{"id":4631,"date":"2024-12-17T22:00:21","date_gmt":"2024-12-17T22:00:21","guid":{"rendered":"https:\/\/www.beyondfinance.com\/newsroom\/?p=4631"},"modified":"2025-01-09T22:21:29","modified_gmt":"2025-01-09T22:21:29","slug":"beyond-finances-erika-rasure-speaks-to-gobankingrates-com-with-holiday-spending-advice","status":"publish","type":"post","link":"https:\/\/www.beyondfinance.com\/newsroom\/beyond-finances-erika-rasure-speaks-to-gobankingrates-com-with-holiday-spending-advice\/","title":{"rendered":"Beyond Finance\u2019s Dr. Erika Rasure Speaks to GoBankingRates.com With Holiday Spending Advice"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\"><em>Our resident financial wellness expert shares tips to make it through the holidays with your wallet&#8217;s health intact<\/em><\/h4>\n\n\n\n<p><strong>December 17, 2024 (Chicago) \u2013<\/strong> With the holidays just around the corner, consumers once again face the dilemma of what they can afford to spend on holiday gifts and celebration expenses. Adding to this year\u2019s holiday shopping challenges is the impact of inflation.&nbsp;<\/p>\n\n\n\n<p>Beyond Finance\u2019s Dr. Erika Rasure spoke with GoBankingRates.com and AOL.com for a story on the &#8220;<a href=\"https:\/\/www.aol.com\/5-costly-mistakes-average-consumer-130024125.html\" target=\"_blank\" rel=\"noreferrer noopener\">5 Costly Mistakes the Average Consumer Makes When Christmas Shopping<\/a>.&#8221; The story emphasizes the need for consumers to be \u201cvigilant, self-aware and well informed\u201d and to be careful not to make mistakes that could hurt them financially.<\/p>\n\n\n\n<p>Erika Rasure, Ph.D., chief financial wellness advisor and financial therapist at&nbsp;<a href=\"https:\/\/www.beyondfinance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Beyond Finance<\/a>, addressed the issue of spending on gifts out a sense of obligation. She highlighted the substantial difference between buying gifts because you want to (and can afford to) and buying gifts because you feel you need to (but can\u2019t afford to).&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>\u201cIf you can\u2019t afford it and can\u2019t find joy in gift giving because it feels like a chore, you may want to reconsider how you approach your giving this year,\u201d Rasure said.&nbsp;\u201cFor those of you with children, it\u2019s an obligation that\u2019s hard to get out of for many obvious reasons, but the most difficult one being the joy you know your kids get from holiday gifts.\u201d<\/strong><\/p>\n\n\n\n<p><strong>About Beyond Finance, LLC<\/strong><\/p>\n\n\n\n<p>Beyond Finance, LLC, is one of the nation\u2019s largest debt consolidation companies. In its commitment to providing clients with a personalized approach to move beyond debt, Beyond Finance provides simple and transparent solutions that help consumers lower their monthly payments, reduce the impact of interest, and reach a debt-free life sooner. Beyond Finance holds an A+ rating with the Better Business Bureau and was awarded with 3 ConsumerAffairs\u2019 inaugural \u201cBuyer\u2019s Choice Awards\u201d in 2024 for Best Customer Service, Experience with Staff, and Transparency within its category. Beyond Finance has offices in Chicago, Atlanta, San Diego, and Houston. For more information, visit <a href=\"http:\/\/beyondfinance.com\">BeyondFinance.com<\/a>.<br><\/p>\n\n\n\n<p>###<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the holidays just around the corner, consumers once again face the dilemma of what they can afford to spend on holiday gifts and celebration expenses.<\/p>\n","protected":false},"author":28,"featured_media":4634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recent-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Beyond Finance\u2019s Dr. Erika Rasure Speaks to GoBankingRates.com With Holiday Spending Advice - Beyond Finance 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