{"id":5418,"date":"2025-10-31T17:30:00","date_gmt":"2025-10-31T17:30:00","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5418"},"modified":"2025-12-15T21:28:57","modified_gmt":"2025-12-15T21:28:57","slug":"client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/","title":{"rendered":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC"},"content":{"rendered":"\n<p>Chasing your dream career in a big city like New York is a classic story trope for a reason \u2013 it\u2019s exciting! But with a cost of living as high as NYC\u2019s it\u2019s an adventure that often comes with some steep financial hurdles.&nbsp;<\/p>\n\n\n\n<p>For Andrea R. \u2014 a journalist, editor and musician \u2014 those hurdles eventually turned into mounting debt that was spiraling out of control.&nbsp;<\/p>\n\n\n\n<p>She was juggling student loans, expenses from a difficult breakup, cost of living increases and an unpredictable job market. All this left her struggling just to keep up with minimum payments and then \u2014 she lost her job.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5-1024x1024.png\" alt=\"\" class=\"wp-image-5420\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5-1024x1024.png 1024w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5-300x300.png 300w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5-150x150.png 150w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5-768x768.png 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/11\/Untitled-design-5.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>I googled and checked out reviews to make sure it was legit. The person I talked to was so calm and pleasant. I didn\u2019t feel judged and I felt like he truly just wanted to help me.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-514c913fa92f5e940ab194d8ba22a9a9\"><strong>Debt Amount:<\/strong> $22,584<br><strong>Started: <\/strong>June 2024<br><strong>Savings:<\/strong> $485 a month!*<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Before Beyond Finance: Overwhelmed by Debt and Uncertainty<\/h2>\n\n\n\n<p>As a writer and performer Andrea has always been passionate about her work and confident that New York City was the right place to chase her dreams, but the reality of living in one of the world\u2019s most expensive cities left her constantly on edge.<\/p>\n\n\n\n<p>Instead of focusing fully on growing her career \u2014 she spent way too much time just figuring out how to get by, which brought into focus that her money management skills needed sharpening.&nbsp;<\/p>\n\n\n\n<p>\u201cI was never amazing at managing money, but having to work in an expensive city and pay for school was part of it,\u201d she explained. \u201cThat, on top of the media being a fairly unstable industry, made it hard to survive.\u201d<\/p>\n\n\n\n<p>As her debt escalated, everyday life began to feel like walking a tightrope.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>The slightest setback would be disastrous for me \u2014 getting sick, losing a job, etc. My debt would become a bigger burden and obstacle to getting back on track.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>Then, the worst happened \u2014 she lost her job.<\/p>\n\n\n\n<p>\u201cI knew I couldn\u2019t make the payments, which were untenable already. I needed to do something that was more than just chasing minimums for the rest of my life.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">After Beyond Finance: Breathing Easier and Excited for the Future<\/h2>\n\n\n\n<p>After doing plenty of research and reading lots of reviews, Andrea reached out to Beyond Finance.<\/p>\n\n\n\n<p><strong>\u201cThe person I talked to was so calm and pleasant. I didn\u2019t feel judged and I felt like he truly just wanted to help me.\u201d<\/strong><\/p>\n\n\n\n<p>She was relieved that the great reviews she\u2019d read online were backed up by personal and attentive support she\u2019s experienced since joining the program.&nbsp;<\/p>\n\n\n\n<p>Now that she\u2019s found her footing again, her stress levels have improved and she can focus on other things \u2014 like her career and future plans.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>I actually feel like I can breathe more. I can make payments without losing sleep over it. I don\u2019t feel like I\u2019m just chasing minimums anymore.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Looking Ahead: Andrea\u2019s Goals and Advice for Others<\/strong><\/h3>\n\n\n\n<p>One of Andrea\u2019s big takeaways from her experience is that you don\u2019t need to tackle debt on your own. It\u2019s good to ask for help, and Beyond Finance is always there to answer questions and address concerns.\u00a0<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>They\u2019re here for all your concerns and they make getting rid of debt actually manageable. You don\u2019t need to do it all on your own.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>Now that her debt-free life is within reach, Andrea is thinking about what she\u2019d like to do. High on that list is investing for her future and travelling more.&nbsp;<\/p>\n\n\n\n<p><strong>\u201cWhen I\u2019m debt-free, I\u2019ll take more trips and invest more.\u201d<\/strong><\/p>\n\n\n\n<p>Andrea\u2019s story is a familiar one to anyone balancing passion with survival. Ultimately, she didn\u2019t find a quick fix \u2014 she found something better, a reliable path forward with Beyond Finance.&nbsp;<\/p>\n\n\n\n<p><strong><em>*About this testimonial:<\/em><\/strong><em> Andrea is a real Beyond Finance client who was compensated for sharing her experience. Her savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chasing your dream career in a big city like New York is a classic story trope for a reason \u2013 it\u2019s exciting! But with a cost of living as high as NYC\u2019s it\u2019s an adventure that often comes with some steep financial hurdles.