{"id":4929,"date":"2025-07-10T21:23:26","date_gmt":"2025-07-10T21:23:26","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=4929"},"modified":"2026-05-08T15:51:33","modified_gmt":"2026-05-08T15:51:33","slug":"video-beginning-to-budget","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/video-beginning-to-budget\/","title":{"rendered":"Video: Beginning to Budget"},"content":{"rendered":"\n<p>In this 2-minute video, Dr. Erika Rasure, Beyond Finance\u2019s Chief Financial Wellness Advisor and Financial Therapist, shares:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3 important things to keep in mind when approaching budgeting<\/li>\n\n\n\n<li>3 types of budgeting you can try<\/li>\n<\/ul>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"VideoObject\",\n  \"name\": \"Beginning to Budget\",\n  \"description\": \"Dr. Erika Rasure, Beyond Finance's Chief Financial Wellness Advisor, shares 3 important things to keep in mind when approaching budgeting and walks through 3 different budgeting methods including apps, the envelope method, and money journaling.\",\n  \"thumbnailUrl\": \"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Financial-Wellness-Series-Beginning-to-Budget-Dr.-Erika-Rasure.png\",\n  \"uploadDate\": \"2025-07-10T00:00:00Z\",\n  \"duration\": \"PT1M54S\",\n  \"contentUrl\": \"https:\/\/www.youtube.com\/watch?v=QPI61B1eHs8\",\n  \"embedUrl\": \"https:\/\/www.youtube.com\/embed\/QPI61B1eHs8\",\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Beyond Finance\",\n    \"url\": \"https:\/\/www.beyondfinance.com\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.beyondfinance.com\/vite\/assets\/beyond-CCSKLIGd.svg\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/MoveBeyondDebt\/\",\n      \"https:\/\/twitter.com\/MoveBeyondDebt\",\n      \"https:\/\/www.instagram.com\/beyondfinancedebtrelief\/\",\n      \"https:\/\/www.linkedin.com\/company\/beyond-finance\/\",\n      \"https:\/\/www.youtube.com\/@beyondfinance5099\"\n    ]\n  },\n  \"author\": {\n    \"@type\": \"Person\",\n    \"name\": \"Dr. Erika Rasure\",\n    \"jobTitle\": \"Chief Financial Wellness Advisor\",\n    \"worksFor\": {\n      \"@type\": \"Organization\",\n      \"name\": \"Beyond Finance\"\n    }\n  },\n  \"inLanguage\": \"en\",\n  \"isFamilyFriendly\": true,\n  \"keywords\": \"budgeting, how to budget, budgeting apps, envelope method, money journaling, financial wellness, beginner budgeting\",\n  \"hasPart\": [\n    {\n      \"@type\": \"Clip\",\n      \"name\": \"3 Things to Keep in Mind About Budgeting\",\n      \"description\": \"Keep trying and find a system that works, stay flexible as income and expenses fluctuate, and always keep budgeting fun.\",\n      \"startOffset\": 16,\n      \"endOffset\": 49,\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=QPI61B1eHs8&t=16\"\n    },\n    {\n      \"@type\": \"Clip\",\n      \"name\": \"3 Budgeting Methods to Try\",\n      \"description\": \"Budgeting apps for a digital approach, the envelope method for visual learners, and money journaling to connect spending with emotions.\",\n      \"startOffset\": 49,\n      \"endOffset\": 97,\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=QPI61B1eHs8&t=49\"\n    }\n  ]\n}\n<\/script>\n\n\n\n\n<iframe loading=\"lazy\" width=\"760\" height=\"428\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/QPI61B1eHs8?si=-w2mcgGnMy8iDIem&#038;rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Transcript of Video:<\/strong><br><br><em>Budgeting can have certain associations \u2014 like feeling boring, restrictive, or maybe just difficult.&nbsp;<\/em><\/p>\n\n\n\n<p><em>But if you take the right approach,budgeting can make you feel empowered, because you\u2019re taking an active role in your finances.&nbsp;<\/em><\/p>\n\n\n\n<p><em>3 things to keep in mind: <\/em><em>&nbsp;<\/em><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><em>Keep trying.<\/em><\/strong><em> \u2013 We all have moments where we throw our budget out the window, but the important thing is to keep trying and find a system that works for you.<\/em><\/li>\n\n\n\n<li><strong><em>Stay flexible.<\/em><\/strong><em> \u2013 Our income and expenses fluctuate. It\u2019s great to set goals \u2014 but it\u2019s OK if it doesn\u2019t happen.<\/em><\/li>\n\n\n\n<li><strong><em>Keep the fun.<\/em><\/strong><em> \u2014 If you don\u2019t budget for things that bring you joy, it won\u2019t be sustainable. If date night with your spouse gets you through the week, keep it \u2014 maybe just skip the after-dinner movie!<\/em><\/li>\n<\/ol>\n\n\n\n<p><em>Here are some different approaches to budgeting \u2013 think about which one appeals to you.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>If you like a digital approach, try using a budgeting app! There are apps that will group your credit or debit card spending into categories so you can see where your money\u2019s going and set goals.&nbsp;<\/em><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>The envelope method is similar, but for more visual, tactile folks. Same as with apps, you can start to set new goals for the next month.<\/em><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>My personal choice was money journaling \u2013&nbsp; I\u2019d sit in my car after buying something,<\/em><em> <\/em><em>write what I bought, how much it cost, and how I felt about it If I saved grocery money using a coupon I\u2019d write about a positive feeling, but if it was something I had regrets about, I\u2019d end up writing about that. Soon, right there in the store \u2014 or online \u2014 you start to get that feeling EARLY, when you\u2019re considering the purchase. It becomes second nature and helps guide your spending choices.&nbsp;<\/em><\/li>\n<\/ul>\n\n\n\n<p><em>Remember \u2013 there\u2019s no failure in budgeting. It\u2019s all about practice and finding something that works for you.&nbsp;<\/em><\/p>\n\n\n\n<p><em>Knowing where your money is going and gaining control over it, can feel very good \u2014 and very powerful.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dr. Erika explains important things to think about when starting to budget, and three different types of budgeting to try.<\/p>\n","protected":false},"author":20,"featured_media":4931,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[165,164],"tags":[],"class_list":["post-4929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-habits","category-videos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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