{"id":5147,"date":"2025-08-08T21:53:40","date_gmt":"2025-08-08T21:53:40","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5147"},"modified":"2025-08-13T16:43:27","modified_gmt":"2025-08-13T16:43:27","slug":"5-fun-savings-challenges-thatll-put-extra-cash-in-your-pocket","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/5-fun-savings-challenges-thatll-put-extra-cash-in-your-pocket\/","title":{"rendered":"5 Fun Savings Challenges That\u2019ll Put Extra Cash in Your Pocket"},"content":{"rendered":"\n

Saving money can feel like an uphill battle \u2014 but turning saving into a game can take the pressure off. (And, dare we say, make it fun?) <\/p>\n\n\n\n

Here are a few of our favorites. If you don\u2019t see a plan that works for you, don\u2019t fret: We have plenty more<\/a> where these came from. <\/p>\n\n\n\n

1. The Pantry-Project Challenge<\/h2>\n\n\n\n

The Savings Challenge That Costs Nothing (And Tastes Great!)<\/em><\/p>\n\n\n\n

We\u2019ve all got a can of beans that has been waiting in the wings for its big moment on the menu.<\/p>\n\n\n\n

    <\/ol>\n\n\n\n

    But that can isn\u2019t the only thing that\u2019s been languishing in your pantry. Those hidden gems are what this challenge is all about!<\/p>\n\n\n\n

    See how long you can shop your pantry for meals, supplementing with fresh items as necessary. You\u2019ll be floored by how much you\u2019ve saved by the end of your project. And can you say: \u2018Hello, clean pantry!\u2019?<\/p>\n\n\n\n

    2. The $20-Deposit Challenge<\/h2>\n\n\n\n

    The Savings Challenge That\u2019s Dead Simple<\/em><\/p>\n\n\n\n

    This one couldn\u2019t be more straightforward: Deposit $20 every week in your personal savings account for 1 year. That\u2019s it.<\/p>\n\n\n\n

      <\/ol>\n\n\n\n

      It\u2019s the simplest way to work your way up to $1,040 after 52 weeks. And because it\u2019s so simple, it\u2019s equally easy to personalize this challenge. If you have a week where you can\u2019t set aside $20? Try $10! Have some extra cash laying around? Boost your weekly deposit a bit! <\/p>\n\n\n\n

      While this challenge is a good way to get some money in the bank, it\u2019s more about the habit of consistent deposits. The little things add up fast!<\/p>\n\n\n\n

      3. The Nickel-A-Day Challenge<\/h2>\n\n\n\n

      The Savings Challenge Best Done With a Huge Jar<\/em><\/p>\n\n\n\n

      Putting a nickel into a piggy bank feels distinctly old-timey. But what if those little silver coins added up to a whopping $3,339.75 by year\u2019s end?<\/p>\n\n\n\n

        <\/ol>\n\n\n\n

        In this challenge, simply increase your savings by a nickel every day: Start with 5\u00a2, then 10\u00a2, and so on, until you make your last deposit of $18.40, 365 days later. (If you hit your daily savings limit before that last deposit, no worries! Just keep going within your budget.)<\/p>\n\n\n\n

        This is an amazing cash savings method \u2014 and if you use a big jar to collect your change as it accumulates, you\u2019ll have the thrill of watching your money literally stack up. (It\u2019s a great way to get kids excited about saving, too!)<\/p>\n\n\n\n

        \"\"<\/figure>\n\n\n\n

        4. The $1-Change Challenge <\/h2>\n\n\n\n

        The Savings Challenge That Builds Savings From Spending<\/em><\/p>\n\n\n\n

        Do you find that your dollars simply dissipate into thin air? This is a good way to hang tight to those loose bills.\u00a0<\/p>\n\n\n\n

          <\/ol>\n\n\n\n

          Very simply, if you get a $1 bill in change from a purchase, it goes towards savings! You choose how long you want to do this challenge \u2014 a month, a season or even a whole year could add up big time. <\/p>\n\n\n\n

          Just make sure you use cash frequently for this challenge to be worth it. We always recommend going on a cash diet<\/a>, especially if you\u2019re working your way out of debt.<\/p>\n\n\n\n

          5. The Tax-Your-Vices Challenge<\/h2>\n\n\n\n

          The Savings Challenge That Makes the Most of Indulgence<\/em><\/p>\n\n\n\n

          This one\u2019s for the party people, the smokers, the couch potatoes or anyone with a habit they\u2019d like to kick.<\/p>\n\n\n\n

            <\/ol>\n\n\n\n

            It\u2019s also pretty simple: Every time you indulge in a \u201cvice,\u201d you have to pay yourself $1, $5, $10 or some percentage of your treat\u2019s bill. <\/p>\n\n\n\n

            It\u2019s a great way to understand how much of your money is going to non-essentials \u2014 and to counterbalance short-term splurges with long-term goals. <\/p>\n\n\n\n

            \n\n\n\n

            <\/p>\n\n\n\n

            Looking for more ideas to build wealth and manage your finances? <\/p>\n\n\n\n

            Check out our other tips on financial planning<\/a>, budgeting<\/a> and more<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"

            Have trouble motivating yourself to save? No problem! We’ve picked out 5 easy, accessible, and fun savings challenges that’ll help you set aside some cash in no time!<\/p>\n","protected":false},"author":17,"featured_media":5148,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[165],"tags":[],"class_list":["post-5147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-habits"],"yoast_head":"\n5 Fun Savings Challenges That\u2019ll Put Extra Cash in Your Pocket - Beyond 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