{"id":4885,"date":"2025-07-02T19:45:47","date_gmt":"2025-07-02T19:45:47","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=4885"},"modified":"2025-08-29T16:00:46","modified_gmt":"2025-08-29T16:00:46","slug":"graduate-exclusive-terri-s-finds-freedom","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/","title":{"rendered":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#8217;s Future"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>We interviewed Terri to find out about her journey and how life\u2019s been since graduating from her Beyond Finance program in January of 2024.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-0ab28fcd10c5e8507c9e88616da8b3c6\" style=\"font-style:normal;font-weight:700\">Debt Amount: $26,452<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-79f08bea5bfa87cb822d35468c1fec50\" style=\"font-style:normal;font-weight:700\">Started: November 2019<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-4c2daf292314231dedae14c768372dfa\" style=\"font-style:normal;font-weight:700\">Graduated: January 2024<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>Can you tell us a bit about yourself?<\/strong><\/h2>\n\n\n\n<p><em>I live in Florida, but I&#8217;m originally from Trinidad and Tobago. I&#8217;m a stay-at-home mom for now with two kids: a 9-year-old and a 4-year-old. My husband is a service technician and his income is able to cover us while I look for a position that\u2019s the right fit for me!<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>How did you find yourself in debt?<\/strong><\/h2>\n\n\n\n<p><em>I<em> was in a low-income job at the time and my husband wasn&#8217;t working. <em>We had to put so many things on credit cards just to live.&nbsp;<\/em>I was paying around $750 a month across three or four cards, but with the high interest, it never made a dent. <\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>It 100% worked for me. Beyond Finance gave me my freedom back.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\n\n<p><em>It was like being in a bubble where the air was being sucked out, squeezing you tighter and tighter.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">How was your experience with us?<\/h2>\n\n\n\n<p><em>I was hesitant at first but the representative walked me through everything, and I felt, \u201cOK, I can do this. This is a comfortable payment for me. I can handle this.\u201d<\/em><\/p>\n\n\n\n<p><em>When I paid off the first account I was like, \u201cYes! One down, three more to go!\u201d That&#8217;s when I truly felt, &#8216;Trust the system.&#8217;  It 100% worked for me. Beyond Finance gave me my freedom back.<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>You graduated a year and a half ago. What\u2019s happened since?<\/strong><\/h2>\n\n\n\n<p><em>It was like a big boulder and a chain that I&#8217;d been carrying around was finally removed.&nbsp;It put $400 a month back in my pocket, which I used to pay off my vehicle. <\/em><\/p>\n\n\n\n<p><em>I&#8217;m able to treat myself and my family here and there.<\/em> <em>Just recently, I was able to take my son to a hockey game, enjoy a cruise with my girls, and take a family trip to Fort Lauderdale.<\/em> <\/p>\n\n\n\n<p><em>I&#8217;m able to send my daughter to a high-end daycare. And in the next few years, we\u2019re planning to buy a house.<\/em> <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"912\" height=\"1024\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-912x1024.jpg\" alt=\"\" class=\"wp-image-4888\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-912x1024.jpg 912w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-267x300.jpg 267w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-768x863.jpg 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-1367x1536.jpg 1367w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Ice-Hockey-game-1-1823x2048.jpg 1823w\" sizes=\"auto, (max-width: 912px) 100vw, 912px\" \/><figcaption class=\"wp-element-caption\">Terri and her son at a Tampa Bay Lightning game<\/figcaption><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-1024x768.jpg\" alt=\"\" class=\"wp-image-4892\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-1024x768.jpg 1024w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-300x225.jpg 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-768x576.jpg 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-1536x1152.jpg 1536w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Brunch-cruise-with-my-friends-2-2048x1536.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Terri and her girlfriends enjoying a brunch cruise<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><em>Throughout the years working with Beyond Finance, I wasn\u2019t using anything but cash \u2014 and now I&#8217;ve developed a sense of <\/em> <em>just cash. <\/em><\/p>\n\n\n\n<p><em>I have one credit card that I use for small discounts, but I pay it off immediately. If I can&#8217;t pay for it with cash, I&#8217;m not going to buy it. It taught me the sense of needs and wants. <\/em><\/p>\n\n\n\n<p><em>Beyond Finance really helped liberate me in that way.<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">Real client compensated for a real story.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Beyond Finance graduate Terri S. shares how we &#8220;liberated&#8221; her, what she&#8217;s choosing to spend her money on, and her plans for the future.