{"id":5333,"date":"2025-09-24T20:45:24","date_gmt":"2025-09-24T20:45:24","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5333"},"modified":"2025-09-24T20:45:24","modified_gmt":"2025-09-24T20:45:24","slug":"5-ways-to-stop-letting-your-credit-score-define-you","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/","title":{"rendered":"5 Ways to Stop Letting Your Credit Score Define You"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">We\u2019ve been taught to measure our financial health in numbers, but too often, those numbers feel like a judgment on our self-worth.&nbsp; As a financial therapist and Chief Financial Wellness Advisor at <a href=\"https:\/\/www.beyondfinance.com\/\">Beyond Finance<\/a>, I work with hundreds of clients each week to help them overcome financial stress and trauma. One pattern shows up again and again. People internalize their credit scores like a personal grade. But here\u2019s the truth: your credit score is not a character assessment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Below are five truths I share with clients to help break the cycle of credit shame and reclaim peace of mind:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Your credit score is a tool, not a reflection of who you are<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Credit scores were created to measure creditworthiness, represented through payment history, length of credit and credit utilization (debt). This metric wasn\u2019t made to judge your intelligence, work ethic or value as a person. With constant access to credit apps and alerts, many of us start to view that number as a personal scoreboard. Let\u2019s stop giving it that power. Your credit score is not the only measure of financial health, it\u2019s just one piece of information on the journey to financial wellness.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Debt doesn\u2019t mean failure, it means life happened<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Job loss, medical emergencies, inflation and caregiving can impact your ability to stay ahead. Yet our culture teaches us that financial strain is a personal shortcoming. That\u2019s not true. Your story is more than your balance sheet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. The credit system is flawed and that\u2019s not your fault<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Credit scores often reward taking on debt rather than saving or building long-term wealth. If you\u2019re focused on paying down balances, saving for emergencies or investing in your future, that might negatively affect your score. It\u2019s crucial to remember you\u2019re playing the long game when it comes to financial wellness. Don\u2019t let that number sway you from healthy financial practices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. Taking a break from credit tracking can protect your mental health<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If checking your score creates anxiety, turn off alerts, delete the apps and stop comparing your finances to others. Your financial wellness isn\u2019t a competition. It\u2019s a journey that deserves compassion, not criticism.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. You\u2019re not alone, and help is available<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financial shame thrives in silence. Talk to a trusted friend, therapist or financial wellness expert. I\u2019ve seen firsthand how powerful it is to simply say out loud, \u201cI\u2019m struggling.\u201d That\u2019s the first step toward healing both your finances, and your relationship with them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your credit score can be useful, but it is not an evaluation of your worth. With the right tools, mindset and support, you can build a healthier and more resilient financial future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Dr. Erika Rasure is Chief Financial Wellness Advisor at <\/em><a href=\"https:\/\/www.beyondfinance.com\/\"><em>Beyond Finance<\/em><\/a><em>. She combines over two decades of experience in financial therapy with a passion for personal empowerment, leading innovative initiatives that make financial wellness more accessible, practical and human-centered.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019ve been taught to measure our financial health in numbers, but too often, those numbers feel like a judgment on our self-worth.  As a financial therapist and Chief Financial Wellness Advisor at Beyond Finance, I work with hundreds of clients each week to help them overcome financial stress and trauma.<\/p>\n","protected":false},"author":20,"featured_media":5334,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"We\u2019ve been taught to measure our financial health in numbers, but too often, those numbers feel like a judgment on our self-worth. As a financial therapist and Chief Financial Wellness Advisor at Beyond Finance, I work with hundreds of clients each week to help them overcome financial stress and trauma.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-24T20:45:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"863\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Dr. Erika Rasure\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dr. Erika Rasure\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/\"},\"author\":{\"name\":\"Dr. Erika Rasure\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4ac14cce40a36087a819d96bf674f5d\"},\"headline\":\"5 Ways to Stop Letting Your Credit Score Define You\",\"datePublished\":\"2025-09-24T20:45:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/\"},\"wordCount\":502,\"publisher\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/BF_Blog_Credit_Score_Defining_Your.