{"id":5988,"date":"2026-06-23T22:25:04","date_gmt":"2026-06-23T22:25:04","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?page_id=5988"},"modified":"2026-07-06T13:45:36","modified_gmt":"2026-07-06T13:45:36","slug":"reset-survival-mode","status":"publish","type":"page","link":"https:\/\/www.beyondfinance.com\/blog\/reset-survival-mode\/","title":{"rendered":"The Survival Mode Money Response Quiz"},"content":{"rendered":"\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Quiz\",\n  \"@id\": \"https:\/\/www.beyondfinance.com\/blog\/reset-survival-mode\/#quiz\",\n  \"name\": \"The Survival Mode Money Response Quiz\",\n  \"description\": \"A 25-statement diagnostic developed by Dr. Erika Rasure, PhD, CFT\u2122 that identifies which of the five survival mode money response patterns \u2014 Flight, Fight, Freeze, Fawn, and Relief-Seeking \u2014 are most active in a learner's financial life. Each pattern represents a different way a dysregulated nervous system responds to financial threat. The quiz measures 5 statements per pattern on a 5-point frequency scale (never, occasionally, sometimes, often, almost always), producing a per-pattern score and an overall financial nervous system activation score with personalized interpretive feedback.\",\n  \"url\": \"https:\/\/www.beyondfinance.com\/blog\/reset-survival-mode\/\",\n  \"datePublished\": \"2026-06-05\",\n  \"dateModified\": \"2026-06-05\",\n  \"inLanguage\": \"en-US\",\n  \"isAccessibleForFree\": true,\n  \"educationalLevel\": \"Beginner to Advanced\",\n  \"learningResourceType\": \"Assessment\",\n  \"assesses\": [\n    \"Flight \u2014 financial avoidance and disengagement\",\n    \"Fight \u2014 financial control, vigilance, and self-criticism\",\n    \"Freeze \u2014 financial numbness, paralysis, and disconnection\",\n    \"Fawn \u2014 financial over-giving, accommodation, and self-sacrifice\",\n    \"Relief-Seeking \u2014 impulse spending, emotional purchasing, and numbing\"\n  ],\n  \"about\": [\n    {\n      \"@type\": \"Thing\",\n      \"name\": \"Survival mode money responses\"\n    },\n    {\n      \"@type\": \"Thing\",\n      \"name\": \"Financial nervous system\"\n    },\n    {\n      \"@type\": \"Thing\",\n      \"name\": \"Financial stress patterns\"\n    },\n    {\n      \"@type\": \"Thing\",\n      \"name\": \"The Financial Wellness RESET\u2122 Framework\"\n    }\n  ],\n  \"author\": {\n    \"@id\": \"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/#person\"\n  },\n  \"creator\": {\n    \"@id\": \"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/#person\"\n  },\n  \"publisher\": {\n    \"@id\": \"https:\/\/www.beyondfinance.com\/#organization\"\n  },\n  \"educationalAlignment\": {\n    \"@type\": \"AlignmentObject\",\n    \"alignmentType\": \"assesses\",\n    \"targetName\": \"The Financial Wellness RESET\u2122 Framework\",\n    \"targetUrl\": \"https:\/\/www.beyondfinance.com\/blog\/reset-framework\/\"\n  }\n}\n<\/script>\n\n<div class=\"rc-page\" data-rc-key=\"survival.quiz_standalone\" data-rc-assessment=\"smmq\">\n\n<style>\n  .rc-page[data-rc-key=\"survival.quiz_standalone\"] .rc-sq-quiz {\n    max-width: 760px;\n    margin: 16px auto;\n    padding: 0 32px;\n  }\n<\/style>\n\n  <section class=\"rc-asmt-screen rc-active\" id=\"rc-sq-screen-intro\" aria-labelledby=\"rc-sq-h1\">\n\n    <section class=\"rc-hub-hero\">\n      <div class=\"rc-part-eyebrow\">Developed by Dr. Erika Rasure, PhD, CFT\u2122 \u00b7 Chief Financial Wellness Advisor, Beyond Finance<\/div>\n      <h1 class=\"rc-hub-hero-title\" id=\"rc-sq-h1\">Is survival mode quietly<br><em>running your finances?<\/em><\/h1>\n      <p class=\"rc-hub-hero-sub\">Take the free Survival Mode Money Response Quiz \u2014 developed by Dr. Erika Rasure, CFT\u2122 as part of the Financial Wellness RESET\u2122 Curriculum.<\/p>\n      <div class=\"rc-hub-cta-row\">\n        <button class=\"rc-hub-cta-primary\" type=\"button\" id=\"rc-sq-start-top\">Take the quiz \u2192<\/button>\n      <\/div>\n      <div class=\"rc-hub-hero-meta\">About 3 minutes \u00b7 No email required \u00b7 Results delivered immediately<\/div>\n    <\/section>\n\n    <section class=\"rc-prose\">\n      <h2>What is a survival mode money response?<\/h2>\n      <p class=\"rc-lead\">A survival mode money response is any financial behavior \u2014 spending, avoiding, over-giving, controlling, or numbing \u2014 driven by a dysregulated nervous system rather than a conscious choice.<\/p>\n      <p>It&#8217;s not a discipline problem. It&#8217;s not a character flaw. It&#8217;s a pattern your body learned somewhere along the way as a way to cope with financial threat.<\/p>\n      <p>If you&#8217;ve ever wondered why you avoid your banking app for weeks at a time, impulse-buy after a hard day, freeze when financial decisions get hard, give money you don&#8217;t have when someone asks, or find yourself gripping every dollar with unrelenting anxiety \u2014 there&#8217;s a psychological reason. And it isn&#8217;t about being bad with money.<\/p>\n      <p>There are five patterns. Most people have one or two dominant ones. And until you can name yours, it runs you automatically.<\/p>\n      <p>This quiz takes about three minutes. It will identify which patterns are most active in your financial life \u2014 and what to do about them.<\/p>\n    <\/section>\n\n    <section class=\"rc-prose\">\n      <h2>What the quiz measures<\/h2>\n      <p class=\"rc-lead\">The Survival Mode Money Response Quiz measures five distinct financial stress patterns across 25 statements.<\/p>\n      <p>Each pattern corresponds to a different way a dysregulated nervous system responds to financial threat:<\/p>\n    <\/section>\n\n    <section class=\"rc-module-grid-section\">\n      <div class=\"rc-module-grid\">\n\n        <article class=\"rc-module-card\" style=\"border-top: 3px solid var(--rc-p-flight);\">\n          <div class=\"rc-module-num\">Pattern A<\/div>\n          <div class=\"rc-module-letter\" style=\"color: var(--rc-p-flight);\">F<\/div>\n          <h3 class=\"rc-module-title\">Flight<\/h3>\n          <div class=\"rc-module-subtitle\">Avoidance \u00b7 Deferral \u00b7 Disengagement<\/div>\n          <p class=\"rc-module-body\">When money feels threatening, your nervous system pulls you away. Unopened mail. Unchecked balances. Changed subjects. The instinct to put it off one more day.<\/p>\n          <figure class=\"rc-figure rc-figure--medium\">\n            <img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-flight.png\" alt=\"A kite with a broken string, flying away.\" width=\"180\" loading=\"lazy\">\n          <\/figure>\n        <\/article>\n\n        <article class=\"rc-module-card\" style=\"border-top: 3px solid var(--rc-p-fight);\">\n          <div class=\"rc-module-num\">Pattern B<\/div>\n          <div class=\"rc-module-letter\" style=\"color: var(--rc-p-fight);\">F<\/div>\n          <h3 class=\"rc-module-title\">Fight<\/h3>\n          <div class=\"rc-module-subtitle\">Control \u00b7 Vigilance \u00b7 Self-Criticism<\/div>\n          <p class=\"rc-module-body\">The grip on the spreadsheet. The harshness with yourself or others. Your nervous system trying to outrun threat through control.