<\/p>\n","protected":false},"author":11,"featured_media":4886,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[163],"tags":[],"class_list":["post-4885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-exclusive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#039;s Future - Beyond Finance<\/title>\n<meta name=\"description\" content=\"Beyond Finance graduate Terri S. shares how Beyond Finance &quot;liberated&quot; her and what she has in mind for her family&#039;s future.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#039;s Future - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Beyond Finance graduate Terri S. shares how Beyond Finance &quot;liberated&quot; her and what she has in mind for her family&#039;s future.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-02T19:45:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-29T16:00:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"863\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Stella Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stella Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\"},\"author\":{\"name\":\"Stella Martin\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\"},\"headline\":\"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#8217;s Future\",\"datePublished\":\"2025-07-02T19:45:47+00:00\",\"dateModified\":\"2025-08-29T16:00:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\"},\"wordCount\":479,\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png\",\"articleSection\":[\"Client Exclusive\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\",\"name\":\"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family's Future - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png\",\"datePublished\":\"2025-07-02T19:45:47+00:00\",\"dateModified\":\"2025-08-29T16:00:46+00:00\",\"description\":\"Beyond Finance graduate Terri S. shares how Beyond Finance \\\"liberated\\\" her and what she has in mind for her family's future.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png\",\"width\":1536,\"height\":863,\"caption\":\"Beyond Finance Graduate Terri S. on the deck of a boat smiling\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#8217;s Future\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\",\"name\":\"Stella Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"caption\":\"Stella Martin\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family's Future - Beyond Finance","description":"Beyond Finance graduate Terri S. shares how Beyond Finance \"liberated\" her and what she has in mind for her family's future.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/","og_locale":"en_US","og_type":"article","og_title":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family's Future - Beyond Finance","og_description":"Beyond Finance graduate Terri S. shares how Beyond Finance \"liberated\" her and what she has in mind for her family's future.","og_url":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/","og_site_name":"Beyond Finance","article_published_time":"2025-07-02T19:45:47+00:00","article_modified_time":"2025-08-29T16:00:46+00:00","og_image":[{"width":1536,"height":863,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","type":"image\/png"}],"author":"Stella Martin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Stella Martin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/"},"author":{"name":"Stella Martin","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536"},"headline":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#8217;s Future","datePublished":"2025-07-02T19:45:47+00:00","dateModified":"2025-08-29T16:00:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/"},"wordCount":479,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","articleSection":["Client Exclusive"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/","url":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/","name":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family's Future - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","datePublished":"2025-07-02T19:45:47+00:00","dateModified":"2025-08-29T16:00:46+00:00","description":"Beyond Finance graduate Terri S. shares how Beyond Finance \"liberated\" her and what she has in mind for her family's future.","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","width":1536,"height":863,"caption":"Beyond Finance Graduate Terri S. on the deck of a boat smiling"},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-terri-s-finds-freedom\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family&#8217;s Future"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536","name":"Stella Martin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","caption":"Stella Martin"}}]}},"taxonomy_info":{"category":[{"value":163,"label":"Client Exclusive"}]},"featured_image_src_large":["https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025-1024x575.png",1024,575,true],"author_info":{"display_name":"Stella Martin","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/"},"comment_info":0,"category_info":[{"term_id":163,"name":"Client Exclusive","slug":"client-exclusive","term_group":0,"term_taxonomy_id":163,"taxonomy":"category","description":"","parent":0,"count":64,"filter":"raw","cat_ID":163,"category_count":64,"category_description":"","cat_name":"Client Exclusive","category_nicename":"client-exclusive","category_parent":0}],"tag_info":false,"jetpack_featured_media_url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Terri_S_2025.png","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=4885"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4885\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media\/4886"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=4885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=4885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=4885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}