{"id":5823,"date":"2026-06-05T21:08:33","date_gmt":"2026-06-05T21:08:33","guid":{"rendered":"https:\/\/www.beyondfinance.com\/blog\/?p=5823"},"modified":"2026-06-09T18:59:05","modified_gmt":"2026-06-09T18:59:05","slug":"subscription-and-automation-audit","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/","title":{"rendered":"Part 3.9 \u2014 The subscription audit &amp; automation review"},"content":{"rendered":"\n<div class=\"rc-page\" data-rc-key=\"module3.part3_9\">\n\n  <div class=\"rc-module-nav\">\n    <div class=\"rc-module-nav-inner\">\n      <div class=\"rc-module-nav-left\">\n        <span class=\"rc-badge\">Module 3<\/span>\n        <span>Simplify \u00b7 Build the Architecture<\/span>\n      <\/div>\n      <div class=\"rc-module-nav-right\">\n        <a href=\"\/blog\/reset\/simplify\/declutter-checklist\/\">\u2190 Part 3.8<\/a>\n        <span class=\"rc-dot\"><\/span>\n        <span class=\"rc-meta-text\">Part 9 of 15<\/span>\n        <span class=\"rc-dot\"><\/span>\n        <a href=\"\/blog\/reset\/simplify\/your-one-priority\/\">Part 3.10 \u2192<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <section class=\"rc-part-header\">\n    <nav class=\"rc-breadcrumb\">\n      <a href=\"\/blog\/reset\/\">Financial Wellness RESET\u2122 Curriculum<\/a>\n      <span class=\"rc-sep\">\/<\/span>\n      <a href=\"\/blog\/reset\/simplify\/\">Module 3 \u00b7 Simplify<\/a>\n      <span class=\"rc-sep\">\/<\/span>\n      <span class=\"rc-current\">Part 3.9<\/span>\n    <\/nav>\n    <div class=\"rc-part-eyebrow\">Utilize \u00b7 ~15 min<\/div>\n    <h1 class=\"rc-part-title\">The subscription audit<br\/>&amp; <em>automation review.<\/em><\/h1>\n    <p class=\"rc-part-subtitle\">Two practices live in this part. Both are deceptively simple. Both are among the highest-leverage actions in the entire Simplify pillar.<\/p>\n  <\/section>\n\n  <div class=\"rc-progress rc-progress--read\" data-rc-read-min=\"15\">\n    <div class=\"rc-progress-inner\">\n      <span class=\"rc-progress-label\">Reading progress<\/span>\n      <div class=\"rc-progress-track\"><div class=\"rc-progress-fill\"><\/div><\/div>\n      <span class=\"rc-progress-count\">15 min read<\/span>\n    <\/div>\n  <\/div>\n\n  <section class=\"rc-prose\">\n    <p class=\"rc-lead\">The subscription audit catches what <a href=\"\/blog\/reset\/simplify\/declutter-checklist\/\">Part 3.8<\/a> missed and builds a prevention layer so the clutter doesn&#8217;t accumulate again. The automation review is where the Simplify pillar&#8217;s central principle \u2014 <em>make the decision once, make the structure carry it forever<\/em> \u2014 becomes operational.<\/p>\n\n    <p>Together, they&#8217;re the engine of your money system.<\/p>\n\n    <h2>Part 1 \u00b7 <em>The Subscription Audit<\/em><\/h2>\n\n    <p>You&#8217;ve already done a baseline subscription inventory in the <a href=\"\/blog\/reset\/simplify\/declutter-checklist\/\">Financial Declutter Checklist<\/a>. This is the deeper version \u2014 the one that catches what memory misses and puts a structural prevention layer in place so you&#8217;re not doing this same audit again in two years.<\/p>\n\n    <h2>Step 1 \u2014 <em>Pull the right data sources<\/em><\/h2>\n\n    <p>Your memory is not reliable here. Pull from at least three sources:<\/p>\n\n    <ul>\n      <li>Your last 90 days of bank statements \u2014 search specifically for recurring charges.<\/li>\n      <li>Your last 90 days of credit card statements \u2014 most subscriptions live here.<\/li>\n      <li>Your phone&#8217;s built-in subscription manager \u2014 on iPhone: <strong>Settings \u2192 Apple ID \u2192 Subscriptions<\/strong>; on Android: <strong>Play Store \u2192 Subscriptions<\/strong>.<\/li>\n      <li>App-specific account dashboards for major platforms \u2014 Amazon, Google, Microsoft.<\/li>\n    <\/ul>\n\n    <p>You will find subscriptions you forgot about. Everyone does. That&#8217;s not a failure of attention \u2014 it&#8217;s the business model of most subscription services. They count on the forgetting.