{"id":5366,"date":"2025-10-08T17:05:03","date_gmt":"2025-10-08T17:05:03","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5366"},"modified":"2026-05-08T18:04:20","modified_gmt":"2026-05-08T18:04:20","slug":"tech-microboundaries-your-money","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/","title":{"rendered":"Tech Microboundaries & Your Money"},"content":{"rendered":"\n

Reviewed by <\/em>Nathan Astle<\/em><\/a>, CFT-I\u2122<\/em><\/p>\n\n\n\n

We live in a world engineered to capture our attention \u2014 and convert it into purchases.<\/p>\n\n\n\n

In one of our recent client Financial Wellness sessions, our financial therapists, Dr. Erika Rasure and Nathan Astle, shared how small, intentional \u201ctech microboundaries\u201d can protect both your peace of mind (and your wallet!).<\/p>\n\n\n\n

We\u2019re sharing their insights and advice so you can start being more thoughtful and deliberate with your mental space and your spending.<\/p>\n\n\n\n

\n\n\n\n

A Little Reality Check<\/strong><\/h2>\n\n\n\n

Dr. Rasure opened with a bit of a reality check for us:<\/p>\n\n\n\n

\u201cYou\u2019re a financial asset to companies\u2026 they spend billions of dollars every year to capture your attention because it drives spending.\u201d<\/em> <\/p>\n\n\n\n

She added that many of us are on somewhat of an autopilot when it comes to ads and notifications:<\/p>\n\n\n\n

\u201cWe\u2019ve become a little desensitized\u2026 cruising on autopilot and not really taking more conscious action in drawing boundaries around what we\u2019re allowing into our lives.\u201d<\/em> <\/p>\n\n\n\n

Why Attention Boundaries Matter<\/strong><\/h2>\n\n\n\n

Astle explained the cost of distraction:<\/p>\n\n\n\n

\u201cYou can\u2019t say yes to one thing without saying no to another. When we say yes to our attention being diverted\u2026 we are inherently saying no to other things that are worthy of our attention.\u201d<\/em> <\/p>\n\n\n\n

He said that this matters for money decisions:<\/p>\n\n\n\n

\u201cBe intentional: \u2018What money decisions am I making based on what other people are selling me versus what I actually need or want?\u2019\u201d<\/em> <\/p>\n\n\n\n

Tactic #1: Defuse Urgency<\/strong><\/h2>\n\n\n\n

Marketers know that rushed decisions are impulsive ones:<\/p>\n\n\n\n

\u201c\u2018Act now\u2026 only 3 left!\u2019 They want us to make quick decisions. When we slow down \u2014 even a day or two \u2014 we make different decisions.\u201d<\/em> <\/p>\n\n\n\n

Dr. Rasure connected that rush to our brains and budgets:<\/p>\n\n\n\n

\u201cNotifications create that illusion of urgency\u2026 they hijack dopamine, increase stress, reduce focus, and they\u2019re designed to spark impulsive spending.\u201d<\/em><\/p>\n\n\n\n

Microboundaries to try:<\/strong><\/p>\n\n\n\n

    \n
  • Use a 24\u201372 hour rule (Remember, this means add to your cart, wait, then decide!).
    <\/li>\n\n\n\n
  • Turn off non-essential push alerts<\/strong> from retailers.
    <\/li>\n\n\n\n
  • Look through all your promo emails and texts once a week, instead of reacting to them in the moment.
    <\/li>\n<\/ul>\n\n\n\n

    Tactic #2: Reduce Notification Clutter<\/strong><\/h2>\n\n\n\n

    Dr. Rasure shared a personal story of marketing texts getting the better of her:<\/p>\n\n\n\n

    \u201cI had something like 472 unread text messages\u2026 I was bombarded by retailer texts. When I started sending \u2018STOP\u2019 and unsubscribing, I realized I\u2019d been spending my time on their sites, even when I wasn\u2019t spending money.\u201d<\/em> <\/p>\n\n\n\n

    What did she say the payoff was?<\/p>\n\n\n\n

    \u201cFewer interruptions mean fewer unplanned purchases \u2014 and time to think before spending.\u201d<\/em> <\/p>\n\n\n\n

    Microboundaries to try:<\/strong><\/p>\n\n\n\n

      \n
    • Text STOP<\/strong> to marketing SMS you don\u2019t want.
      <\/li>\n\n\n\n
    • Try using tools like Unroll.Me or Gmail\u2019s Subscriptions view to limit how many promo emails you get.
      <\/li>\n\n\n\n
    • Silence promo senders during focus hours (Do Not Disturb \/ Focus modes).
      <\/li>\n<\/ul>\n\n\n\n

