Privacy Notice

FACTSWHAT DOES BEYOND FINANCE, INC. DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit score
HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Beyond chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATIONDoes Beyond share?Can you limit this sharing?
For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYESNO
For our marketing purposes -- to offer our products and services to youYESNO
For joint marketing with other financial companiesYESNO
For our affiliates’ everyday business purposes -- information about your transactions and experiencesYESNO
For our affiliates’ everyday business purposes -- information about your creditworthinessYESYES
For our affiliates to market to youYESYES
For non-affiliates to market to youYESYES
TO LIMIT OUR SHARING
  • Call (888) 802-8592 -- our menu will prompt you through your choice(s)
  • Email: privacy@beyondfinance.com
  • Mail the form at the bottom of this page

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

QUESTIONS?Call (888) 802-8592 or go to https://www.beyondfinance.com
MAIL-IN FORM
Mark any/all you want to limit:
  • Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
  • Do not allow your affiliates to use my personal information to market to me.
  • Do not share my personal information with non-affiliates to market their products and services to me.
Name

Mail to:

Beyond Finance, Inc.
85 Sam Fonzo Dr.
Beverly, MA 01915

Address

City, State, Zip
Program #
WHAT WE DO
How does Beyond protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Beyond collect my personal information?

We collect your personal information, for example, when you:

  • Apply for one of our programs or give us your contact information
  • Provide or allow us access to your income and employment information, or give us your employment history
  • Provide or allow us access to your account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes -- information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Beyond Finance, Inc. is affiliated with Beyond Holdings of NY, Accredited Debt Relief, LLC, and this privacy policy applies to all programs, products or services offered by the companies.
Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include service providers and direct marketing companies.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Non-affiliates we may jointly market with include financial institutions, service providers and direct marketing companies

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

OTHER IMPORTANT INFORMATION

State laws may also provide you with specific privacy protections. Please note those individual circumstances below that may apply to you. We will comply with applicable state laws with respect to our use of your information.

California Residents: We will not share your personal information with non-affiliated third parties for their marketing purposes without your affirmative consent. Except as permitted by law, we will not share your personal information with our affiliates or joint marketing partners without first giving you additional privacy choices.

Nevada Residents: If you prefer not to receive marketing calls from us, you may be placed on our Do Not Call List by calling (888) 802-8592. This notice is provided pursuant to Nevada law. You can obtain further information by contacting the Nevada Attorney General’s Office at 100 North Carson Street, Carson City NV 89701, (775) 684-1100, or aginfo@ag.nv.gov.

Montana Residents: We will not disclose your name or any personal information to anyone other than your own creditors or our agents, affiliates, or contractors.

Effective 1/2020