<\/p>\n\n    <h2>Step 2 \u2014 <em>Run each subscription through three questions<\/em><\/h2>\n\n    <p>For every subscription you find, ask:<\/p>\n\n    <ol>\n      <li>Have I used this in the past 30 days? Not <em>could I imagine using it<\/em> \u2014 did I actually use it?<\/li>\n      <li>If I weren&#8217;t currently subscribed, would I sign up for this today at this price?<\/li>\n      <li>Is this serving a life I&#8217;m actually living \u2014 or a past version of my life, or an imagined future one?<\/li>\n    <\/ol>\n\n    <p>If the answers are <strong>yes, yes, current<\/strong> \u2014 keep it. Anything else: cancel it.<\/p>\n\n    <p>The third question is the one most people skip \u2014 and it&#8217;s the most revealing. The gym membership you keep <em>because you&#8217;re going to start going again<\/em>. The language app you subscribed to before a trip you took two years ago. The meditation app you used for three weeks in January. These aren&#8217;t serving your current life. They&#8217;re serving a story about who you were going to be at one point in time.<\/p>\n\n    <h2>Step 3 \u2014 <em>Cancel today, not &#8220;soon&#8221;<\/em><\/h2>\n\n    <p>The most common failure of subscription audits is the gap between deciding to cancel and actually cancelling. Set a 30-minute timer. Cancel everything on your list today, in one session. The friction is real \u2014 some cancellation processes are deliberately annoying \u2014 but it&#8217;s solvable in a single sitting.<\/p>\n\n    <p>Don&#8217;t let <em>I&#8217;ll do it this weekend<\/em> become the next three months.<\/p>\n\n    <h2>Step 4 \u2014 <em>Build the prevention layer<\/em><\/h2>\n\n    <p>Going forward, keep the clutter from accumulating again:<\/p>\n\n    <ul>\n      <li>Set a calendar reminder to repeat this audit every 90 days \u2014 it takes 20 minutes once you&#8217;ve done it the first time.<\/li>\n      <li>Use one credit card for all subscriptions so they&#8217;re easy to spot in one place.<\/li>\n      <li>Adopt the trial rule: when starting any free trial, set a calendar reminder for 24 hours before the trial ends with a default action of <em>cancel unless I&#8217;ve actively decided to keep this<\/em>.<\/li>\n      <li>Most major banks now flag recurring charges automatically \u2014 turn that feature on if you haven&#8217;t.<\/li>\n    <\/ul>\n\n    <p>The audit is a one-time intervention. The prevention layer is what stops the accumulation from restarting.<\/p>\n\n    <h2>Part 2 \u00b7 <em>The Automation Review<\/em><\/h2>\n\n    <p>If the subscription audit is about removing what shouldn&#8217;t be there, the automation review is about installing what should. This is where your money system goes from intention to infrastructure.<\/p>\n\n    <p>The core question for this entire section is simple:<\/p>\n\n    <p class=\"rc-anchor\">What financial decision am I currently making manually that could be made automatically?<\/p>\n\n    <p>Walk through the inventory below. For each item, identify whether it&#8217;s currently manual \u2014 and whether you&#8217;re ready to automate it.<\/p>\n\n    <h2><em>Income &amp; Allocation<\/em><\/h2>\n\n    <div class=\"rc-sort-table\">\n      <div class=\"rc-sort-table-row rc-sort-table-head\">\n        <div>Decision<\/div>\n        <div>Can be automated?<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Splitting income between checking and savings<\/div>\n        <div>Yes \u2014 direct deposit splits or scheduled transfers<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Funding your priority goal<\/div>\n        <div>Yes \u2014 automated transfer the day after payday<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Funding retirement contributions<\/div>\n        <div>Yes \u2014 payroll deduction or automated brokerage transfer<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Allocating to specific savings goals<\/div>\n        <div>Yes \u2014 multiple targeted savings accounts with automated transfers<\/div>\n      <\/div>\n    <\/div>\n\n    <h2><em>Bills &amp; Recurring Obligations<\/em><\/h2>\n\n    <div class=\"rc-sort-table\">\n      <div class=\"rc-sort-table-row rc-sort-table-head\">\n        <div>Decision<\/div>\n        <div>Can be automated?