Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
How to Beat the Summer Billing Heat
If you’re dreading looking at your summer billing reminders, you’re not alone. Millions feel the same, but these tips will help cool you off.
Financial Abuse – 4 Forms It Can Take and How to Get Help
Financial abuse is one of the most sinister kinds of domestic violence in large part because it’s not widely recognized as a form of abuse.
Learn what financial abuse means, the different forms it may take, the devastating effects, and how you can seek help if you’re being controlled in this way.
The Risks of Using Buy Now Pay Later
When money is tight, the option to pay for bigger purchases in installments is a tempting solution. Buy Now Pay Later options (BNPL) are very popular, and many major retailers and service providers, like airlines, now offer the option. However, it’s important to understand the risks of using Buy Now…
Impulse Buying: Why It Happens and 9 Smart Ways to Curb It
90% of shoppers have made an impulse purchase within the last 3 months. Discover the psychology behind why it happens, the signs it might be a problem, and how to curb these compulsions.
Tax Refund Quick Guide: Let’s Kickstart Your Emergency Fund
Beyond Finance understands establishing an emergency fund can be difficult. Using your tax refund could help kickstart your savings.
A Debt of Gratitude: Telling the Truth About These 10 Money Myths
We have all believed money myths. People mean well but they aren’t 100% certain if those tales create financial wellness. Let’s find out!
10 Terrific Thrifting Tips for Saving Money
Secondhand shopping is a national $96 billion phenomenon, so the pleasure was ours when we put our heads together for 10 thrifting tips!
An Essential List of Hacks for Credit Cards in 2023
With today’s economy, we need all the help we can get to manage our credit cards. Here is a list of surefire hacks to help your finances!
Feeding the Family or the Debt: It’s Time for Grocery Shopping on a Budget
Grocery shopping with rising costs and a limited budget can be stressful but it doesn’t have to be with these five simple steps from our experts.
Celebrate America Saves Week and Stop Living Paycheck to Paycheck in 2023
Many Americans live paycheck to paycheck with no hope of getting out of that situation, but it is possible! Get ready for America Saves Week!