Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Articles
Employee Spotlight: How Melissa P. Draws From Her Own Experiences to Others Get Out of Debt
As a Consolidation Specialist, Melissa has drawn on her personal experiences to relate to clients and guide them toward debt solutions that will restore their peace of mind.
Employee Client Exclusive: How We Helped Edward Tackle $70K in Debt
As both an employee and a program client, Edward understands the emotional weight of debt firsthand and can directly relate to our clients through their shared experiences.
Why Debt has Transformed the American Middle Class
Although the Great Recession of 2008 feels like a lifetime ago, its economic ripple effect continues to impact the lives of most Americans. This is especially true of the American middle classes: As housing, education, food and medical costs have skyrocketed, so too has the reliance on credit cards and…
Graduate Exclusive! Brent S. Ballroom Dances, Travels, and Enjoys Date Nights With His Wife
Beyond Finance graduate Brent overcame his credit card debt. Discover how he learned to budget and why he can “live freely” now.
Video: Talking to Family & Friends About Your Debt
Dr. Erika discusses the importance of letting one or more loved ones in when it comes to your debt, and how to have that conversation.
Client Exclusive Video: Get to Know 6 Real Clients
In this short video, hear from six real Beyond Finance clients about how they overcame their debt struggles so they could focus on what really matters — leading happy and healthy lives and spending time with their families and friends.
Graduate Exclusive! Veteran Rose Mary O. Fixes Her Home, Travels, and Builds a Legacy for Her Granddaughter
Learn how this Beyond Finance graduate overcame over $45,000 of debt, and is now living her very best life.
Graduate Exclusive! Harlie A. Breaks the Debt Cycle, Stops Using Credit Cards, and Starts Living Again
Harlie got trapped in debt at a time when a young person should just be starting their life. But with Beyond Finance’s help, she turned everything around.
Graduate Exclusive! Greg M. Retires, Picks Up Golfing Again, and Rediscovers Quality of Life
After going through a divorce, Greg was left with his wife’s credit card debt. But after working with Beyond Finance, he’s rediscovering the joys life has to offer.
Client Exclusive: How We Helped Karen S. Tackle $100K in Debt and Finally Feel in Control
Karen’s debt story didn’t start with a single incident, in her case it was a slow buildup over a couple of years of caregiving, RV travel and rising medical costs during her husband’s long illness.