{"id":4621,"date":"2024-12-03T15:14:48","date_gmt":"2024-12-03T15:14:48","guid":{"rendered":"https:\/\/www.beyondfinance.com\/newsroom\/?p=4621"},"modified":"2026-06-17T10:22:16","modified_gmt":"2026-06-17T15:22:16","slug":"76-of-americans-face-financial-and-emotional-pressure-over-holiday-spending","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/newsroom\/76-of-americans-face-financial-and-emotional-pressure-over-holiday-spending\/","title":{"rendered":"76% of Americans Face Financial and Emotional Pressure over Holiday Spending"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\"><em>New data showcases the need for financial wellness as U.S. credit card debt reaches $1.17 trillion<\/em><\/h4>\n\n\n\n<p><strong>December 3, 2024 (Chicago) \u2013<\/strong> <a href=\"http:\/\/www.beyondfinance.com\">Beyond Finance<\/a>, a leader in debt consolidation services, unveiled new survey findings today spotlighting the financial strain of holiday spending. Conducted among 2,000 Americans celebrating the winter holidays, the survey reveals that 76% experience emotional distress\u2014\u201cmoney wounds\u201d\u2014triggered by financial pressures.<\/p>\n\n\n\n<p>Among the most frequently reported challenges are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Low self-esteem (26%)<\/li>\n\n\n\n<li>Compulsive overspending (21%)<\/li>\n\n\n\n<li>Shame over past financial decisions (21%)<\/li>\n\n\n\n<li>A scarcity mindset (20%)<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-video\"><video height=\"1080\" style=\"aspect-ratio: 1920 \/ 1080;\" width=\"1920\" controls poster=\"https:\/\/www.beyondfinance.com\/newsroom\/wp-content\/uploads\/Screenshot-2024-12-03-at-9.19.38\u202fAM.png\" src=\"https:\/\/www.beyondfinance.com\/newsroom\/wp-content\/uploads\/Option-B.mp4\"><\/video><\/figure>\n\n\n\n<p>These stressors often culminate in overspending, with 1 in 4 Americans admitting to compulsive holiday purchases, further exacerbating financial strain as U.S. credit card debt soars to $1.17 trillion.*<\/p>\n\n\n\n<p>The survey also revealed that 50% of respondents feel pressured to spend by their own family, while 42% isolate themselves during the holidays to avoid feelings of inadequacy. Beyond Finance\u2019s empathetic, client-first approach provides support and practical strategies to navigate these challenges.<\/p>\n\n\n\n<p>To combat mental and emotional obstacles like these, Beyond Finance offers a holistic financial wellness program, including free, weekly counseling sessions led by accredited financial therapists. These sessions provide clients with the emotional tools to manage financial stress and create healthier spending habits during high-pressure times like the holidays.<\/p>\n\n\n\n<p>&#8220;I hear these struggles firsthand in our weekly financial wellness sessions,&#8221; said Dr. Erika Rasure, Chief Financial Wellness Advisor at Beyond Finance. &#8220;The holidays bring heightened spending pressures, but they also offer an opportunity to address the deeper emotional toll of debt. By recognizing these &#8216;money wounds&#8217; and seeking empathetic support, individuals can start reshaping their financial behaviors and reclaiming their confidence.&#8221;<\/p>\n\n\n\n<p>&#8220;Financial wellness is about more than eliminating debt\u2014it\u2019s about empowering people to overcome the shame and anxiety tied to financial struggles,&#8221; said Lou Antonelli, Chief Operating Officer at Beyond Finance. &#8220;Our survey underscores the importance of a holistic approach that addresses both the practical and emotional aspects of financial health, especially during the holidays.&#8221;<\/p>\n\n\n\n<p>Since 2011, Beyond Finance has helped more than 700,000 people, resulting in over $2 billion in client debt being paid off. Through personalized debt consolidation plans, free financial wellness sessions run by certified financial therapists and innovative tools, the company equips clients to break the cycle of debt, create healthier financial habits and achieve lasting financial freedom.<\/p>\n\n\n\n<p>This survey was commissioned by Beyond Finance and conducted by Talker Research, a third-party research company. For more information on Beyond Finance\u2019s commitment to financial wellness and its transformative debt consolidation services, visit <a href=\"http:\/\/www.beyondfinance.com\">www.beyondfinance.com<\/a>.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Data from a survey conducted by Talker Research on behalf of Beyond Finance from Sept. 27 to Sept. 30, 2024, with a sample of 2,000 Americans who celebrate a winter holiday.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>*Federal Reserve Bank of New York <\/em><a href=\"https:\/\/www.newyorkfed.org\/microeconomics\/hhdc\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Household Debt and Credit Report<\/em><\/a><\/p>\n\n\n\n<p><strong>About Beyond Finance, LLC<\/strong><\/p>\n\n\n\n<p>Beyond Finance, LLC, is one of the nation\u2019s largest debt consolidation companies. In its commitment to providing clients with a personalized approach to move beyond debt, Beyond Finance provides simple and transparent solutions that help consumers lower their monthly payments, reduce the impact of interest, and reach a debt-free life sooner. Beyond Finance holds an A+ rating with the Better Business Bureau and was awarded with 3 ConsumerAffairs\u2019 inaugural \u201cBuyer\u2019s Choice Awards\u201d in 2024 for Best Customer Service, Experience with Staff, and Transparency within its category. Beyond Finance has offices in Chicago, Atlanta, San Diego, and Houston. For more information, visit <a href=\"https:\/\/www.beyondfinance.com\">BeyondFinance.com<\/a>.<br><\/p>\n\n\n\n<p>###<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New data showcases the need for financial wellness as U.S. credit card debt reaches $1.142 trillion &#8230;<\/p>\n","protected":false},"author":28,"featured_media":4623,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-4621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-releases"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>76% of Americans Face Financial and Emotional Pressure over Holiday Spending - Beyond Finance 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