<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Paying credit card bills<\/div>\n        <div>Yes \u2014 autopay on full balance, not minimum<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Paying utilities<\/div>\n        <div>Yes \u2014 autopay<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Paying mortgage or rent<\/div>\n        <div>Yes \u2014 autopay or automated bill pay<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Paying insurance premiums<\/div>\n        <div>Yes \u2014 autopay, often with a discount<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Funding HSAs or FSAs<\/div>\n        <div>Yes \u2014 payroll deduction<\/div>\n      <\/div>\n    <\/div>\n\n    <h2><em>Investing<\/em><\/h2>\n\n    <div class=\"rc-sort-table\">\n      <div class=\"rc-sort-table-row rc-sort-table-head\">\n        <div>Decision<\/div>\n        <div>Can be automated?<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Monthly investment contributions<\/div>\n        <div>Yes \u2014 automated brokerage transfers<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Rebalancing<\/div>\n        <div>Yes \u2014 target-date funds or robo-advisor automation<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Reinvesting dividends<\/div>\n        <div>Yes \u2014 <a href=\"https:\/\/www.td.com\/ca\/en\/investing\/direct-investing\/learn-to-invest\/drip-investing\" target=\"_blank\" rel=\"noopener noreferrer\">DRIP<\/a> setting on most platforms<\/div>\n      <\/div>\n    <\/div>\n\n    <h2><em>Debt Repayment<\/em><\/h2>\n\n    <div class=\"rc-sort-table\">\n      <div class=\"rc-sort-table-row rc-sort-table-head\">\n        <div>Decision<\/div>\n        <div>Can be automated?<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Minimum payments on all debts<\/div>\n        <div>Yes \u2014 autopay<\/div>\n      <\/div>\n      <div class=\"rc-sort-table-row\">\n        <div>Extra payments toward priority debt<\/div>\n        <div>Yes \u2014 automated transfer the day after payday<\/div>\n      <\/div>\n    <\/div>\n\n    <h2>The automation <em>principle<\/em><\/h2>\n\n    <p>For every financial decision you currently make repeatedly, ask: <em>what is the cost of letting this decision happen automatically?<\/em><\/p>\n\n    <p>Most of the time the cost is nothing \u2014 and the benefit is a permanent reduction in cognitive load. Every automation is a decision you&#8217;ve made once that the structure now carries forever.<\/p>\n\n    <p>The exceptions \u2014 the places where you may want to keep manual engagement \u2014 are limited:<\/p>\n\n    <ul>\n      <li>Discretionary spending decisions \u2014 these benefit from conscious choice, which is exactly what the <a href=\"\/blog\/reset\/recenter\/three-techniques-for-calm\/\">Pause Practice<\/a> from Module 1 supports.<\/li>\n      <li>Major investment changes \u2014 worth genuine deliberation, not automation.<\/li>\n      <li>New financial commitments \u2014 worth pausing before committing.<\/li>\n    <\/ul>\n\n    <p>For nearly everything else, automation is the appropriate default. Not because it removes your agency \u2014 but because it frees your agency for the decisions that actually require it.<\/p>\n\n    <div class=\"rc-pull-quote\">\n      Automation is not laziness. It is the most practical form of financial self-care available \u2014 a refusal to ask willpower to do work that structure can do better.\n    <\/div>\n\n    <h2>Why this matters <em>beyond the spreadsheet<\/em><\/h2>\n\n    <p>Automation is not just a productivity tool. For a dysregulated <a href=\"\/blog\/reset\/recenter\/the-financial-nervous-system\/\">financial nervous system<\/a>, it&#8217;s a recentering tool. Every decision you remove from your weekly load is one fewer moment your nervous system has to approach something it may have learned to experience as threatening.