<\/p>\n          <figure class=\"rc-figure rc-figure--medium\">\n            <img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-fight.png\" alt=\"A volcano beginning to rumble and smoke.\" width=\"180\" loading=\"lazy\">\n          <\/figure>\n        <\/article>\n\n        <article class=\"rc-module-card\" style=\"border-top: 3px solid var(--rc-p-freeze);\">\n          <div class=\"rc-module-num\">Pattern C<\/div>\n          <div class=\"rc-module-letter\" style=\"color: var(--rc-p-freeze);\">F<\/div>\n          <h3 class=\"rc-module-title\">Freeze<\/h3>\n          <div class=\"rc-module-subtitle\">Numbness \u00b7 Paralysis \u00b7 Disconnection<\/div>\n          <p class=\"rc-module-body\">The brain that goes blank. Time that disappears. A strange sense that your finances belong to someone else.<\/p>\n          <figure class=\"rc-figure rc-figure--medium\">\n            <img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-freeze.png\" alt=\"A deer frozen in headlights.\" width=\"180\" loading=\"lazy\">\n          <\/figure>\n        <\/article>\n\n        <article class=\"rc-module-card\" style=\"border-top: 3px solid var(--rc-p-fawn);\">\n          <div class=\"rc-module-num\">Pattern D<\/div>\n          <div class=\"rc-module-letter\" style=\"color: var(--rc-p-fawn);\">F<\/div>\n          <h3 class=\"rc-module-title\">Fawn<\/h3>\n          <div class=\"rc-module-subtitle\">Over-Giving \u00b7 Accommodation \u00b7 Saying Yes<\/div>\n          <p class=\"rc-module-body\">Saying yes when you mean no. Sending money you don&#8217;t have. Caretaking at your own expense.<\/p>\n          <figure class=\"rc-figure rc-figure--medium\">\n            <img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-fawn.png\" alt=\"A doormat with footprints crossing over it.\" width=\"180\" loading=\"lazy\">\n          <\/figure>\n        <\/article>\n\n        <article class=\"rc-module-card\" style=\"border-top: 3px solid var(--rc-p-relief);\">\n          <div class=\"rc-module-num\">Pattern E<\/div>\n          <div class=\"rc-module-letter\" style=\"color: var(--rc-p-relief);\">R<\/div>\n          <h3 class=\"rc-module-title\">Relief-Seeking<\/h3>\n          <div class=\"rc-module-subtitle\">Impulse \u00b7 Emotional Purchasing \u00b7 Numbing<\/div>\n          <p class=\"rc-module-body\">The late-night purchase. The cart full of things you barely remember adding. The brief hit of dopamine that lasts exactly as long as the package takes to arrive.<\/p>\n          <figure class=\"rc-figure rc-figure--medium\">\n            <img decoding=\"async\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-relief-seeking.png\" alt=\"A fish leaping toward a baited hook.\" width=\"180\" loading=\"lazy\">\n          <\/figure>\n        <\/article>\n\n      <\/div>\n    <\/section>\n\n    <section class=\"rc-prose\">\n      <p>Your results will include a score for each pattern and a total score indicating your overall level of financial nervous system activation \u2014 along with specific, actionable guidance matched to what you find.<\/p>\n    <\/section>\n\n    <section class=\"rc-prose\">\n      <h2>Why this quiz is different<\/h2>\n      <p>The Survival Mode Money Response Quiz was developed by Dr. Erika Rasure, PhD, CFT\u2122 \u2014 Chief Financial Wellness Advisor at Beyond Finance and creator of the Financial Wellness RESET\u2122 Framework. Dr. Rasure is one of the few people in the country to hold a doctorate in Personal Financial Planning and the designation of Certified Financial Therapist\u2122.<\/p>\n      <p>This quiz is not a personality test or a generic financial assessment. It is rooted within a five-pillar framework that integrates financial therapy research, behavioral economics, and somatic psychology to offer you insight on your relationship with money.<\/p>\n    <\/section>\n\n    <div class=\"rc-asmt-cta-block\">\n      <h2 class=\"rc-asmt-cta-title\">Find out which patterns are most active in your financial life<\/h2>\n      <p>25 questions \u00b7 5 patterns \u00b7 One clear picture of what your nervous system has been doing with money.<\/p>\n      <button class=\"rc-hub-cta-primary\" type=\"button\" id=\"rc-sq-start-bottom\">Take the free quiz \u2192<\/button>\n    <\/div>\n\n    <section class=\"rc-prose\" style=\"margin-top: 48px;\">\n      <p style=\"font-size: 13px; color: var(--rc-muted); border-top: 1px solid var(--rc-line-soft); padding-top: 24px;\">The content, assessments, and curricula provided on this platform are intended solely for general informational and educational purposes. Any assessments, quizzes, scoring tools, and structured curricula are designed as self-reflection tools only and do not constitute a clinical evaluation, diagnosis, or personalized financial plan. Nothing contained herein should be construed as financial, investment, tax, or legal advice, or as a substitute for the personalized guidance of a licensed financial professional.<\/p>\n    <\/section>\n\n  <\/section>\n\n  <section class=\"rc-asmt-screen\" id=\"rc-sq-screen-quiz\" aria-label=\"Quiz questions\">\n\n    <div class=\"rc-progress rc-progress--quiz\" data-rc-quiz-total=\"25\" style=\"position: sticky; top: 0; z-index: 40; margin: 0; border-radius: 0;\">\n      <div class=\"rc-progress-inner\">\n        <span class=\"rc-progress-label\">Your progress<\/span>\n        <div class=\"rc-progress-track\"><div class=\"rc-progress-fill\" id=\"rc-sq-prog-fill\"><\/div><\/div>\n        <span class=\"rc-progress-count\"><span id=\"rc-sq-prog-count\">0<\/span> \/ 25<\/span>\n      <\/div>\n    <\/div>\n\n    <section class=\"rc-scale-intro\">\n      <h2 class=\"rc-scale-intro-title\">How to score yourself<\/h2>\n      <p class=\"rc-scale-intro-sub\">For each statement, choose the number that most honestly reflects your behavior over the past few months.<\/p>\n      <div class=\"rc-scale-legend\">\n        <div class=\"rc-scale-item\"><div class=\"rc-scale-num\">0<\/div><div class=\"rc-scale-name\">Never<\/div><div class=\"rc-scale-desc\">or almost never<\/div><\/div>\n        <div class=\"rc-scale-item\"><div class=\"rc-scale-num\">1<\/div><div class=\"rc-scale-name\">Occasionally<\/div><div class=\"rc-scale-desc\">once a month or less<\/div><\/div>\n        <div class=\"rc-scale-item\"><div class=\"rc-scale-num\">2<\/div><div class=\"rc-scale-name\">Sometimes<\/div><div class=\"rc-scale-desc\">a few times a month<\/div><\/div>\n        <div class=\"rc-scale-item\"><div class=\"rc-scale-num\">3<\/div><div class=\"rc-scale-name\">Often<\/div><div class=\"rc-scale-desc\">weekly or more<\/div><\/div>\n        <div class=\"rc-scale-item\"><div class=\"rc-scale-num\">4<\/div><div class=\"rc-scale-name\">Almost always<\/div><div class=\"rc-scale-desc\">consistently<\/div><\/div>\n      <\/div>\n    <\/section>\n\n    <section class=\"rc-prose\" style=\"padding-top: 0; padding-bottom: 8px;\">\n      <div class=\"rc-pull-quote\">Answer for your real life, not your aspirational one. The version of you that exists right now, not the one you&#8217;re working toward.