{"id":4953,"date":"2025-07-18T16:15:47","date_gmt":"2025-07-18T16:15:47","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=4953"},"modified":"2026-04-03T22:12:16","modified_gmt":"2026-04-03T22:12:16","slug":"video-talking-to-family-friends-about-your-debt","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/","title":{"rendered":"Video: Talking to Family &amp; Friends About Your Debt"},"content":{"rendered":"\n<p>In this 2-minute video, Dr. Erika Rasure, Beyond Finance\u2019s Chief Financial Wellness Advisor and Financial Therapist, shares:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The importance of sharing your financial situation with someone trustworthy<\/li>\n\n\n\n<li>A step-by-step guide to help you have that conversation<\/li>\n<\/ul>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"VideoObject\",\n  \"name\": \"Talking to Family & Friends About Your Debt\",\n  \"description\": \"Dr. Erika Rasure, Beyond Finance's Chief Financial Wellness Advisor, explains why sharing your financial situation with someone trustworthy can bring relief and empowerment, and walks through a 5-step guide to having that conversation.\",\n  \"thumbnailUrl\": \"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\",\n  \"uploadDate\": \"2025-07-18T00:00:00Z\",\n  \"duration\": \"PT1M58S\",\n  \"contentUrl\": \"https:\/\/www.youtube.com\/watch?v=cDuRKOBskTI\",\n  \"embedUrl\": \"https:\/\/www.youtube.com\/embed\/cDuRKOBskTI\",\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Beyond Finance\",\n    \"url\": \"https:\/\/www.beyondfinance.com\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.beyondfinance.com\/vite\/assets\/beyond-CCSKLIGd.svg\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/MoveBeyondDebt\/\",\n      \"https:\/\/twitter.com\/MoveBeyondDebt\",\n      \"https:\/\/www.instagram.com\/beyondfinancedebtrelief\/\",\n      \"https:\/\/www.linkedin.com\/company\/beyond-finance\/\",\n      \"https:\/\/www.youtube.com\/@beyondfinance5099\"\n    ]\n  },\n  \"author\": {\n    \"@type\": \"Person\",\n    \"name\": \"Dr. Erika Rasure\",\n    \"jobTitle\": \"Chief Financial Wellness Advisor\",\n    \"worksFor\": {\n      \"@type\": \"Organization\",\n      \"name\": \"Beyond Finance\"\n    }\n  },\n  \"inLanguage\": \"en\",\n  \"isFamilyFriendly\": true,\n  \"keywords\": \"talking about debt, debt conversations, financial wellness, debt and relationships, money taboo, opening up about debt\",\n  \"hasPart\": [\n    {\n      \"@type\": \"Clip\",\n      \"name\": \"Why Sharing Your Financial Situation Matters\",\n      \"description\": \"Carrying the burden of debt alone can eat away at you, while unburdening yourself with a trusted person can bring relief and empowerment.\",\n      \"startOffset\": 14,\n      \"endOffset\": 34,\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=cDuRKOBskTI&t=14\"\n    },\n    {\n      \"@type\": \"Clip\",\n      \"name\": \"5-Step Guide to the Conversation\",\n      \"description\": \"Prepare yourself, create a starting phrase, reaffirm the relationship, be clear about what you need, and communicate any changes required.\",\n      \"startOffset\": 34,\n      \"endOffset\": 94,\n      \"url\": \"https:\/\/www.youtube.com\/watch?v=cDuRKOBskTI&t=34\"\n    }\n  ]\n}\n<\/script>\n\n\n\n\n<iframe loading=\"lazy\" width=\"760\" height=\"428\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/cDuRKOBskTI?si=SwqZgq7E6478Xoqp&#038;rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Transcript of Video:<\/strong><br><br><em>Talking about money can be uncomfortable because it&#8217;s still considered a taboo topic. And when it comes to conversations about debt, feelings of guilt and shame can make it even harder.&nbsp;<\/em><\/p>\n\n\n\n<p><em>But carrying that burden alone can eat away at you. Unburdening yourself of the truth of your financial situation with friends or loved ones can bring a tremendous amount of relief, and even a sense of empowerment.&nbsp;<\/em><\/p>\n\n\n\n<p><em>Now, you don\u2019t have to share everything with everyone. Focus on people who\u2019ve been supportive and uplifting of you in the past, and share only what you\u2019re comfortable with.&nbsp;&nbsp;<\/em><\/p>\n\n\n\n<p><em>Here\u2019s a step-by-step guide to help you have that conversation:&nbsp;<\/em><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><em>Prepare yourself<\/em><\/strong><em>. First, accept that you can\u2019t control how others will respond. It may not go as you\u2019d hoped, but simply taking ownership of your situation is powerful.<\/em><\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong><em>Create a starting phrase.<\/em><\/strong><em> Practice saying something like, \u201cHey, I want to talk to you about something I&#8217;m going through.\u201d Repeating it out loud can make you feel more prepared when the time comes.<\/em><\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong><em>Reaffirm the relationship. <\/em><\/strong><em>When you start the conversation, express gratitude for the person. For example, \u201cI really value our friendship and appreciate your support.\u201d<\/em><\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong><em>Be clear about what you need<\/em><\/strong><em>. Guide them by stating what you\u2019re looking for, like, \u201cI just need you to listen, not give advice right now.\u201d&nbsp;<\/em><\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong><em>Communicate changes (if needed)<\/em><\/strong><em>. If something needs to change, be upfront. You might say to your adult child, \u201cI need to set a boundary with money \u2014 it\u2019s not about you, but I\u2019m in a situation where I need that cash now.\u201d&nbsp;<\/em><\/li>\n<\/ol>\n\n\n\n<p><em>It can be scary in the moment, and you can\u2019t control what other people do, but most of the time, the outcome can be really good.&nbsp;<\/em><\/p>\n\n\n\n<p><br><em>You deserve a support network. And you deserve people in your life. You deserve the calm that being authentic brings, of actually telling people what\u2019s going on, and allowing them to show up for you.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dr. Erika discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.