{"id":5023,"date":"2025-07-24T15:50:06","date_gmt":"2025-07-24T15:50:06","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5023"},"modified":"2025-08-29T15:46:26","modified_gmt":"2025-08-29T15:46:26","slug":"graduate-exclusive-joellen-f","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-joellen-f\/","title":{"rendered":"Graduate Exclusive! JoEllen F. Overcomes a Financial Scam, Gains Confidence, and Finds Community in an Unexpected Place"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>We interviewed JoEllen to find out about her journey and how Beyond Finance has changed her life.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-d6f1dbc294a6480345980d94de347863\" style=\"font-style:normal;font-weight:700\">Debt Amount: $22,942<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-b653bc30127034a1add4498ac52f0a2b\" style=\"font-style:normal;font-weight:700\">Started: December 2022<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-5ae823244361bc283e320e150a27ec28\" style=\"font-style:normal;font-weight:700\">Graduated: December 2024<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>Can you tell us a bit about yourself?<\/strong><\/h2>\n\n\n\n<p><em>I live in Fort Collins, Colorado, with my 90-year-old mother. I was a teacher for ten years, teaching French, Spanish, and English.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">How did you find yourself in debt?<\/h2>\n\n\n\n<p><em>I had a bad divorce <em>\u2014<\/em><\/em> <em>he somehow managed to take everything.<\/em> <em>Then, during COVID, I joined a dating service and was \u201cromance scammed\u201d to the tune of $20,000 in debt and $30,000 in cash. That\u2019s where Beyond Finance came in.<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>The financial wellness sessions are wonderful. They help build self-confidence and forgiveness. <\/em><\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\">How was your experience working with us?<\/h2>\n\n\n\n<p><em>I had worked with a debt company back in the 90s, so I had something to compare it to, and Beyond Finance is so much better \u2014 what a difference! I looked online, and Beyond Finance popped up with such good reviews, so I called them. <\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<p><em>I\u2019m so very, very pleased and thankful for Beyond Finance. I wasn\u2019t scrambling to pay those outstanding bills every month.<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading has-medium-font-size\">Did Beyond Finance change your life in any way that was unexpected?<\/h2>\n\n\n\n<p><em>The financial wellness sessions are wonderful. They help build self-confidence and forgiveness. <\/em><\/p>\n\n\n\n<p><em>They create a place where clients can go and build each other up. <\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1-1024x539.png\" alt=\"\" class=\"wp-image-5026\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1-1024x539.png 1024w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1-300x158.png 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1-768x404.png 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1-1536x808.png 1536w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-24-at-10.34.03\u202fAM-1.png 1582w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">JoEllen cites the weekly financial wellness sessions our Financial Therapists host each week as one of the most valuable parts of the Beyond Finance experience.<\/figcaption><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><em>It\u2019s a really, really important part of Beyond Finance, and to me, it&#8217;s everything, because I wasn\u2019t paying that much attention to my debt going down \u2014 I\u2019m more emotional than that. I pay attention to how I feel, and I feel really good and confident that I\u2019ve done the right thing.<\/em><\/p>\n\n\n\n<p><em>I can\u2019t say enough about Dr. Erika and Nate. It\u2019s like we have our own celebrities, our own \u201cDr. Phils,\u201d because we\u2019re on Zoom with them every week. I\u2019m so grateful for all their help, wisdom, and kindness. <\/em><\/p>\n\n\n\n<p><em>I\u2019ve seen the group change from people being angry and complaining to being supportive and loving. They\u2019ve developed it into this beautiful, beautiful situation. It\u2019s really special, and they\u2019ve been a godsend.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">Real client compensated for a real story.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>After her divorce, JoEllen fell victim to a devastating romance scam. But through the Beyond Finance financial wellness sessions, she built up her confidence and found community.<\/p>\n","protected":false},"author":11,"featured_media":5024,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[163],"tags":[],"class_list":["post-5023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-exclusive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Graduate Exclusive! 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