      Tactic #3: Audit Your Feeds (Aspiration \u2192 Comparison \u2192 Spending)<\/strong><\/h2>\n\n\n\n

      According to Dr. Rasure, the scroll shapes our desires:<\/p>\n\n\n\n

      \u201cExposure to aspirational content increases overspending\u2026 your feeds are shaping your financial desires.\u201d<\/em><\/p>\n\n\n\n

      Microboundaries to try:<\/strong><\/p>\n\n\n\n

        \n
      • Unfollow or mute<\/strong> accounts that spark envy, FOMO, or \u201cnot enough\u201d feelings.
        <\/li>\n\n\n\n
      • Replace<\/strong> these with content that aligns with your values (financial tips, recipes, uplifting creators  \u2014 yes, even cute cat videos!).
        <\/li>\n\n\n\n
      • Try setting time limits<\/strong> for shopping apps or move them off your home screen (this leads to less temptation, fewer \u201cjust checking\u201d moments!).
        <\/li>\n<\/ul>\n\n\n\n

        Tactic #4: Spot the Shame Play, and Opt Out<\/strong><\/h2>\n\n\n\n

        Astle named the other big trigger besides urgency:<\/p>\n\n\n\n

        \u201cShame\u2026 the message that you will be \u2018more\u2019 if you have this product. It pulls on our emotions and leads to questioning our own value.\u201d<\/em> <\/p>\n\n\n\n

        His advice for reframing this:<\/p>\n\n\n\n

        \u201cNothing you spend money on inherently makes you more or less valuable\u2026 Ask yourself: \u2018Do I genuinely want or need this, or do I want to buy it because I\u2019m being told I should?\u201d<\/em> <\/p>\n\n\n\n

        Microboundaries to try:<\/strong><\/p>\n\n\n\n

          \n
        • When an ad hits, ask: \u201cWhat is this trying to make me feel?\u201d<\/strong> If the answer is \u201cless than,\u201d scroll on.
          <\/li>\n\n\n\n
        • Create a wish list<\/strong> note. Revisit in a week \u2014 most items won\u2019t survive a cooler head.
          <\/li>\n\n\n\n
        • Tie purchases to values<\/strong> (comfort, creativity, connection) rather than your current mood.
          <\/li>\n<\/ul>\n\n\n\n

          The Compounding Effect of Slowing Down<\/strong><\/h2>\n\n\n\n

          Astle\u2019s simple challenge to you:<\/p>\n\n\n\n

          \u201cIf you stretch the time between the advertisement and when you buy, you\u2019ll save yourself hundreds if not thousands of dollars over time.\u201d<\/em> <\/p>\n\n\n\n

          And Dr. Rasure reminds you that your attention is yours:<\/p>\n\n\n\n

          \u201cYou are in control of what you are consuming\u2026 curate content that influences your decisions in a positive way.\u201d<\/em> <\/p>\n\n\n\n

          Try This This Week<\/strong><\/h2>\n\n\n\n
            \n
          1. Unsubscribe sprint (10 minutes):<\/strong> Text STOP to 5 promo texts and unsubscribe from 5 promo emails.
            <\/li>\n\n\n\n
          2. Feed cleanse:<\/strong> Mute\/unfollow 5 accounts that trigger FOMO; follow 3 that align with your values.
            <\/li>\n\n\n\n
          3. Delay rule:<\/strong> Anything over $25, make sure you wait 48 hours and keep a running wish list for purchase to consider.
            <\/li>\n\n\n\n
          4. Implement a “focus window”: <\/strong>Try setting a single hour daily with notifications off (yes, even \u201cjust in case\u201d promos!).
            <\/li>\n<\/ol>\n\n\n\n
            \n\n\n\n

            Main Takeaway<\/strong><\/h3>\n\n\n\n

            Your attention is a financial asset \u2014 don\u2019t give it away for free. With small tech microboundaries, you create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.<\/p>\n","protected":false},"excerpt":{"rendered":"