<\/div>\n      <p>If you find yourself reaching for the answer that sounds <em>better<\/em> rather than the answer that&#8217;s <em>true<\/em>, pause. Take a breath. Then answer honestly. That&#8217;s the only version this quiz can help.<\/p>\n    <\/section>\n\n    <div class=\"rc-divider\">When you&#8217;re ready, begin<\/div>\n\n    <div class=\"rc-sq-quiz\" id=\"rc-sq-quiz\">\n\n      <div class=\"rc-quiz-section\" data-pattern=\"A\">\n        <div class=\"rc-quiz-section-head\">\n          <div class=\"rc-quiz-letter\">\n            <span>Section A \u00b7 Flight<\/span>\n          <\/div>\n          <h2 class=\"rc-quiz-title\">Flight <em>\u2014 Avoidance<\/em><\/h2>\n          <div class=\"rc-quiz-tag\">When money feels threatening, your nervous system pulls you away.<\/div>\n        <\/div>\n        <div class=\"rc-quiz-questions\">\n          <div class=\"rc-quiz-question\" data-q=\"A1\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">1<\/span><div class=\"rc-quiz-text\">I avoid opening my banking app or financial statements.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question A1 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"A2\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">2<\/span><div class=\"rc-quiz-text\">I let mail pile up unopened, especially financial mail.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question A2 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"A3\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">3<\/span><div class=\"rc-quiz-text\">I change the subject or shut down when money comes up in conversation.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question A3 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"A4\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">4<\/span><div class=\"rc-quiz-text\">I &#8220;deal with it later&#8221; repeatedly, even when later never comes.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question A4 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"A5\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">5<\/span><div class=\"rc-quiz-text\">I avoid setting up the financial organizational systems I know I need.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question A5 response scale\"><\/div><\/div>\n        <\/div>\n        <div class=\"rc-subtotal\">\n          <span class=\"rc-subtotal-label\">Flight subtotal<\/span>\n          <span class=\"rc-subtotal-value\" data-rc-subtotal=\"A\">0 <span class=\"rc-denom\">\/ 20<\/span><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-quiz-section\" data-pattern=\"B\">\n        <div class=\"rc-quiz-section-head\">\n          <div class=\"rc-quiz-letter\">\n            <span>Section B \u00b7 Fight<\/span>\n          <\/div>\n          <h2 class=\"rc-quiz-title\">Fight <em>\u2014 Control &amp; Aggression<\/em><\/h2>\n          <div class=\"rc-quiz-tag\">The grip on the spreadsheet. The harshness with yourself or others.<\/div>\n        <\/div>\n        <div class=\"rc-quiz-questions\">\n          <div class=\"rc-quiz-question\" data-q=\"B1\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">1<\/span><div class=\"rc-quiz-text\">I become defensive or angry when someone asks about my spending.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question B1 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"B2\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">2<\/span><div class=\"rc-quiz-text\">I get harsh with myself internally about every &#8220;bad&#8221; purchase.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question B2 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"B3\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">3<\/span><div class=\"rc-quiz-text\">I obsessively track or recheck balances multiple times a day.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question B3 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"B4\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">4<\/span><div class=\"rc-quiz-text\">I get into financial conflicts with my partner, family, or friends.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question B4 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"B5\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">5<\/span><div class=\"rc-quiz-text\">I feel righteous superiority about my financial habits \u2014 or shame and rage about others&#8217;.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question B5 response scale\"><\/div><\/div>\n        <\/div>\n        <div class=\"rc-subtotal\">\n          <span class=\"rc-subtotal-label\">Fight subtotal<\/span>\n          <span class=\"rc-subtotal-value\" data-rc-subtotal=\"B\">0 <span class=\"rc-denom\">\/ 20<\/span><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-quiz-section\" data-pattern=\"C\">\n        <div class=\"rc-quiz-section-head\">\n          <div class=\"rc-quiz-letter\">\n            <span>Section C \u00b7 Freeze<\/span>\n          <\/div>\n          <h2 class=\"rc-quiz-title\">Freeze <em>\u2014 Numbness<\/em><\/h2>\n          <div class=\"rc-quiz-tag\">The brain that goes blank. Time that disappears. Disconnection from your own financial life.<\/div>\n        <\/div>\n        <div class=\"rc-quiz-questions\">\n          <div class=\"rc-quiz-question\" data-q=\"C1\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">1<\/span><div class=\"rc-quiz-text\">I stare at financial documents and feel my brain go blank.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question C1 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"C2\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">2<\/span><div class=\"rc-quiz-text\">I lose time when trying to deal with money \u2014 minutes or hours disappear.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question C2 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"C3\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">3<\/span><div class=\"rc-quiz-text\">I feel a heavy, leaden sensation in my body when I think about my finances.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question C3 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"C4\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">4<\/span><div class=\"rc-quiz-text\">I know what I &#8220;should&#8221; do financially but can&#8217;t make myself do it.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question C4 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"C5\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">5<\/span><div class=\"rc-quiz-text\">I feel disconnected from my own financial life, like it belongs to someone else.