<\/p>\n\n    <p>For <a href=\"\/blog\/reset\/recenter\/survival-mode-money-responses\/\">flight and freeze patterns<\/a>, automation doesn&#8217;t just save time \u2014 it reduces the number of small acts of courage your nervous system has to perform every month just to keep your financial life functioning. That reduction is clinically meaningful. It&#8217;s what creates the space for the deeper work.<\/p>\n\n    <h2>What to <em>stop tracking<\/em><\/h2>\n\n    <p>One more thing before you move on.<\/p>\n\n    <p>Part of the automation review is also identifying what you can stop tracking. Tracking has costs \u2014 real time, real attention, real cognitive load. And tracking that doesn&#8217;t inform a decision is just labor.<\/p>\n\n    <p>Ask yourself honestly:<\/p>\n\n    <ul>\n      <li>Is my <a href=\"https:\/\/www.nerdwallet.com\/investing\/calculators\/net-worth-calculator\" target=\"_blank\" rel=\"noopener noreferrer\">net worth<\/a> tracker updated weekly? Does that weekly data change a decision? If not, monthly is more than enough.<\/li>\n      <li>Am I maintaining detailed expense categories? Have those categories influenced a single financial choice in the past 90 days? If not, simplify or stop.<\/li>\n      <li>Am I logging receipts? Is the data being used for anything? Or has it become ritual?<\/li>\n    <\/ul>\n\n    <p>Stop tracking what you don&#8217;t use. The data wasn&#8217;t shaping anything anyway \u2014 and stopping frees up attention you can put somewhere that matters.<\/p>\n\n    <div class=\"rc-right-now\">\n      <div class=\"rc-right-now-eyebrow\">After the audit and review<\/div>\n      <div class=\"rc-right-now-title\">Take a <em>breath.<\/em><\/div>\n      <p>You&#8217;ve just made structural changes that, for most people, eliminate hours of monthly cognitive load and reclaim hundreds \u2014 sometimes thousands \u2014 of dollars annually that were quietly leaking out.<\/p>\n      <p>What&#8217;s left is a money system that largely runs itself. Income arrives. Allocations happen automatically. Bills pay themselves. Savings accumulate. The priority gets funded. You step into the loop only periodically to review, refine, and direct.<\/p>\n      <p>That&#8217;s not a fantasy. That&#8217;s what most people have, in concrete form, within two weeks of completing this part.<\/p>\n    <\/div>\n  <\/section>\n\n  <section class=\"rc-bridge\">\n    <div class=\"rc-bridge-card\">\n      <div class=\"rc-bridge-eyebrow\">What&#8217;s next<\/div>\n      <h3 class=\"rc-bridge-title\">You&#8217;ve removed what&#8217;s unnecessary. Now we choose what gets the resources.<\/h3>\n      <p>The next part is the one most people resist \u2014 and the one that produces the largest measurable shift. Choosing your ONE financial priority is how concentrated resources finally start moving the needle, after years of fractional effort spread across too many goals.<\/p>\n    <\/div>\n  <\/section>\n\n  <nav class=\"rc-foot\">\n    <a href=\"\/blog\/reset\/simplify\/declutter-checklist\/\" class=\"rc-foot-card\">\n      <div class=\"rc-foot-card-label\">\u2190 Previous \u00b7 Part 3.8<\/div>\n      <div class=\"rc-foot-card-title\">The Financial Declutter Checklist<\/div>\n    <\/a>\n    <a href=\"\/blog\/reset\/simplify\/your-one-priority\/\" class=\"rc-foot-card rc-next\">\n      <div class=\"rc-foot-card-label\">Up next \u00b7 Part 3.10 \u2192<\/div>\n      <div class=\"rc-foot-card-title\">Choosing Your ONE Financial Priority<\/div>\n    <\/a>\n  <\/nav>\n\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Module 3 Simplify \u00b7 Build the Architecture \u2190 Part 3.8 Part 9 of 15 Part 3.10 \u2192 Financial Wellness RESET\u2122 Curriculum \/ Module 3 \u00b7 Simplify \/ Part 3.9 Utilize \u00b7 ~15 min The subscription audit&amp; automation review. Two practices live in this part. Both are deceptively simple. Both are&#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"normal","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[176,180],"tags":[],"class_list":["post-5823","post","type-post","status-publish","format-standard","hentry","category-reset","category-simplify"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance\" \/>\n<meta property=\"og:description\" content=\"Module 3 Simplify \u00b7 Build the Architecture \u2190 Part 3.8 Part 9 of 15 Part 3.10 \u2192 Financial Wellness RESET\u2122 Curriculum \/ Module 3 \u00b7 Simplify \/ Part 3.9 Utilize \u00b7 ~15 min The subscription audit&amp; automation review. Two practices live in this part. Both are deceptively simple. Both are...