            In one of our recent client Financial Wellness sessions, our financial therapists, Dr. Erika Rasure and Nathan Astle, shared how small, intentional \u201ctech microboundaries\u201d can protect both your peace of mind (and your wallet!).<\/p>\n","protected":false},"author":11,"featured_media":5367,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[165],"tags":[],"class_list":["post-5366","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-habits"],"yoast_head":"\nTech Microboundaries & Your Money - Beyond Finance<\/title>\n<meta name=\"description\" content=\"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tech Microboundaries & Your Money - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T17:05:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T18:04:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Stella Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stella Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\"},\"author\":{\"name\":\"Stella Martin\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\"},\"headline\":\"Tech Microboundaries & Your Money\",\"datePublished\":\"2025-10-08T17:05:03+00:00\",\"dateModified\":\"2026-05-08T18:04:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\"},\"wordCount\":874,\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg\",\"articleSection\":[\"Learning Good Financial Habits\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\",\"name\":\"Tech Microboundaries & Your Money - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg\",\"datePublished\":\"2025-10-08T17:05:03+00:00\",\"dateModified\":\"2026-05-08T18:04:20+00:00\",\"description\":\"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg\",\"width\":2560,\"height\":1438,\"caption\":\"Someone holding a phone with an add about not missing deals. Their thumb hovers between \\\"Sent me deal\\\" and \\\"unsubscribe me\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tech Microboundaries & Your Money\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536\",\"name\":\"Stella Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g\",\"caption\":\"Stella Martin\"},\"description\":\"Stella Martin is an IAPDA-accredited, AFCPE-trained financial wellness expert and Product Marketing Manager with Beyond Finance. A former contributor at tastytrade, Stella specializes in debt elimination strategies, financial wellness planning, and the behavioral side of building long-term financial health. Her work has been featured in MarketWatch, AOL, and WFMZ News. When she's not writing about personal finance, she's reading, catching a show at the theater, or spending time with her cats.\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tech Microboundaries & Your Money - Beyond Finance","description":"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/","og_locale":"en_US","og_type":"article","og_title":"Tech Microboundaries & Your Money - Beyond Finance","og_description":"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.","og_url":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/","og_site_name":"Beyond Finance","article_published_time":"2025-10-08T17:05:03+00:00","article_modified_time":"2026-05-08T18:04:20+00:00","og_image":[{"width":2560,"height":1438,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","type":"image\/jpeg"}],"author":"Stella Martin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Stella Martin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/"},"author":{"name":"Stella Martin","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536"},"headline":"Tech Microboundaries & Your Money","datePublished":"2025-10-08T17:05:03+00:00","dateModified":"2026-05-08T18:04:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/"},"wordCount":874,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","articleSection":["Learning Good Financial Habits"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/","url":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/","name":"Tech Microboundaries & Your Money - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","datePublished":"2025-10-08T17:05:03+00:00","dateModified":"2026-05-08T18:04:20+00:00","description":"Create breathing room to choose intentionally instead of impulsively, protect your peace, and spend in alignment with your values.","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","width":2560,"height":1438,"caption":"Someone holding a phone with an add about not missing deals. Their thumb hovers between \"Sent me deal\" and \"unsubscribe me\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/tech-microboundaries-your-money\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Tech Microboundaries & Your Money"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/024257f55492e1915da34c62cb983536","name":"Stella Martin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1cbecc45201ef1341553bfea55814251b4483b34bf1faef347d61ca7d4b8c060?s=96&d=mm&r=g","caption":"Stella Martin"},"description":"Stella Martin is an IAPDA-accredited, AFCPE-trained financial wellness expert and Product Marketing Manager with Beyond Finance. A former contributor at tastytrade, Stella specializes in debt elimination strategies, financial wellness planning, and the behavioral side of building long-term financial health. Her work has been featured in MarketWatch, AOL, and WFMZ News. When she's not writing about personal finance, she's reading, catching a show at the theater, or spending time with her cats.","url":"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/"}]}},"taxonomy_info":{"category":[{"value":165,"label":"Learning Good Financial Habits"}]},"featured_image_src_large":["https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-1024x575.jpg",1024,575,true],"author_info":{"display_name":"Stella Martin","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/smartin\/"},"comment_info":0,"category_info":[{"term_id":165,"name":"Learning Good Financial Habits","slug":"financial-habits","term_group":0,"term_taxonomy_id":165,"taxonomy":"category","description":"","parent":0,"count":16,"filter":"raw","cat_ID":165,"category_count":16,"category_description":"","cat_name":"Learning Good Financial Habits","category_nicename":"financial-habits","category_parent":0}],"tag_info":false,"jetpack_featured_media_url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/tech_microboundaries_and_money-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=5366"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5366\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media\/5367"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=5366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=5366"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=5366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}