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/\",\"name\":\"5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/BF_Blog_Credit_Score_Defining_Your.jpg\",\"datePublished\":\"2025-09-24T20:45:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/BF_Blog_Credit_Score_Defining_Your.jpg\",\"contentUrl\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/BF_Blog_Credit_Score_Defining_Your.jpg\",\"width\":1536,\"height\":863},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/5-ways-to-stop-letting-your-credit-score-define-you\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Ways to Stop Letting Your Credit Score Define You\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4ac14cce40a36087a819d96bf674f5d\",\"name\":\"Dr. Erika Rasure\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g\",\"caption\":\"Dr. Erika Rasure\"},\"description\":\"Dr. Erika Rasure, PhD, CFT\u2122 Chief Financial Wellness Advisor, Beyond Finance Creator of the Financial Wellness RESET\u2122 Framework Dr. Erika Rasure is a nationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. She is the creator of the Financial Wellness RESET\u2122 Framework, Assessment, and Curriculum \u2014 a proprietary, clinically-informed model Beyond Finance has made freely available to anyone. She holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Financial Therapist\u2122 Practitioner \u2014 one of a small number of practitioners in the country to hold both credentials. At Beyond Finance, she leads weekly financial wellness sessions with clients and serves as Chief Financial Wellness Advisor. She also serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, The Today Show, and more.\",\"url\":\"https:\\\/\\\/www.beyondfinance.com\\\/blog\\\/author\\\/erasure\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance","robots":{"index":"noindex","follow":"follow"},"og_locale":"en_US","og_type":"article","og_title":"5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance","og_description":"We\u2019ve been taught to measure our financial health in numbers, but too often, those numbers feel like a judgment on our self-worth. As a financial therapist and Chief Financial Wellness Advisor at Beyond Finance, I work with hundreds of clients each week to help them overcome financial stress and trauma.","og_url":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/","og_site_name":"Beyond Finance","article_published_time":"2025-09-24T20:45:24+00:00","og_image":[{"width":1536,"height":863,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","type":"image\/jpeg"}],"author":"Dr. Erika Rasure","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Dr. Erika Rasure","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/"},"author":{"name":"Dr. Erika Rasure","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d"},"headline":"5 Ways to Stop Letting Your Credit Score Define You","datePublished":"2025-09-24T20:45:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/"},"wordCount":502,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/","url":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/","name":"5 Ways to Stop Letting Your Credit Score Define You - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","datePublished":"2025-09-24T20:45:24+00:00","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","width":1536,"height":863},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/5-ways-to-stop-letting-your-credit-score-define-you\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"5 Ways to Stop Letting Your Credit Score Define You"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d","name":"Dr. Erika Rasure","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g","caption":"Dr. Erika Rasure"},"description":"Dr. Erika Rasure, PhD, CFT\u2122 Chief Financial Wellness Advisor, Beyond Finance Creator of the Financial Wellness RESET\u2122 Framework Dr. Erika Rasure is a nationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. She is the creator of the Financial Wellness RESET\u2122 Framework, Assessment, and Curriculum \u2014 a proprietary, clinically-informed model Beyond Finance has made freely available to anyone. She holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Financial Therapist\u2122 Practitioner \u2014 one of a small number of practitioners in the country to hold both credentials. At Beyond Finance, she leads weekly financial wellness sessions with clients and serves as Chief Financial Wellness Advisor. She also serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, The Today Show, and more.","url":"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/"}]}},"taxonomy_info":{"category":[{"value":1,"label":"Uncategorized"}]},"featured_image_src_large":["https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your-1024x575.jpg",1024,575,true],"author_info":{"display_name":"Dr. Erika Rasure","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/"},"comment_info":0,"category_info":[{"term_id":1,"name":"Uncategorized","slug":"uncategorized","term_group":0,"term_taxonomy_id":1,"taxonomy":"category","description":"","parent":0,"count":73,"filter":"raw","cat_ID":1,"category_count":73,"category_description":"","cat_name":"Uncategorized","category_nicename":"uncategorized","category_parent":0}],"tag_info":false,"jetpack_featured_media_url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/09\/BF_Blog_Credit_Score_Defining_Your.jpg","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=5333"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5333\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media\/5334"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=5333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=5333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=5333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}