{"id":5614,"date":"2026-03-02T18:59:05","date_gmt":"2026-03-02T18:59:05","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5614"},"modified":"2026-03-02T18:59:06","modified_gmt":"2026-03-02T18:59:06","slug":"graduate-exclusive-steve-c","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/graduate-exclusive-steve-c\/","title":{"rendered":"Graduate Exclusive! Steve C. Reinvents Himself, Focuses on Family, and Dreams of Building a Mountain Home"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>We interviewed Steve \u2014 dad, marketing professional, and \u201cpaper nerd\u201d \u2014 to find out how he navigated a series of &#8220;catastrophes&#8221; to find a supportive path toward financial peace.<br><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<ul class=\"wp-block-list\">\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-77c7542803fa3875eb3136b1f25f2ab2\" style=\"font-style:normal;font-weight:700\">Debt Amount: <strong>$10,<\/strong>893<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-df1ff12517e5d2fd5dcd672ee049ed7e\" style=\"font-style:normal;font-weight:700\">Started: January 2022<\/li>\n\n\n\n<li class=\"has-theme-palette-1-color has-text-color has-link-color wp-elements-9bd3316a15a374bd077abb2aab37fd43\" style=\"font-style:normal;font-weight:700\">Graduated: February 2025<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>Can you tell us a bit about yourself?<\/strong><\/h2>\n\n\n\n<p>I live in Denver, close to the mountains. I have a kiddo who is now nine \u2014 the sweetest little boy in the whole world \u2014 and a wonderful partner. I love the outdoors, art, and I\u2019m a bit of a &#8220;paper nerd&#8221; when it comes to design and print \u2014 I love the fresh ink smell and the idea of making things.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>How did you find yourself in debt?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>It was just a combination of unforeseen events and bad luck. During the pandemic, I was laid off and I didn&#8217;t receive unemployment for four months. I started taking out loans to get by. Then my engine exploded in my car, and my dog got attacked \u2014 that ended up costing $3,500 in vet bills.<\/p>\n\n\n\n<p>Debt feels horrible. It feels like it\u2019s going to take the rest of your life to pay it off. You start thinking, &#8220;I will never buy a house. I\u2019m never going to be able to afford a vacation.&#8221; It\u2019s an absolute burden and it affected my mental health badly.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>And every single person I talked to had the same attitude as the first representative. You could talk to somebody and they wouldn\u2019t judge you. You felt good after you called them.<\/p>\n<\/blockquote>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What was your experience like with Beyond Finance?<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-768x1024.jpeg\" alt=\"\" class=\"wp-image-5616\" srcset=\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-768x1024.jpeg 768w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-225x300.jpeg 225w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-1152x1536.jpeg 1152w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-1536x2048.jpeg 1536w, https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2026\/03\/IMG_2288-1-scaled.jpeg 1920w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\">Steve spending quality time with his son.<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>I Googled you guys and thought, &#8220;This looks pretty reputable.&#8221; I\u2019ll never forget that first call. The representative was just on point. She was straightforward: &#8220;Here is the process. This is what we\u2019re going to do.&#8221; She was doing everything in real time and putting it in the system, and it felt like she had a structured plan.<\/p>\n\n\n\n<p>When I hung up, it was total relief. It was like, &#8220;Okay, I\u2019m doing something about it.&#8221; With Beyond, I was paying about $110 a month total, which was way less than the $300+ I was paying before. That extra money was astronomical \u2014 that\u2019s food for two weeks!<\/p>\n\n\n\n<p>And every single person I talked to had the same attitude as the first representative. <\/p>\n<\/div>\n<\/div>\n\n\n\n<p>You could talk to somebody and they wouldn\u2019t judge you. You felt good after you called them. In a sentence, it restored my faith in customer service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What was it like when you graduated?<\/strong><\/h2>\n\n\n\n<p>Oh, it was awesome. I have my budget spreadsheet and when you do the math, and I\u2019m looking at it like, \u201cThat money that\u2019s no longer going to debt payments? This is what I\u2019m going to be saving each month!&#8221;<\/p>\n\n\n\n<p>Beyond Finance helped me build good habits. I check my budget every two weeks now. I\u2019m more aware and more responsible. It geared me to look at where my money is going. It becomes a game: It becomes fun, not angry.<\/p>\n\n\n\n<p>I was laid off again recently, so I haven&#8217;t yet fully felt the &#8220;extra money&#8221; effect, but I did it! It\u2019s no small feat. You have to be patient and stay committed. I sidestepped a reality in which things could be way worse. And luckily, I have a wonderful partner who\u2019s the savvy one (and a former chef!). She can come home with a full cart of groceries for $50. She\u2019s carrying the family right now while I look for the next thing. We support each other.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>What are your goals for the future?<\/strong><\/h2>\n\n\n\n<p>I\u2019ve never had a real beach vacation as an adult, so I want to take my partner and my kid to Cabo. I\u2019d also like to buy a property \u2014 maybe an industrial building and build a container home inside of it so I have a studio to work on my car and do art installs. I want to build a home on the side of a mountain, something big that I can put my craft into.<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><em>Real client compensated for a real story.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We interviewed Steve \u2014 dad, marketing professional, and \u201cpaper nerd\u201d \u2014 to find out how he navigated a series of &#8220;catastrophes&#8221; to find a supportive path toward financial peace.<\/p>\n","protected":false},"author":11,"featured_media":5615,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[163],"tags":[],"class_list":["post-5614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-exclusive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Graduate Exclusive! 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