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\" \/>\n<meta property=\"og:site_name\" content=\"Beyond Finance\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-05T21:08:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-09T18:59:05+00:00\" \/>\n<meta name=\"author\" content=\"Dr. Erika Rasure\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dr. Erika Rasure\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\"},\"author\":{\"name\":\"Dr. Erika Rasure\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d\"},\"headline\":\"Part 3.9 \u2014 The subscription audit &amp; automation review\",\"datePublished\":\"2026-06-05T21:08:33+00:00\",\"dateModified\":\"2026-06-09T18:59:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\"},\"wordCount\":1384,\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"articleSection\":[\"RESET\",\"RESET Simplify\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\",\"name\":\"Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance\",\"isPartOf\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\"},\"datePublished\":\"2026-06-05T21:08:33+00:00\",\"dateModified\":\"2026-06-09T18:59:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.beyondfinance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Part 3.9 \u2014 The subscription audit &amp; automation review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#website\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"name\":\"Beyond Finance\",\"description\":\"Moving Beyond Debt\",\"publisher\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#organization\",\"name\":\"Beyond Finance Blog\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"contentUrl\":\"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png\",\"width\":105,\"height\":27,\"caption\":\"Beyond Finance Blog\"},\"image\":{\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d\",\"name\":\"Dr. Erika Rasure\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g\",\"caption\":\"Dr. Erika Rasure\"},\"description\":\"Dr. Erika Rasure, PhD, CFT\u2122 Chief Financial Wellness Advisor, Beyond Finance Dr. Erika Rasure is an internationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. She holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Financial Therapist\u2122 Practitioner. At Beyond Finance, she leads weekly financial wellness sessions with clients and serves as Chief Financial Wellness Advisor. She also serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, The Today Show, and more.\",\"url\":\"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/","og_locale":"en_US","og_type":"article","og_title":"Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance","og_description":"Module 3 Simplify \u00b7 Build the Architecture \u2190 Part 3.8 Part 9 of 15 Part 3.10 \u2192 Financial Wellness RESET\u2122 Curriculum \/ Module 3 \u00b7 Simplify \/ Part 3.9 Utilize \u00b7 ~15 min The subscription audit&amp; automation review. Two practices live in this part. Both are deceptively simple. Both are...","og_url":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/","og_site_name":"Beyond Finance","article_published_time":"2026-06-05T21:08:33+00:00","article_modified_time":"2026-06-09T18:59:05+00:00","author":"Dr. Erika Rasure","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Dr. Erika Rasure","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#article","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/"},"author":{"name":"Dr. Erika