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question C5 response scale\"><\/div><\/div>\n        <\/div>\n        <div class=\"rc-subtotal\">\n          <span class=\"rc-subtotal-label\">Freeze subtotal<\/span>\n          <span class=\"rc-subtotal-value\" data-rc-subtotal=\"C\">0 <span class=\"rc-denom\">\/ 20<\/span><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-quiz-section\" data-pattern=\"D\">\n        <div class=\"rc-quiz-section-head\">\n          <div class=\"rc-quiz-letter\">\n            <span>Section D \u00b7 Fawn<\/span>\n          <\/div>\n          <h2 class=\"rc-quiz-title\">Fawn <em>\u2014 Over-giving<\/em><\/h2>\n          <div class=\"rc-quiz-tag\">Saying yes when you mean no. Sending money you don&#8217;t have. Caretaking at your own expense.<\/div>\n        <\/div>\n        <div class=\"rc-quiz-questions\">\n          <div class=\"rc-quiz-question\" data-q=\"D1\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">1<\/span><div class=\"rc-quiz-text\">I lend or give money I don&#8217;t have when family or friends ask.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question D1 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"D2\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">2<\/span><div class=\"rc-quiz-text\">I cover bills, dinners, or expenses to avoid feeling like a burden.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question D2 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"D3\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">3<\/span><div class=\"rc-quiz-text\">I struggle to say no to financial requests, even from people who don&#8217;t reciprocate.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question D3 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"D4\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">4<\/span><div class=\"rc-quiz-text\">I feel guilty when I have more money than someone close to me.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question D4 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"D5\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">5<\/span><div class=\"rc-quiz-text\">I prioritize others&#8217; financial comfort over my own financial security.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question D5 response scale\"><\/div><\/div>\n        <\/div>\n        <div class=\"rc-subtotal\">\n          <span class=\"rc-subtotal-label\">Fawn subtotal<\/span>\n          <span class=\"rc-subtotal-value\" data-rc-subtotal=\"D\">0 <span class=\"rc-denom\">\/ 20<\/span><\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-quiz-section\" data-pattern=\"E\">\n        <div class=\"rc-quiz-section-head\">\n          <div class=\"rc-quiz-letter\">\n            <span>Section E \u00b7 Relief-Seeking<\/span>\n          <\/div>\n          <h2 class=\"rc-quiz-title\">Relief-Seeking <em>\u2014 Impulse<\/em><\/h2>\n          <div class=\"rc-quiz-tag\">The late-night purchase. The cart full of things you barely remember adding.<\/div>\n        <\/div>\n        <div class=\"rc-quiz-questions\">\n          <div class=\"rc-quiz-question\" data-q=\"E1\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">1<\/span><div class=\"rc-quiz-text\">I buy things when I&#8217;m stressed, anxious, or sad to feel better.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question E1 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"E2\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">2<\/span><div class=\"rc-quiz-text\">I shop online late at night or during emotionally hard moments.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question E2 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"E3\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">3<\/span><div class=\"rc-quiz-text\">I purchase things and barely remember doing it the next day.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question E3 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"E4\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">4<\/span><div class=\"rc-quiz-text\">I feel a brief high when I buy something, followed by guilt or regret.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question E4 response scale\"><\/div><\/div>\n          <div class=\"rc-quiz-question\" data-q=\"E5\"><div class=\"rc-quiz-question-top\"><span class=\"rc-quiz-num\">5<\/span><div class=\"rc-quiz-text\">I shop to celebrate, console, distract, or numb \u2014 more than I shop because I need something.<\/div><\/div><div class=\"rc-scale\" role=\"radiogroup\" aria-label=\"Question E5 response scale\"><\/div><\/div>\n        <\/div>\n        <div class=\"rc-subtotal\">\n          <span class=\"rc-subtotal-label\">Relief-Seeking subtotal<\/span>\n          <span class=\"rc-subtotal-value\" data-rc-subtotal=\"E\">0 <span class=\"rc-denom\">\/ 20<\/span><\/span>\n        <\/div>\n      <\/div>\n\n    <\/div>\n\n    <div id=\"rc-sq-submit-footer\" style=\"display: none; max-width: 760px; margin: 32px auto 0; padding: 0 32px; text-align: right;\">\n      <button class=\"rc-hub-cta-primary\" type=\"button\" id=\"rc-sq-submit\">See my results \u2192<\/button>\n    <\/div>\n\n    <section class=\"rc-prose\" style=\"margin-top: 40px;\">\n      <p style=\"font-size: 13px; color: var(--rc-muted); border-top: 1px solid var(--rc-line-soft); padding-top: 24px;\">The content, assessments, and curricula provided on this platform are intended solely for general informational and educational purposes. Any assessments, quizzes, scoring tools, and structured curricula are designed as self-reflection tools only and do not constitute a clinical evaluation, diagnosis, or personalized financial plan. Nothing contained herein should be construed as financial, investment, tax, or legal advice, or as a substitute for the personalized guidance of a licensed financial professional.<\/p>\n    <\/section>\n\n  <\/section>\n\n  <section class=\"rc-asmt-screen\" id=\"rc-sq-screen-results\" aria-labelledby=\"rc-sq-results-h\">\n\n    <div class=\"rc-asmt-results-wrap\">\n\n      <header class=\"rc-asmt-results-header\">\n        <h2 class=\"rc-asmt-results-title\" id=\"rc-sq-results-h\">Your Survival Mode Money Response <em>Profile<\/em><\/h2>\n        <p class=\"rc-asmt-results-sub\">Hold this with curiosity, not judgment. This is information \u2014 not a verdict.<\/p>\n      <\/header>\n\n      <div class=\"rc-dom-callout\">\n        <div class=\"rc-dom-card rc-primary-card\">\n          <div class=\"rc-dom-label\">Your dominant pattern<\/div>\n          <div class=\"rc-dom-name\" id=\"rc-sq-dom-name\">\u2014<\/div>\n          <div class=\"rc-dom-tag\" id=\"rc-sq-dom-tag\">\u2014<\/div>\n        <\/div>\n        <div class=\"rc-dom-card\">\n          <div class=\"rc-dom-label\">Your secondary pattern<\/div>\n          <div class=\"rc-dom-name\" id=\"rc-sq-sec-name\">\u2014<\/div>\n          <div class=\"rc-dom-tag\" id=\"rc-sq-sec-tag\">\u2014<\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-profile-card\">\n        <div class=\"rc-asmt-chart-label\">Your scores across all five patterns<\/div>\n        <div class=\"rc-profile-row\" data-rc-row=\"A\">\n          <div class=\"rc-profile-name\"><span class=\"rc-profile-dot\" style=\"background: var(--rc-p-flight);\"><\/span>Flight<\/div>\n          <div class=\"rc-profile-bar\"><div class=\"rc-profile-bar-fill\" id=\"rc-sq-bar-A\" style=\"background: var(--rc-p-flight); width: 0%;\"><\/div><\/div>\n          <div