Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Articles
Client Exclusive: How We Helped Karen S. Tackle $100K in Debt and Finally Feel in Control
Karen’s debt story didn’t start with a single incident, in her case it was a slow buildup over a couple of years of caregiving, RV travel and rising medical costs during her husband’s long illness.
The Hidden Traps of Buy Now, Pay Later: Understanding the Risks
Why wait and save when you can just get it now? That’s the thinking behind “Buy Now, Pay Later” (BNPL) services. With the easy opt-in these micro-financing platforms offer, it’s seamless to instantly make the unaffordable “accessible.” But are BNPL programs a good financial choice? Let’s dig into the details….
Video: Beginning to Budget
Dr. Erika explains important things to think about when starting to budget, and three different types of budgeting to try.
Client Exclusive: How We Helped Joy Rebound from Debt After a Pay Cut and Move Derailed Her Budget
When a large pay cut coincided with a big move, Joy’s budget was thrown for a loop. We helped her with a plan to manage the debt she’d taken on to get by.
Graduate Exclusive! Sharise N. Transforms Her Finances and Plans for Homeownership
Sharise N. shares the important lessons she learned while working with Beyond Finance and what she’s looking forward to now that she’s debt-free.
Client Exclusive: How We Helped Christian S. Navigate Debt After Military Service
Christian S. is a former Navy officer recovering from credit card debt that he started accumulating during his service.
Graduate Exclusive! Annemie L. Saves Money and Prepares to Launch Her Own Business
Graduate Annemie L. explains how Beyond Finance gave her the space to save, and plan for her next big step … starting a business! Read more to learn why Annemie says, “My life’s great!”
Client Exclusive: How We Helped Kim K. Make a Big Change to Her Relationship With Money
Now that she’s retired, Kim is finally learning good financial management skills and tackling her debt. Her journey shows, it’s never too late to make a change!
Client Exclusive: How We Helped Marilyn B. Thrive in Her Retirement Years
After a series of life changes led to more than $30,000 in debt, Marilyn (a disabled retiree on a fixed income) needed help managing it so she wouldn’t lose her home.
Client Exclusive: How We Helped Veterans Mark and Dawne M. Recover From Debt
When a series of unexpected emergencies left Mark and Dawne M. overwhelmed by more than $40,000 in debt, working with Beyond Finance was a much-needed lifeline that allowed them to regain control over their retirement years.