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Finding Balance in Pet Ownership and Budgeting Your Finances

Finding Balance in Pet Ownership and Budgeting Your Finances

ByBria Jordan April 22, 2024October 22, 2024

Having a pet can be costly that’s why Beyond Finance wants to offer a few tips to help make pet ownership and your budget better.

Read More Finding Balance in Pet Ownership and Budgeting Your FinancesContinue

Caregiving For Loved Ones Doesn’t Have to Disrupt Your Finances

Caregiving For Loved Ones Doesn’t Have to Disrupt Your Finances

ByBria Jordan March 25, 2024August 25, 2025

Caregiving shouldn’t equate to a burden on your finances. Find out some things you can do to help you stay on track while caring for a loved one.

Read More Caregiving For Loved Ones Doesn’t Have to Disrupt Your FinancesContinue

Graduate Studies: Learn from Former Beyond Finance Client Kristie Pettway

Graduate Studies: Learn from Former Beyond Finance Client Kristie Pettway

ByBria Jordan February 14, 2024April 22, 2025

Meet Kristie Pettway, a graduated Beyond Finance client, said to us, “Being accepted into the program gave me a beacon of light.” What an honor!

Read More Graduate Studies: Learn from Former Beyond Finance Client Kristie PettwayContinue

Are You Covered With a Life Insurance Policy?

Are You Covered With a Life Insurance Policy?

ByBria Jordan January 31, 2024January 31, 2024

Deciding on life insurance can be challenging. Try considering a few of these tips when making the decision.

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A November to Remember: Navigating Student Loan Payments During the Holidays

A November to Remember: Navigating Student Loan Payments During the Holidays

ByBria Jordan November 6, 2023November 6, 2023

Beyond Finance’s Chief Financial Wellness Advisor has some things you should know for paying back a student loan during the holidays.

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National Preparedness Month: Are You Prepared for a Natural Disaster?

National Preparedness Month: Are You Prepared for a Natural Disaster?

ByBria Jordan September 26, 2023September 27, 2023

Preparing your family for a natural disaster can be challenging. Beyond Finance wants to help you feel safe and stay on budget, just in case.

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Beyond the Classroom: How Teachers Can Shop On a Budget for Classroom Supplies

Beyond the Classroom: How Teachers Can Shop On a Budget for Classroom Supplies

ByBria Jordan September 6, 2023September 8, 2023

Teachers spend high amounts every year on purchasing classroom supplies. Beyond Finance wants to share a few tips to help make this school year easier on your budget,

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How to Navigate Your Finances and Health with Medical Debt Weighing You Down

How to Navigate Your Finances and Health with Medical Debt Weighing You Down

ByBria Jordan August 8, 2023August 8, 2023

Medical debt can be hard to navigate. That’s why Beyond Finance wants to shed light on a few things you can do to help plan and budget for medical emergencies.

Read More How to Navigate Your Finances and Health with Medical Debt Weighing You DownContinue

Saying “I Do” While Tackling Debt: Object to Overspending For Your Wedding Day

Saying “I Do” While Tackling Debt: Object to Overspending For Your Wedding Day

ByBria Jordan June 23, 2023June 23, 2023

Planning a wedding while your in debt can be difficult. Beyond Finance wants to offer some tips to help you stay on budget.

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Tax Refund Quick Guide: Let’s Kickstart Your Emergency Fund

Tax Refund Quick Guide: Let’s Kickstart Your Emergency Fund

ByBria Jordan April 24, 2023December 8, 2023

Beyond Finance understands establishing an emergency fund can be difficult. Using your tax refund could help kickstart your savings.

Read More Tax Refund Quick Guide: Let’s Kickstart Your Emergency FundContinue

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $14,000, a 5.00% origination fee, a 72-month repayment term, and an interest rate of 24.90%. You would receive $13,300 ($14,000 less the $700 origination fee - a prepaid finance charge), and the monthly payment would be $376.36, equating to an APR of 27.18%. The total interest would be $13,090.85, and the total cost of the loan (interest plus origination fee of $700) would be $13,790.85. In this example, the total payments made would equal $27,090.85. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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