class=\"rc-profile-score\"><span id=\"rc-sq-val-A\">0<\/span> <span class=\"rc-denom\">\/ 20<\/span><\/div>\n        <\/div>\n        <div class=\"rc-profile-row\" data-rc-row=\"B\">\n          <div class=\"rc-profile-name\"><span class=\"rc-profile-dot\" style=\"background: var(--rc-p-fight);\"><\/span>Fight<\/div>\n          <div class=\"rc-profile-bar\"><div class=\"rc-profile-bar-fill\" id=\"rc-sq-bar-B\" style=\"background: var(--rc-p-fight); width: 0%;\"><\/div><\/div>\n          <div class=\"rc-profile-score\"><span id=\"rc-sq-val-B\">0<\/span> <span class=\"rc-denom\">\/ 20<\/span><\/div>\n        <\/div>\n        <div class=\"rc-profile-row\" data-rc-row=\"C\">\n          <div class=\"rc-profile-name\"><span class=\"rc-profile-dot\" style=\"background: var(--rc-p-freeze);\"><\/span>Freeze<\/div>\n          <div class=\"rc-profile-bar\"><div class=\"rc-profile-bar-fill\" id=\"rc-sq-bar-C\" style=\"background: var(--rc-p-freeze); width: 0%;\"><\/div><\/div>\n          <div class=\"rc-profile-score\"><span id=\"rc-sq-val-C\">0<\/span> <span class=\"rc-denom\">\/ 20<\/span><\/div>\n        <\/div>\n        <div class=\"rc-profile-row\" data-rc-row=\"D\">\n          <div class=\"rc-profile-name\"><span class=\"rc-profile-dot\" style=\"background: var(--rc-p-fawn);\"><\/span>Fawn<\/div>\n          <div class=\"rc-profile-bar\"><div class=\"rc-profile-bar-fill\" id=\"rc-sq-bar-D\" style=\"background: var(--rc-p-fawn); width: 0%;\"><\/div><\/div>\n          <div class=\"rc-profile-score\"><span id=\"rc-sq-val-D\">0<\/span> <span class=\"rc-denom\">\/ 20<\/span><\/div>\n        <\/div>\n        <div class=\"rc-profile-row\" data-rc-row=\"E\">\n          <div class=\"rc-profile-name\"><span class=\"rc-profile-dot\" style=\"background: var(--rc-p-relief);\"><\/span>Relief-Seeking<\/div>\n          <div class=\"rc-profile-bar\"><div class=\"rc-profile-bar-fill\" id=\"rc-sq-bar-E\" style=\"background: var(--rc-p-relief); width: 0%;\"><\/div><\/div>\n          <div class=\"rc-profile-score\"><span id=\"rc-sq-val-E\">0<\/span> <span class=\"rc-denom\">\/ 20<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"rc-total-card\">\n        <div class=\"rc-total-label\">Your total score<\/div>\n        <div class=\"rc-total-number\"><span id=\"rc-sq-total\">0<\/span><\/div>\n        <div class=\"rc-total-of\">out of 100<\/div>\n        <div style=\"font-size: 14px; color: var(--rc-muted); max-width: 460px; margin: 12px auto 0;\">Note: the higher your score, the more activated your survival mode money responses are.<\/div>\n        <div class=\"rc-total-band-name\" id=\"rc-sq-band-name\">\u2014<\/div>\n        <div class=\"rc-total-band-desc\" id=\"rc-sq-band-desc\">\u2014<\/div>\n      <\/div>\n\n      <div id=\"rc-sq-pattern-detail\"><\/div>\n\n      <p class=\"rc-asmt-results-sub\">\ud83d\udcda If you&#8217;re coming from the curriculum, simply close this tab to return to where you were.<\/p>\n\n      <div class=\"rc-asmt-cta-block\">\n        <h3 class=\"rc-asmt-cta-title\">Your starting point is clear. Here&#8217;s where the work happens.<\/h3>\n        <p>The Financial Wellness RESET\u2122 Curriculum is the free, proprietary curriculum developed by Dr. Erika Rasure, PhD, CFT\u2122 that makes saving, budgeting, and paying down debt actually stick \u2014 including for people whose nervous systems have learned to experience money as threatening.<\/p>\n        <a class=\"rc-hub-cta-primary\" href=\"https:\/\/www.beyondfinance.com\/blog\/reset-curriculum\/\">Start the Financial Wellness RESET\u2122 Curriculum \u2192<\/a>\n      <\/div>\n\n      <div class=\"rc-asmt-cta-block\" id=\"rc-sq-debt-cta\">\n        <h3 class=\"rc-asmt-cta-title\">If debt is part of what&#8217;s keeping your nervous system activated, you have options.<\/h3>\n        <p>Debt creates the kind of ongoing financial stress that makes every pattern in this quiz harder to change. If debt is part of the picture, Beyond Finance offers a free consultation to help you understand your debt-free options \u2014 no commitment, just clarity.<\/p>\n        <a class=\"rc-hub-cta-primary\" href=\"https:\/\/www.beyondfinance.com\/free_evaluation\">Explore your debt-free options \u2192<\/a>\n      <\/div>\n\n      <div class=\"rc-asmt-retake\">\n        <button class=\"rc-hub-cta-ghost\" type=\"button\" id=\"rc-sq-retake\">\u21bb Retake the quiz<\/button>\n      <\/div>\n\n    <\/div>\n\n    <section class=\"rc-hub-continue\">\n      <div class=\"rc-hub-continue-grid\">\n        <a class=\"rc-hub-continue-card\" href=\"https:\/\/www.beyondfinance.com\/blog\/reset-curriculum\/\">\n          <h3 class=\"rc-hub-continue-title\">Start the curriculum<\/h3>\n          <p class=\"rc-hub-continue-body\">A five-module self-paced curriculum that moves you from nervous system reactivity through financial identity \u2014 free, ungated, developed by Dr. Rasure.<\/p>\n        <\/a>\n        <a class=\"rc-hub-continue-card\" href=\"https:\/\/www.beyondfinance.com\/blog\/reset-framework\/\">\n          <h3 class=\"rc-hub-continue-title\">Explore the framework<\/h3>\n          <p class=\"rc-hub-continue-body\">The clinically-informed five-pillar foundation behind the quiz \u2014 Recenter, Examine, Simplify, Empower, Transform \u2014 in depth.<\/p>\n        <\/a>\n        <a class=\"rc-hub-continue-card\" href=\"https:\/\/www.beyondfinance.com\/blog\/\">\n          <h3 class=\"rc-hub-continue-title\">Visit the resource hub<\/h3>\n          <p class=\"rc-hub-continue-body\">Expert guides, tools, and articles for ongoing financial wellness from the Beyond Finance team.<\/p>\n        <\/a>\n      <\/div>\n    <\/section>\n\n    <section class=\"rc-prose rc-asmt-about-section\">\n      <h2>About this quiz<\/h2>\n      <p>The Survival Mode Money Response Quiz was developed by Dr. Erika Rasure, PhD, CFT\u2122 \u2014 Chief Financial Wellness Advisor at Beyond Finance and creator of the Financial Wellness RESET\u2122 Framework. It consists of 25 statements across five research-informed patterns, each scored on a five-point scale (0\u20134). It is designed for self-reflection and educational purposes. It is not a clinical assessment and does not replace professional financial or mental health support.<\/p>\n      <h2>About the Financial Wellness <em>RESET\u2122 Framework<\/em><\/h2>\n      <p>The Financial Wellness RESET\u2122 Framework is a proprietary clinically-informed methodology developed by Dr. Erika Rasure, PhD, CFT\u2122. It identifies five distinct dimensions of financial wellness \u2014 Recenter, Examine, Simplify, Empower, and Transform \u2014 and addresses the behavioral, emotional, and identity-level patterns that determine whether financial strategies produce lasting change. Learn more about the <a href=\"https:\/\/www.beyondfinance.com\/blog\/reset-framework\/\">Financial Wellness RESET\u2122 Framework<\/a>.