-module-letter rc-module-letter--e2\">E<\/div>\n        <h3 class=\"rc-module-title\">Empower<\/h3>\n        <div class=\"rc-module-subtitle\">Build proof that you can trust yourself<\/div>\n        <p class=\"rc-module-body\">Empower builds the one thing that actually changes financial behavior long-term: self-trust backed by real evidence. Most people who struggle financially don&#8217;t lack knowledge \u2014 they lack self-trust. Repeated attempts and setbacks have convinced them they&#8217;re simply bad with money. Motivation alone can&#8217;t fix this. Empower builds financial self-trust through accumulated evidence: small, repeated, captured financial actions that become too substantial for the &#8220;I&#8217;m bad with money&#8221; story to dismiss.<\/p>\n        <img decoding=\"async\" class=\"rc-card-icon\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-pillar-empower.png\" alt=\"Empower pillar icon\" loading=\"lazy\">\n        <div class=\"rc-framework-basis\">\n          <div class=\"rc-framework-basis-label\">Research grounding<\/div>\n          <div class=\"rc-framework-basis-body\">Self-determination theory research identifies perceived competence as a primary driver of sustained behavioral change \u2014 more durable than motivation-based approaches.<\/div>\n        <\/div>\n      <\/article>\n\n      <article class=\"rc-module-card\" data-pillar=\"5\">\n        <div class=\"rc-module-num\">Pillar 05<\/div>\n        <div class=\"rc-module-letter rc-module-letter--t\">T<\/div>\n        <h3 class=\"rc-module-title\">Transform<\/h3>\n        <div class=\"rc-module-subtitle\">Grow into your financial self<\/div>\n        <p class=\"rc-module-body\">Transform consolidates the work of all four preceding pillars into something lasting: a conscious, articulated financial identity that you can name, live from, and build on. It&#8217;s the stage that allows the person you&#8217;ve been becoming on your journey to show \u2014 and can deliberately adapt into through the years ahead. Behavior change without identity change is fragile, and Transform is where that fragility becomes strength.<\/p>\n        <img decoding=\"async\" class=\"rc-card-icon\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-pillar-transform.png\" alt=\"Transform pillar icon\" loading=\"lazy\">\n        <div class=\"rc-framework-basis\">\n          <div class=\"rc-framework-basis-label\">Research grounding<\/div>\n          <div class=\"rc-framework-basis-body\">Identity-based behavior change research in the <em>Journal of Financial Therapy<\/em> consistently shows that sustainable financial change requires an identity shift \u2014 from doing differently to being differently.<\/div>\n        <\/div>\n      <\/article>\n\n    <\/div>\n  <\/section>\n\n  <section class=\"rc-prose rc-prose--center\">\n    <h2>About the framework developer<\/h2>\n  <\/section>\n\n  <section class=\"rc-author-section\">\n    <div class=\"rc-author-card\">\n      <div class=\"rc-author-name\">Dr. Erika Rasure, PhD, CFT\u2122<\/div>\n      <div class=\"rc-author-title\">Chief Financial Wellness Advisor, Beyond Finance \u00b7 Creator of the Financial Wellness RESET\u2122 Framework<\/div>\n\n      <p class=\"rc-author-bio\">Dr. Rasure is one of a small number of practitioners in the country to hold both a doctorate in Personal Financial Planning and the Certified Financial Therapist\u2122 designation. She developed the proprietary Financial Wellness RESET\u2122 Framework through her doctoral research, her clinical work as a Certified Financial Therapist, her ongoing review of peer-reviewed research in financial therapy and behavioral change, and her work with Beyond Finance clients and her observations of their successful financial wellness transformations. The framework she developed gives that work structure, language, and a scalable model \u2014 accessible to a wider audience.<\/p>\n\n      <p class=\"rc-author-bio\">At Beyond Finance, she leads five weekly live group financial wellness sessions with enrolled clients.<\/p>\n\n      <ul class=\"rc-author-credentials\">\n        <li class=\"rc-cred-pill\">PhD, Personal Financial Planning \u2014 Kansas State University<\/li>\n        <li class=\"rc-cred-pill\">Certified Financial Therapist\u2122 (CFT\u2122)<\/li>\n        <li class=\"rc-cred-pill\">Member, Forbes Finance Council<\/li>\n        <li class=\"rc-cred-pill\">Financial Review Board Member \u2014 Investopedia, The Balance, VeryWell Family, VeryWell Parents<\/li>\n        <li class=\"rc-cred-pill\">Chair, Financial Therapy Clinical Institute Research Board<\/li>\n      <\/ul>\n\n      <div class=\"rc-author-press\">\n        <span class=\"rc-press-label\">Featured in<\/span>\n        <span>Forbes \u00b7 CNBC \u00b7 CNN \u00b7 NBC&#8217;s Today Show \u00b7 Associated Press \u00b7 Barron&#8217;s \u00b7 Fortune \u00b7 USA Today<\/span>\n      <\/div>\n\n      <a class=\"rc-author-link\" href=\"\/blog\/author\/erasure\">Read Dr. Rasure&#8217;s full bio \u2192<\/a>\n    <\/div>\n  <\/section>\n\n  <section class=\"rc-prose\">\n    <h2>Frequently asked questions<\/h2>\n  <\/section>\n\n  <section class=\"rc-faq-section\">\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>What is the Financial Wellness RESET\u2122 Framework?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">The Financial Wellness RESET\u2122 Framework is a proprietary five-pillar clinically-informed model developed by Dr. Erika Rasure, PhD, CFT\u2122 \u2014 Chief Financial Wellness Advisor at Beyond Finance \u2014 that addresses the emotional, behavioral, and nervous-system dimensions of financial wellness. The five pillars are Recenter, Examine, Simplify, Empower, and Transform. It&#8217;s the foundation of Beyond Finance&#8217;s financial wellness programming and the basis for the Financial Wellness RESET\u2122 Assessment and the Financial Wellness RESET\u2122 Curriculum.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>What does RESET stand for?