{"id":4299,"date":"2024-02-12T19:01:52","date_gmt":"2024-02-12T19:01:52","guid":{"rendered":"https:\/\/www.beyondfinance.com\/newsroom\/?p=4299"},"modified":"2025-01-24T21:25:47","modified_gmt":"2025-01-24T21:25:47","slug":"dr-erika-rasure-retail-therapy-can-destroy-your-finances","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/newsroom\/dr-erika-rasure-retail-therapy-can-destroy-your-finances\/","title":{"rendered":"Yahoo Finance Shares Dr. Erika Rasure\u2019s Advice: Retail Therapy Can Destroy Your FinancesDr. Erika Rasure, “Retail Therapy Can Destroy Your Finances.”"},"content":{"rendered":"\n

Shopping your blues away rarely solves the challenges of a bad day. \u201cRetail therapy,\u201d a term first coined by the Chicago Tribune<\/em> in the 1980s, describes the temporary joy some feel when shopping to ease stress or worries.<\/p>\n\n\n\n

Yahoo Finance and GoBankingRates.com talked to Beyond Finance Chief Financial Wellness Advisor\u00a0Dr. Erika Rasure,<\/a> who cautions against this habit, stating that it will \u201cdestroy your finances.\u201d\u00a0<\/p>\n\n\n\n

The story<\/a> highlights that while many consumers are cutting back on daily spending, reports of loan and\u00a0credit card delinquencies<\/a>\u00a0are rising at an alarming rate. Dr. Erika explains that \u201cretail therapy\u201d is a misnomer because it offers no real healing or catharsis.\u00a0<\/p>\n\n\n\n

\n

\u201cIt\u2019s an escape from your troubles, and if you\u2019re not financially practicing good skills, retail therapy does nothing but create more troubles.\u201d<\/strong><\/p>\n<\/blockquote>\n\n\n\n

For consumers already facing financial instability, retail therapy\u2014however momentarily soothing\u2014only risks worsening their debt and financial troubles.<\/p>\n\n\n\n

As one of the nation\u2019s largest debt consolidation organizations, Beyond Finance is dedicated to empowering consumers with a smarter path to financial freedom. Through tailored solutions, Beyond Finance helps clients reduce monthly payments, minimize interest impact, and achieve a debt-free life\u2014using proprietary tools designed for transparency and ease-of-use.o tackle anxiety related to money, strategies for saving toward your goals and more,\u201d she said.<\/p>\n\n\n\n

About Beyond Finance, LLC<\/strong><\/p>\n\n\n\n

Beyond Finance, LLC, is one of the nation\u2019s largest debt consolidation companies. In its commitment to providing clients with a personalized approach to move beyond debt, Beyond Finance provides simple and transparent solutions that help consumers lower their monthly payments, reduce the impact of interest, and reach a debt-free life sooner. Beyond Finance holds an A+ rating with the Better Business Bureau and was awarded with 3 ConsumerAffairs\u2019 inaugural \u201cBuyer\u2019s Choice Awards\u201d in 2024 for Best Customer Service, Experience with Staff, and Transparency within its category. Beyond Finance has offices in Chicago, Atlanta, San Diego, and Houston. For more information, visit BeyondFinance.com.<\/p>\n","protected":false},"excerpt":{"rendered":"

Do you practice “retail therapy?” A trip to the “doctor’s office” inside the mall? Our Dr. Erika thinks you may be destroying your finances. <\/p>\n","protected":false},"author":4,"featured_media":4660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recent-news"],"yoast_head":"\nYahoo Finance Shares Dr. Erika Rasure\u2019s Advice: Retail Therapy Can Destroy Your FinancesDr. Erika Rasure, "Retail Therapy Can Destroy Your Finances."<\/title>\n<meta name=\"description\" content=\"Do you practice "retail therapy?" 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