<\/p>\n    <\/section>\n\n    <section class=\"rc-prose\" style=\"margin-top: 40px;\">\n      <p style=\"font-size: 13px; color: var(--rc-muted); border-top: 1px solid var(--rc-line-soft); padding-top: 24px;\">The content, assessments, and curricula provided on this platform are intended solely for general informational and educational purposes. Any assessments, quizzes, scoring tools, and structured curricula are designed as self-reflection tools only and do not constitute a clinical evaluation, diagnosis, or personalized financial plan. Nothing contained herein should be construed as financial, investment, tax, or legal advice, or as a substitute for the personalized guidance of a licensed financial professional.<\/p>\n    <\/section>\n\n    <div class=\"rc-hub-footer-meta rc-hub-footer-meta--center\">\n      \u00a9Quiz developed 2026 \u00b7 Beyond Finance \u00b7 <a href=\"https:\/\/www.beyondfinance.com\/blog\/reset-curriculum\/\">Financial Wellness RESET\u2122 Curriculum<\/a>\n    <\/div>\n\n  <\/section>\n\n<\/div>\n\n<script>\n(function () {\n  'use strict';\n\n  \/* \u2500\u2500 Slot routing (?source=v1\/v2\/v3) \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n     If the URL has a ?source= param, we persist the completed result\n     to reset_curriculum.smmq.<source> with a completedAt timestamp.\n     If the slot already has data, we pre-fill answers from it and\n     refuse to overwrite (honor-first-take). With no source param,\n     the quiz runs ephemerally and writes nothing.\n\n     This quiz supports three scheduled takes (v1, v2, v3). Any source\n     value outside that list is treated as no-source \u2014 the quiz still\n     runs, but nothing is persisted. Match this with the allowedSlots\n     config in the master profile renderer (reset-curriculum.js). \u2500\u2500 *\/\n  var RC_ASMT_BASE = 'smmq';\n  var RC_ASMT_ALLOWED_SLOTS = ['v1', 'v2', 'v3'];\n  var rcAsmtSource = null;\n  var rcAsmtSlotLocked = false;\n\n  var state = { answers: {} };\n\n  (function rcAsmtSlotInit() {\n    try {\n      var m = (window.location.search || '').match(\/[?&]source=([^&#]+)\/);\n      if (!m) return;\n      var sourceRaw = decodeURIComponent(m[1]).replace(\/[^a-zA-Z0-9_-]\/g, '');\n      if (!sourceRaw) return;\n      if (RC_ASMT_ALLOWED_SLOTS.indexOf(sourceRaw) === -1) return;\n      rcAsmtSource = sourceRaw;\n      var key = 'reset_curriculum.' + RC_ASMT_BASE + '.' + sourceRaw;\n      var raw = localStorage.getItem(key);\n      if (!raw) return;\n      var existing = JSON.parse(raw);\n      if (!existing || !existing.answers) return;\n      var anyAnswered = false;\n      Object.keys(existing.answers).forEach(function (qid) {\n        var v = existing.answers[qid];\n        if (typeof v === 'number') {\n          state.answers[qid] = v;\n          anyAnswered = true;\n        }\n      });\n      if (anyAnswered) rcAsmtSlotLocked = true;\n    } catch (e) {}\n  })();\n\n  function rcAsmtPersist() {\n    if (!rcAsmtSource || rcAsmtSlotLocked) return;\n    if (!allAnswered()) return;\n    try {\n      var payload = {\n        answers: state.answers,\n        captures: {},\n        signatures: {},\n        completedAt: new Date().toISOString()\n      };\n      localStorage.setItem(\n        'reset_curriculum.' + RC_ASMT_BASE + '.' + rcAsmtSource,\n        JSON.stringify(payload)\n      );\n      rcAsmtSlotLocked = true;\n    } catch (e) {}\n  }\n\n  \/* \u2500\u2500 Pattern metadata \u2500\u2500 *\/\n  var PATTERN_NAMES = {\n    A: { name: 'Flight',         subtitle: 'Avoidance as protection' },\n    B: { name: 'Fight',          subtitle: 'Control as protection' },\n    C: { name: 'Freeze',         subtitle: 'Numbness as protection' },\n    D: { name: 'Fawn',           subtitle: 'Over-giving as protection' },\n    E: { name: 'Relief-Seeking', subtitle: 'Impulse as protection' }\n  };\n\n  var PATTERN_SLUGS = {\n    A: 'flight',\n    B: 'fight',\n    C: 'freeze',\n    D: 'fawn',\n    E: 'relief-seeking'\n  };\n\n  var PATTERN_ALTS = {\n    A: 'A kite with a broken string, flying away.',\n    B: 'A volcano beginning to rumble and smoke.',\n    C: 'A deer frozen in headlights.',\n    D: 'A doormat with footprints crossing over it.',\n    E: 'A fish leaping toward a baited hook.'\n  };\n\n  \/* Per-dominant copy (from the copy doc, verbatim) *\/\n  var PATTERN_DETAIL = {\n    A: {\n      heading: 'Your dominant pattern: Flight \u2014 Avoidance',\n      intro: 'Your nervous system\\'s response to financial threat is to disengage.',\n      body: [\n        'Flight is the most common survival mode money response \u2014 and one of the most misunderstood. From the outside, it looks like procrastination, laziness, or not caring. From the inside, it feels like dread. A heaviness that arrives before you\\'ve even opened the app. A vague sense that if you don\\'t look at it, it can\\'t be as bad as you fear.',\n        'Your nervous system learned, somewhere along the way, that not knowing feels safer than knowing. It was trying to protect you. It still is. The problem is that the protection is costing you more than the threat ever would have.'\n      ],\n      looks: [\n        'Avoiding your banking app for days or weeks at a time',\n        'Financial mail that piles up unopened',\n        'Shutting down when money comes up in conversation',\n        '\"I\\'ll deal with it tomorrow\" \u2014 for the seventh tomorrow in a row',\n        'Financial systems you set up and then stopped using'\n      ],\n      nervous: 'Protect you from the emotional weight of the information. The anxiety that comes with knowing. Flight is your nervous system\\'s attempt to maintain a sense of control by limiting exposure to threat.',\n      helps: 'Flight patterns respond well to one specific practice: financial breathwork before any financial engagement. Not after you\\'ve already opened the statement and felt the dread \u2014 before. Four cycles of slow, extended-exhale breathing before you open the app, before you check the balance, before you engage with anything financial. Over weeks, this retrains your nervous system\\'s association between financial engagement and threat. The goal is not to stop feeling avoidant. The goal is to open the app anyway \u2014 recentered and regulated.'\n    },\n    B: {\n      heading: 'Your dominant pattern: Fight \u2014 Control and aggression',\n      intro: 'Your nervous system\\'s response to financial threat is to grip harder.',\n      body: [\n        'Fight is the survival mode money response that most often gets mistaken for a strength. You\\'re on top of your finances, right? You track everything. You know every number. You have a system \u2014 probably several systems. From the outside, it can look like diligence. From the inside, it feels like exhaustion.',\n        'The grip is never quite tight enough. The number is never quite right. The dread arrives not when you avoid your finances but when anything threatens your sense of control over them \u2014 an unexpected expense, a partner who doesn\\'t track the way you do, a number that\\'s slightly off.'