<\/p>\n","protected":false},"author":11,"featured_media":4954,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[164,167],"tags":[],"class_list":["post-4953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-videos","category-family-and-money"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance<\/title>\n<meta name=\"description\" content=\"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-18T16:15:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-03T22:12:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"863\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Stella Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stella Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\"},\"author\":{\"name\":\"Stella Martin\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\"},\"headline\":\"Video: Talking to Family &amp; Friends About Your Debt\",\"datePublished\":\"2025-07-18T16:15:47+00:00\",\"dateModified\":\"2026-04-03T22:12:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\"},\"wordCount\":391,\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\",\"articleSection\":[\"Video Library\",\"Your Family &amp; Money\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\",\"name\":\"Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\",\"datePublished\":\"2025-07-18T16:15:47+00:00\",\"dateModified\":\"2026-04-03T22:12:16+00:00\",\"description\":\"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg\",\"width\":1536,\"height\":863,\"caption\":\"Dr. Erika Rasure of Beyond Finance screenshot from \\\"Talking to Family & Friends About Your Debt\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Video: Talking to Family &amp; Friends About Your Debt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\",\"name\":\"Stella Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"caption\":\"Stella Martin\"},\"description\":\"Stella Martin is an IAPDA-accredited, AFCPE-trained financial wellness expert and Product Marketing Manager with Beyond Finance. A former contributor at tastytrade, Stella specializes in debt elimination strategies, financial wellness planning, and the behavioral side of building long-term financial health. Her work has been featured in MarketWatch, AOL, and WFMZ News. When she's not writing about personal finance, she's reading, catching a show at the theater, or spending time with her cats.\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance","description":"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/","og_locale":"en_US","og_type":"article","og_title":"Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance","og_description":"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.","og_url":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/","og_site_name":"Beyond Finance","article_published_time":"2025-07-18T16:15:47+00:00","article_modified_time":"2026-04-03T22:12:16+00:00","og_image":[{"width":1536,"height":863,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","type":"image\/jpeg"}],"author":"Stella Martin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Stella Martin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/"},"author":{"name":"Stella Martin","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536"},"headline":"Video: Talking to Family &amp; Friends About Your Debt","datePublished":"2025-07-18T16:15:47+00:00","dateModified":"2026-04-03T22:12:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/"},"wordCount":391,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","articleSection":["Video Library","Your Family &amp; Money"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/","url":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/","name":"Video: Talking to Family &amp; Friends About Your Debt - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","datePublished":"2025-07-18T16:15:47+00:00","dateModified":"2026-04-03T22:12:16+00:00","description":"Dr. Erika Rasure discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","width":1536,"height":863,"caption":"Dr. Erika Rasure of Beyond Finance screenshot from \"Talking to Family & Friends About Your Debt\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/video-talking-to-family-friends-about-your-debt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Video: Talking to Family &amp; Friends About Your Debt"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536","name":"Stella Martin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","caption":"Stella Martin"},"description":"Stella Martin is an IAPDA-accredited, AFCPE-trained financial wellness expert and Product Marketing Manager with Beyond Finance. A former contributor at tastytrade, Stella specializes in debt elimination strategies, financial wellness planning, and the behavioral side of building long-term financial health. Her work has been featured in MarketWatch, AOL, and WFMZ News. When she's not writing about personal finance, she's reading, catching a show at the theater, or spending time with her cats.","url":"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/"}]}},"taxonomy_info":{"category":[{"value":164,"label":"Video Library"},{"value":167,"label":"Your Family &amp; Money"}]},"featured_image_src_large":["https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear-1024x575.jpg",1024,575,true],"author_info":{"display_name":"Stella Martin","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/"},"comment_info":0,"category_info":[{"term_id":164,"name":"Video Library","slug":"videos","term_group":0,"term_taxonomy_id":164,"taxonomy":"category","description":"","parent":0,"count":10,"filter":"raw","cat_ID":164,"category_count":10,"category_description":"","cat_name":"Video Library","category_nicename":"videos","category_parent":0},{"term_id":167,"name":"Your Family &amp; Money","slug":"family-and-money","term_group":0,"term_taxonomy_id":167,"taxonomy":"category","description":"","parent":0,"count":9,"filter":"raw","cat_ID":167,"category_count":9,"category_description":"","cat_name":"Your Family &amp; Money","category_nicename":"family-and-money","category_parent":0}],"tag_info":false,"jetpack_featured_media_url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/beclear.jpg","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=4953"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media\/4954"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=4953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=4953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=4953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}