Rasure","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d"},"headline":"Part 3.9 \u2014 The subscription audit &amp; automation review","datePublished":"2026-06-05T21:08:33+00:00","dateModified":"2026-06-09T18:59:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/"},"wordCount":1384,"publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"articleSection":["RESET","RESET Simplify"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/","url":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/","name":"Part 3.9 \u2014 The subscription audit &amp; automation review - Beyond Finance","isPartOf":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#website"},"datePublished":"2026-06-05T21:08:33+00:00","dateModified":"2026-06-09T18:59:05+00:00","breadcrumb":{"@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.beyondfinance.com\/blog\/reset\/simplify\/subscription-and-automation-audit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.beyondfinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Part 3.9 \u2014 The subscription audit &amp; automation review"}]},{"@type":"WebSite","@id":"https:\/\/www.beyondfinance.com\/blog\/#website","url":"https:\/\/www.beyondfinance.com\/blog\/","name":"Beyond Finance","description":"Moving Beyond Debt","publisher":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.beyondfinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.beyondfinance.com\/blog\/#organization","name":"Beyond Finance Blog","url":"https:\/\/www.beyondfinance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","contentUrl":"https:\/\/www.beyondfinance.com\/blog\/wp-content\/uploads\/2021\/07\/logo-a5030ff7f0cc0e8b6e87107311dd1205.png","width":105,"height":27,"caption":"Beyond Finance Blog"},"image":{"@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/b4ac14cce40a36087a819d96bf674f5d","name":"Dr. Erika Rasure","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.beyondfinance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9a7a844177e84794a4daf287069b4ed042e65cdcef6da0180b394d3aae031566?s=96&d=mm&r=g","caption":"Dr. Erika Rasure"},"description":"Dr. Erika Rasure, PhD, CFT\u2122 Chief Financial Wellness Advisor, Beyond Finance Dr. Erika Rasure is an internationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. She holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Financial Therapist\u2122 Practitioner. At Beyond Finance, she leads weekly financial wellness sessions with clients and serves as Chief Financial Wellness Advisor. She also serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, The Today Show, and more.","url":"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/"}]}},"taxonomy_info":{"category":[{"value":176,"label":"RESET"},{"value":180,"label":"RESET Simplify"}]},"featured_image_src_large":false,"author_info":{"display_name":"Dr. Erika Rasure","author_link":"https:\/\/www.beyondfinance.com\/blog\/author\/erasure\/"},"comment_info":0,"category_info":[{"term_id":176,"name":"RESET","slug":"reset","term_group":0,"term_taxonomy_id":176,"taxonomy":"category","description":"","parent":0,"count":81,"filter":"raw","cat_ID":176,"category_count":81,"category_description":"","cat_name":"RESET","category_nicename":"reset","category_parent":0},{"term_id":180,"name":"RESET Simplify","slug":"simplify","term_group":0,"term_taxonomy_id":180,"taxonomy":"category","description":"","parent":176,"count":15,"filter":"raw","cat_ID":180,"category_count":15,"category_description":"","cat_name":"RESET Simplify","category_nicename":"simplify","category_parent":176}],"tag_info":false,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=5823"}],"version-history":[{"count":0,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/posts\/5823\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=5823"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=5823"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beyondfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=5823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}