\n      ],\n      looks: [\n        'Obsessively checking balances multiple times a day',\n        'Getting internally harsh or critical after any \"bad\" financial decision',\n        'Becoming defensive or reactive when someone asks about money',\n        'Elaborate tracking systems maintained with significant effort',\n        'A sense of righteous superiority \u2014 or deep shame \u2014 about financial habits'\n      ],\n      nervous: 'Create safety through control. If I can track everything, predict everything, manage everything \u2014 nothing can surprise me. Fight is your nervous system\\'s attempt to eliminate threat through vigilance.',\n      helps: 'Fight patterns respond well to the \"Pause Practice\" \u2014 specifically applied to the moments when the urge to control spikes. When you feel the pull to check the balance again, to recalculate, to reconstruct \u2014 pause. Ask: what is my nervous system trying to do right now? What would it feel like to trust the system for the next 24 hours? The goal is not to stop caring about your finances. The goal is to move from reactive vigilance to regulated engagement.'\n    },\n    C: {\n      heading: 'Your dominant pattern: Freeze \u2014 Numbness and paralysis',\n      intro: 'Your nervous system\\'s response to financial threat is to stop.',\n      body: [\n        'Freeze is the most isolating of the survival mode money responses \u2014 because it doesn\\'t look like anything from the outside. You\\'re not avoiding exactly. You\\'re not controlling. You\\'re just... not moving. The bills are there. The decisions are there. You know what you should do. And you can\\'t make yourself do it.',\n        'This is not laziness. This is not indifference. This is your nervous system doing something very specific: shutting down to protect you from an overwhelm it has assessed as too large to process.'\n      ],\n      looks: [\n        'Staring at financial documents with your brain going blank',\n        'Losing time when trying to deal with money \u2014 minutes or hours disappear',\n        'A heavy, leaden feeling in your body when you think about your finances',\n        'Knowing exactly what you should do and being unable to make yourself do it',\n        'Feeling disconnected from your financial life, like it belongs to someone else'\n      ],\n      nervous: 'Protect you from collapse. Freeze is a last-resort response \u2014 it activates when flight isn\\'t possible and fight feels futile. Your nervous system has assessed the threat as too large and shut down the system to prevent overwhelm.',\n      helps: 'Freeze patterns respond to very small, very contained actions. Not \"deal with your finances\" \u2014 open one statement. Not \"build a budget\" \u2014 check one balance, then close the app. The nervous system that froze around \"all of it\" can often manage \"just this one thing.\" Over time, the evidence accumulates that engagement is survivable \u2014 and the freeze begins to thaw. Financial breathwork before any financial engagement is also essential for freeze patterns.'\n    },\n    D: {\n      heading: 'Your dominant pattern: Fawn \u2014 Over-giving and accommodation',\n      intro: 'Your nervous system\\'s response to financial threat is to give.',\n      body: [\n        'Fawn is the most relational of the survival mode money responses \u2014 and the one that causes the most confusion, because it looks like generosity. You cover the dinner bill. You send the money when family asks. You say yes to financial requests before you\\'ve had a chance to check whether yes is sustainable. You prioritize everyone else\\'s financial comfort over your own financial security.',\n        'From the outside, this looks like kindness. From the inside, it feels like you don\\'t have a choice.'\n      ],\n      looks: [\n        'Lending or giving money you don\\'t have when family or friends ask',\n        'Covering bills, dinners, or expenses to avoid feeling like a burden',\n        'Struggling to say no to financial requests, even from people who don\\'t reciprocate',\n        'Feeling guilty when you have more than someone close to you',\n        'Consistently prioritizing others\\' financial comfort over your own security'\n      ],\n      nervous: 'Maintain connection and safety through financial accommodation. Somewhere along the way your nervous system learned that saying no to a financial request risked something important \u2014 love, belonging, approval, safety. Fawn is the strategy it developed to keep those things intact.',\n      helps: 'Fawn patterns respond to the \"Pause Practice\" \u2014 specifically applied to any financial request before you respond. Not a permanent no. Just a pause. \"Let me think about that and get back to you.\" Twenty-four hours. From a regulated, centered place, the answer is almost always clearer than it was in the moment of the ask. There\\'s a deeper layer of work for fawn patterns too \u2014 identifying the belief underneath the giving.'\n    },\n    E: {\n      heading: 'Your dominant pattern: Relief-Seeking \u2014 Impulse and emotional spending',\n      intro: 'Your nervous system\\'s response to financial threat is to buy relief.',\n      body: [\n        'Relief-seeking is the survival mode money response most people recognize immediately \u2014 and judge themselves hardest for. The late-night purchase. The stress buy after a hard day. The cart that somehow filled itself while you were scrolling. The brief hit of dopamine that lasts exactly as long as it takes the package to arrive, and then the guilt that follows.',\n        'This is not weakness. This is not irresponsibility. This is your nervous system doing something very specific: reaching for the fastest available regulation tool it knows.'\n      ],\n      looks: [\n        'Buying things when stressed, anxious, sad, or bored to feel better',\n        'Shopping online late at night or during emotionally difficult moments',\n        'Purchasing things and barely remembering doing it the next day',\n        'A brief high when buying something, followed by guilt or regret',\n        'Shopping to celebrate, console, distract, or numb \u2014 more than shopping because you need something'\n      ],\n      nervous: 'Regulate and recenter itself. The purchase produces a real, measurable neurochemical response \u2014 a brief spike of dopamine that genuinely does reduce the felt sense of distress in the moment. Your nervous system is not being irrational. It found something that works. The problem is that it\\'s temporary, and there\\'s a real cost \u2014 financial, emotional, and in the cycle of relief and shame that follows.',\n      helps: 'Relief-seeking patterns respond to the Body Scan \u2014 specifically in the moment before a purchase. Not a prohibition on buying. A pause. Notice what\\'s happening in your body. Ask: am I buying this because I want it, or because I\\'m trying to feel something? From a regulated place, the answer usually clarifies itself. Identifying the underlying need is also essential. Most emotional spending is trying to meet one of a small number of real underlying needs \u2014 soothing, belonging, identity, control, care, reward, or numbing.'