Your Financial Wellness Home

Expert guides, tools, and resources developed by certified financial therapists

What is Financial Wellness?

When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.

Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results

Resources we offer: Personalized Financial Wellness Sessions, Budgeting Tools and Mental Health & Money Resources

Our graduating clients rate their financial habits at an average of 5.7/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.

Beyond Finance helped me press pause on the financial chaos, and gave me the space to rebuild. It wasn’t just about debt relief. It was about creating a whole new approach to life and money.

— Matt S., Beyond Finance Graduate

INTRODUCING

The Financial Wellness RESET™ Framework

A proprietary clinically-informed framework developed by Dr. Erika Rasure, PhD, CFT™ to make saving, budgeting, and paying down debt actually stick.

Five dimensions. One framework. One assessment. One self-paced curriculum.

Explore Financial Wellness RESET™

Explore Content

Saving & Money Goals

Understanding
Credit & Debt

Managing Financial Stress & Anxiety

Your Relationship
With Money

Money & Relationships

Money & Life Events

Financial Wellness Tools

Client & Graduate Exclusives

The Experts Behind this Financial Wellness Page

Dr. Erika Rasure

Dr. Erika Rasure, PhD, CFT™

Creator of the Financial Wellness RESET™ Framework
Chief Financial Wellness Advisor

Certified Financial Therapist™ and doctoral researcher. Dr. Rasure has spent over two decades at the intersection of financial planning and mental health, and leads Beyond Finance's weekly financial wellness sessions for enrolled clients. Her work has been featured on NBC's Today Show, Forbes, CNBC, and CNN.

Full Bio
Nathan Astle

Nathan Astle, CFT™

Certified Financial Therapist
Contributing Expert

Founder of the Financial Therapy Clinical Institute and author of Psychology Today's "The Psychology of Debt" column. Nathan specializes in financial trauma, couples and money, and the emotional dimensions of debt recovery. His work has been featured in The New York Times, The Wall Street Journal, and Yahoo Finance.

Full Bio

Most Recent Articles

Can I Buy a House With Bad Credit?

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By Stella Martin
If you’ve written off buying a house because of your credit score, you might be solving the wrong problem. A widely repeated rule just changed — and for a lot of people, the real obstacle isn’t the score at all. It’s something else lenders weigh just as heavily, and it’s usually more fixable than a low score feels like it is.
Read More Can I Buy a House With Bad Credit?

Graduate Exclusive! Melissa L. Drives a New Car, Treats Her Sister, and Tells Others to Ask for Help

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By Stella Martin
We interviewed Melissa — executive assistant, grandmother of eight, and hobbyist painter — to learn how little things added up to over $34,000 across 16 credit cards, and how one phone call to Beyond Finance ended her years of suffering in silence.
Read More Graduate Exclusive! Melissa L. Drives a New Car, Treats Her Sister, and Tells Others to Ask for Help

How to Save for a Down Payment When Money Is Tight

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By Stella Martin
If you’ve been avoiding homeownership because 20% down feels impossible, you’ve been solving the wrong problem. That figure was never a requirement — it’s just the point where one specific fee disappears. The actual minimum is a lot closer than you’d guess, and once you know your real number, there’s a second question that matters more than the down payment itself.
Read More How to Save for a Down Payment When Money Is Tight

Savings Goal Calculator: How Much Should You Save Each Month?

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By Stella Martin
Work backward from a date to get your monthly number, or work forward from a monthly amount to get your date — this one runs the math either way. If your date and your monthly amount don’t line up, it shows you two ways to close the gap: push the date back, or save toward a smaller target, so you’re not stuck guessing.
Read More Savings Goal Calculator: How Much Should You Save Each Month?
The content, assessments, and curricula provided on this platform are intended solely for general informational and educational purposes. Any assessments, quizzes, scoring tools, and structured curricula are designed as self-reflection tools only and do not constitute a clinical evaluation, diagnosis, or personalized financial plan. Nothing contained herein should be construed as financial, investment, tax, or legal advice, or as a substitute for the personalized guidance of a licensed financial professional.