&nbsp; For Andrea R. \u2014 a journalist, editor&#8230;<\/p>\n","protected":false},"author":6,"featured_media":5421,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[163],"tags":[],"class_list":["post-5418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-exclusive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Chasing your dream career in a big city like New York is a classic story trope for a reason \u2013 it\u2019s exciting! But with a cost of living as high as NYC\u2019s it\u2019s an adventure that often comes with some steep financial hurdles.&nbsp; For Andrea R. \u2014 a journalist, editor...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-31T17:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-15T21:28:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"863\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anna Caldwell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anna Caldwell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\"},\"author\":{\"name\":\"Anna Caldwell\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/005a43205b80afaeb9052301e7cc7256\"},\"headline\":\"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC\",\"datePublished\":\"2025-10-31T17:30:00+00:00\",\"dateModified\":\"2025-12-15T21:28:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\"},\"wordCount\":689,\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg\",\"articleSection\":[\"Client Exclusive\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\",\"name\":\"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg\",\"datePublished\":\"2025-10-31T17:30:00+00:00\",\"dateModified\":\"2025-12-15T21:28:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg\",\"width\":1536,\"height\":863},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/005a43205b80afaeb9052301e7cc7256\",\"name\":\"Anna Caldwell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g\",\"caption\":\"Anna Caldwell\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/","og_locale":"en_US","og_type":"article","og_title":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance","og_description":"Chasing your dream career in a big city like New York is a classic story trope for a reason \u2013 it\u2019s exciting! But with a cost of living as high as NYC\u2019s it\u2019s an adventure that often comes with some steep financial hurdles.&nbsp; For Andrea R. \u2014 a journalist, editor...","og_url":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/","og_site_name":"Beyond Finance","article_published_time":"2025-10-31T17:30:00+00:00","article_modified_time":"2025-12-15T21:28:57+00:00","og_image":[{"width":1536,"height":863,"url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","type":"image\/jpeg"}],"author":"Anna Caldwell","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Anna Caldwell","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/"},"author":{"name":"Anna Caldwell","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/005a43205b80afaeb9052301e7cc7256"},"headline":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC","datePublished":"2025-10-31T17:30:00+00:00","dateModified":"2025-12-15T21:28:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/"},"wordCount":689,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","articleSection":["Client Exclusive"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/","url":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/","name":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage"},"thumbnailUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","datePublished":"2025-10-31T17:30:00+00:00","dateModified":"2025-12-15T21:28:57+00:00","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#primaryimage","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","width":1536,"height":863},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/client-exclusive-a-fresh-financial-start-for-andrea-a-journalist-from-nyc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Client Exclusive: A Fresh Financial Start for Andrea, a Journalist From NYC"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/005a43205b80afaeb9052301e7cc7256","name":"Anna Caldwell","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g","caption":"Anna Caldwell"}}]}},"taxonomy_info":{"category":[{"value":163,"label":"Client Exclusive"}]},"featured_image_src_large":["https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025-1024x575.jpg",1024,575,true],"author_info":{"display_name":"Anna Caldwell","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/acaldwell\/"},"comment_info":0,"category_info":[{"term_id":163,"name":"Client Exclusive","slug":"client-exclusive","term_group":0,"term_taxonomy_id":163,"taxonomy":"category","description":"","parent":0,"count":64,"filter":"raw","cat_ID":163,"category_count":64,"category_description":"","cat_name":"Client Exclusive","category_nicename":"client-exclusive","category_parent":0}],"tag_info":false,"jetpack_featured_media_url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2025\/10\/BF_Client_Exclusive_Andrea_R_1025.jpg","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=5418"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5418\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media\/5421"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=5418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=5418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=5418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}