\n    }\n  };\n\n  \/* Score bands *\/\n  var SCORE_BANDS = [\n    { max: 20,  range: '0-20',   name: 'Low activation',\n      desc: 'Your scores suggest that money doesn\\'t trigger significant automatic stress responses most of the time. Even with low overall activation, most people have one pattern that\\'s more present than others. Look at your section scores to find where to pay attention.' },\n    { max: 45,  range: '21-45',  name: 'Moderate activation',\n      desc: 'You have specific situations and triggers that pull you into survival mode. Once you can name the triggers, you can prepare for them \u2014 and once you can prepare, you can respond rather than react.' },\n    { max: 70,  range: '46-70',  name: 'High activation',\n      desc: 'Significant portions of your financial life are running on nervous system reactivity. This is not a discipline problem. This is not a character flaw. This is a nervous system responding to perceived threat \u2014 and nervous systems can be retrained.' },\n    { max: 100, range: '71-100', name: 'Very high activation',\n      desc: 'You are carrying a level of financial nervous system activation that no human nervous system can sustain indefinitely. You are not broken. You have a nervous system that has been working extremely hard, for a very long time, without the right tools. That can change.' }\n  ];\n\n  \/* \u2500\u2500 Helpers \u2500\u2500 *\/\n  function showScreen(id) {\n    document.querySelectorAll('.rc-page[data-rc-key=\"survival.quiz_standalone\"] .rc-asmt-screen')\n      .forEach(function (s) { s.classList.remove('rc-active'); });\n    var target = document.getElementById(id);\n    if (target) target.classList.add('rc-active');\n    window.scrollTo({ top: 0, behavior: 'smooth' });\n  }\n\n  function getSectionScore(letter) {\n    return [1,2,3,4,5].reduce(function (sum, n) {\n      var v = state.answers[letter + n];\n      return sum + (typeof v === 'number' ? v : 0);\n    }, 0);\n  }\n\n  function totalAnswered() {\n    return Object.keys(state.answers).length;\n  }\n\n  function allAnswered() {\n    return totalAnswered() >= 25;\n  }\n\n  function updateSubtotals() {\n    ['A','B','C','D','E'].forEach(function (l) {\n      var el = document.querySelector('[data-rc-subtotal=\"' + l + '\"]');\n      if (el) el.innerHTML = getSectionScore(l) + ' <span class=\"rc-denom\">\/ 20<\/span>';\n    });\n  }\n\n  function updateProgress() {\n    var fill = document.getElementById('rc-sq-prog-fill');\n    var count = document.getElementById('rc-sq-prog-count');\n    var n = totalAnswered();\n    if (fill) fill.style.width = ((n \/ 25) * 100) + '%';\n    if (count) count.textContent = n;\n  }\n\n  \/* \u2500\u2500 Scale buttons \u2500\u2500 *\/\n  var SCALE_LABELS = ['Never', 'Occasionally', 'Sometimes', 'Often', 'Almost always'];\n\n  function buildScaleButtons() {\n    document.querySelectorAll('.rc-page[data-rc-key=\"survival.quiz_standalone\"] .rc-quiz-question')\n      .forEach(function (q) {\n        var qid = q.getAttribute('data-q');\n        var holder = q.querySelector('.rc-scale');\n        if (!holder || holder.children.length) return;\n\n        for (var i = 0; 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return; }\n\n    var looksItems = d.looks.map(function (item) {\n      return '<li>' + item + '<\/li>';\n    }).join('');\n\n    var iconUrl = 'https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/06\/reset-survival-mode-' + PATTERN_SLUGS[letter] + '.png';\n    var iconAlt = PATTERN_ALTS[letter];\n\n    container.innerHTML =\n      '<section class=\"rc-prose\" style=\"margin-top: 40px;\">' +\n        '<figure class=\"rc-figure rc-figure--large\">' +\n          '<img decoding=\"async\" src=\"' + iconUrl + '\" alt=\"' + iconAlt + '\" width=\"280\" loading=\"lazy\">' +\n        '<\/figure>' +\n        '<h2>' + d.heading + '<\/h2>' +\n        '<p class=\"rc-lead\">' + d.intro + '<\/p>' +\n        d.body.map(function (p) { return '<p>' + p + '<\/p>'; }).join('') +\n        '<h3 style=\"margin-top: 28px; font-size: 15px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.1em; color: var(--rc-muted);\">What ' + PATTERN_NAMES[letter].name.toLowerCase() + ' actually looks like<\/h3>' +\n        '<ul style=\"margin: 12px 0 24px; padding-left: 20px; display: flex; flex-direction: column; gap: 8px; font-size: 16px; color: var(--rc-ink);\">' + looksItems + '<\/ul>' +\n        '<h3 style=\"font-size: 15px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.1em; color: var(--rc-muted);\">What your nervous system is trying to do<\/h3>' +\n        '<p>' + d.nervous + '<\/p>' +\n        '<h3 style=\"margin-top: 28px; font-size: 15px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.1em; color: var(--rc-muted);\">What actually helps<\/h3>' +\n        '<p>' + d.helps + '<\/p>' +\n      '<\/section>';\n  }\n\n  function setText(id, text) {\n    var el = document.getElementById(id);\n    if (el) el.textContent = text;\n  }\n\n  \/* \u2500\u2500 Start \/ retake \u2500\u2500 *\/\n  function startQuiz() {\n    showScreen('rc-sq-screen-quiz');\n    buildScaleButtons();\n    updateSubtotals();\n    updateProgress();\n    \/* If previously completed, show submit button immediately *\/\n    if (allAnswered()) revealSubmit();\n  }\n\n  var rcSqRoot = document.querySelector('.rc-page[data-rc-key=\"survival.quiz_standalone\"]');\n  if (!rcSqRoot) return;\n\n  function on(id, evt, fn) {\n    var el = document.getElementById(id);\n    if (el) el.addEventListener(evt, fn);\n  }\n\n  on('rc-sq-start-top', 'click', startQuiz);\n  on('rc-sq-start-bottom', 'click', startQuiz);\n  on('rc-sq-submit', 'click', showResults);\n\n  on('rc-sq-retake', 'click', function () {\n    state.answers = {};\n    hideSubmit();\n    \/* Reset bars *\/\n    ['A','B','C','D','E'].forEach(function (l) {\n      var bar = document.getElementById('rc-sq-bar-' + l);\n      if (bar) { bar.style.transition = 'none'; 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Take the free Survival Mode Money Response Quiz \u2014 developed by Dr. Erika Rasure, CFT\u2122 as part of the Financial Wellness RESET\u2122 Curriculum. Take the quiz \u2192 About 3 minutes \u00b7 No email required \u00b7&#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-5988","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Survival Mode Money Response Quiz - Beyond Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/reset-survival-mode\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Survival Mode Money Response Quiz - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Developed by Dr. Erika Rasure, PhD, CFT\u2122 \u00b7 Chief Financial Wellness Advisor, Beyond Finance Is survival mode quietlyrunning your finances? Take the free Survival Mode Money Response Quiz \u2014 developed by Dr. Erika Rasure, CFT\u2122 as part of the Financial Wellness RESET\u2122 Curriculum. 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Take the free Survival Mode Money Response Quiz \u2014 developed by Dr. Erika Rasure, CFT\u2122 as part of the Financial Wellness RESET\u2122 Curriculum. 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