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">RESET stands for <strong>R<\/strong>ecenter, <strong>E<\/strong>xamine, <strong>S<\/strong>implify, <strong>E<\/strong>mpower, and <strong>T<\/strong>ransform \u2014 five clinically-informed dimensions of financial wellness that address the root conditions determining whether financial strategies produce lasting behavioral change.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>Who developed the Financial Wellness RESET\u2122 Framework?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">The Financial Wellness RESET\u2122 Framework was developed by Dr. Erika Rasure, PhD, CFT\u2122, Chief Financial Wellness Advisor at Beyond Finance. Dr. Rasure holds a doctorate in Personal Financial Planning from Kansas State University and the Certified Financial Therapist\u2122 (CFT\u2122) designation \u2014 one of a small number of practitioners in the country to hold both credentials. At Beyond Finance, she leads weekly financial wellness sessions with enrolled clients. She serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, and NBC&#8217;s Today Show.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>How is the Financial Wellness RESET\u2122 Framework different from other financial wellness approaches?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">Most financial wellness approaches focus on what to do \u2014 budgets, savings plans, debt payoff strategies. The Financial Wellness RESET\u2122 Framework specifically addresses the behavioral, emotional, and nervous-system conditions that determine whether those tools produce consistent results. The Financial Wellness RESET\u2122 Framework is the only financial wellness framework developed by a practitioner holding both a doctorate in Personal Financial Planning and the Certified Financial Therapist\u2122 designation. Its development was informed in part by Dr. Rasure&#8217;s observations of Beyond Finance clients undergoing successful financial wellness transformations \u2014 transformations evidenced by a graduate survey showing a 42% improvement in self-reported financial habits across more than 10,000 graduates.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>What research informed the Financial Wellness RESET\u2122 Framework?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">The framework draws on peer-reviewed research in financial therapy, behavioral finance, and the psychology of behavioral change \u2014 including research published in the <em>Proceedings of the National Academy of Sciences<\/em>, the <em>Journal of Financial Therapy<\/em>, and the behavioral economics literature on decision fatigue and self-determination theory. Its development was also informed in part by Dr. Rasure&#8217;s observations of Beyond Finance clients undergoing successful financial wellness transformations \u2014 transformations evidenced by a graduate survey showing a 42% improvement in self-reported financial habits across more than 10,000 graduates.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"rc-faq-item\">\n      <button class=\"rc-faq-q\" aria-expanded=\"false\">\n        <span>What is the difference between the Financial Wellness RESET\u2122 Framework, Assessment, and Curriculum?<\/span>\n        <span class=\"rc-chev\"><\/span>\n      <\/button>\n      <div class=\"rc-faq-a\">\n        <div class=\"rc-faq-a-inner\">The Financial Wellness RESET\u2122 Framework is the clinically-informed model \u2014 the explanation of what determines whether financial change lasts. The Financial Wellness RESET\u2122 Assessment is a 20-question tool developed by Dr. Rasure that measures where an individual stands across the framework&#8217;s five dimensions. The Financial Wellness RESET\u2122 Curriculum is a five-module self-paced educational program that guides learners through the work of each pillar. The framework is the foundation; the curriculum and assessment are the tools built to implement and measure it.<\/div>\n      <\/div>\n    <\/div>\n\n  <\/section>\n\n  <section class=\"rc-prose\">\n    <h2>Continue with the Financial Wellness RESET\u2122 Framework<\/h2>\n  <\/section>\n\n  <section class=\"rc-hub-continue\">\n    <div class=\"rc-hub-continue-grid\">\n\n      <a class=\"rc-hub-continue-card\" href=\"\/blog\/reset-assessment\/\">\n        <div class=\"rc-hub-continue-eyebrow\">Assessment<\/div>\n        <h3 class=\"rc-hub-continue-title\">Take the assessment<\/h3>\n        <p class=\"rc-hub-continue-body\">Find out where you stand across all five Financial Wellness RESET\u2122 dimensions in about three minutes.<\/p>\n      <\/a>\n\n      <a class=\"rc-hub-continue-card\" href=\"\/blog\/reset-curriculum\/\">\n        <div class=\"rc-hub-continue-eyebrow\">Curriculum<\/div>\n        <h3 class=\"rc-hub-continue-title\">Start the curriculum<\/h3>\n        <p class=\"rc-hub-continue-body\">Five self-paced modules that guide you through the work of each pillar.<\/p>\n      <\/a>\n\n      <a class=\"rc-hub-continue-card\" href=\"\/blog\/\">\n        <div class=\"rc-hub-continue-eyebrow\">Hub<\/div>\n        <h3 class=\"rc-hub-continue-title\">Explore Financial Wellness Home<\/h3>\n        <p class=\"rc-hub-continue-body\">Expert guides, tools, and resources built on the Financial Wellness RESET\u2122 Framework.<\/p>\n      <\/a>\n\n    <\/div>\n  <\/section>\n\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introducing The Financial Wellness RESET\u2122 Framework Developed by Dr. Erika Rasure \u00b7 Chief Financial Wellness Advisor, Beyond Finance The Financial Wellness RESET\u2122 Framework is a proprietary clinically-informed model developed by Dr. Erika Rasure through her doctoral research, her clinical work as a Certified Financial Therapist, and the insights she gathered while leading sessions with Beyond&#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-5753","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - 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