{"id":4959,"date":"2025-07-18T21:06:22","date_gmt":"2025-07-18T21:06:22","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=4959"},"modified":"2025-08-29T15:50:38","modified_gmt":"2025-08-29T15:50:38","slug":"graduate-exclusive-brent-s","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-brent-s\/","title":{"rendered":"Graduate Exclusive! Brent S. Ballroom Dances, Travels, and Enjoys Date Nights With His Wife\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>We caught up with Brent to hear how life for him and his wife has changed since he graduated from Beyond Finance in November of 2023.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-0335158f51435ffe172267f1ba841816\" style=\"font-style:normal;font-weight:700\">Debt Amount: $27,835<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-79f08bea5bfa87cb822d35468c1fec50\" style=\"font-style:normal;font-weight:700\">Started: November 2019<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-f1aa6b2c2ab774518c282356fc006c33\" style=\"font-style:normal;font-weight:700\">Graduated: November 2023<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>Can you tell us a bit about yourself?<\/strong><\/h2>\n\n\n\n<p><em>I live in Santa Fe Springs, near L.A., with my wife. I do medical elections and billing. I\u2019ve been working from home \u2014 I love it. And my wife and I belong to a dance group. We have dances probably every month \u2014 we do ballroom dancing.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What was going on before you started working with Beyond Finance?<\/strong><\/h2>\n\n\n\n<p><em>I got into debt through credit cards \u2014 spending on stuff that I shouldn\u2019t have bought and that I didn\u2019t need! Well, I was just drowning in debt. I couldn\u2019t get ahead. I was just making the minimum payments.&nbsp;<\/em><\/p>\n\n\n\n<p><em>I just felt a little depressed. It was frustrating. I was like, \u201cShoot \u2014 these balances are not going down. I\u2019m never gonna pay this off.\u201d It just hit me \u2014 something\u2019s not going right here. I have to do something to get myself out of debt..<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What was your experience like with us?<\/strong><\/h2>\n\n\n\n<p><em>I looked you guys up \u2014 you had good ratings \u2014 so that\u2019s why I went with you.<\/em> <em>It\u2019s been a while, but I remember that the person on the phone put me at peace. <\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>We can live freely. We couldn\u2019t go anywhere before. We couldn\u2019t do anything.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\n\n<p><em>It\u2019s like, \u201cHey, we\u2019ll take care of it. We\u2019ve got a whole process for you.\u201d I got off the phone feeling like they really wanted to help me get out of debt.<\/em><\/p>\n\n\n\n<p><em>That process was great. When I paid off my first account, I felt relief. It was like, \u201cOh man \u2014 finally I\u2019m getting somewhere.\u201d<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000-1024x768.jpeg\" alt=\"\" class=\"wp-image-4963\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000-1024x768.jpeg 1024w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000-300x225.jpeg 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000-768x576.jpeg 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000-1536x1152.jpeg 1536w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/image000000.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Brent and his wife enjoy their vacation to Hawaii, on the island of Kauai.<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What&#8217;s happened since you graduated?<\/strong><\/h2>\n\n\n\n<p><em>Oh God, I was able to go on two vacations <em>\u2014<\/em> that\u2019s how much I saved! Last year we went to Hawaii for a week. This year we went to see my wife\u2019s sister in Boise, Idaho.<\/em><\/p>\n\n\n\n<p><em>I\u2019m able to go out to dinner with my wife more now \u2014 like once a week. We can live freely. We couldn\u2019t go anywhere before. We couldn\u2019t do anything. Now we go out to lunch every Sunday. It\u2019s really nice having that freedom.<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<p><em>I use my credit for some things, but I pay it off right away. Whatever I spend on my credit card, I pay off when the statement comes.<\/em><\/p>\n\n\n\n<p><em>I also do a budget every month. I use an app called EveryDollar \u2014 it\u2019s a zero-based budgeting app, where you put every dollar to where it needs to go until it gets down to zero. It keeps me on track!<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">Real client compensated for a real story.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Beyond Finance graduate Brent overcame his credit card debt. Discover how he learned to budget and why he can &#8220;live freely&#8221; now.<\/p>\n","protected":false},"author":11,"featured_media":4958,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[163],"tags":[],"class_list":["post-4959","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-exclusive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Graduate Exclusive! 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Discover how he learned to budget and why he can &quot;live freely&quot; now.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-brent-s\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-18T21:06:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-29T15:50:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/BF_Blog_Graduate_Post_Brent_M_0725.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"863\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Stella Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stella Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-brent-s\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-brent-s\/\"},\"author\":{\"name\":\"Stella Martin\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\"},\"headline\":\"Graduate Exclusive! 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