Client Stories, By the Numbers

Below are dozens of people who agreed to let us share how they found themselves in debt, what they owed, what they were paying before enrolling, and what they paid once they were in the program. Scroll until you find someone whose situation looks like yours.

Average clients save $608 on their monthly payments. Individual results may vary.

Real Client Results

Enrolled debt and monthly payments before and after enrollment.

Headshot of Annemie L.
Monthly Savings: $981

Annemie L.

Reason for Debt

Medical expenses and income reduction

Enrolled Debt

$73,020

Old Payment

$2,133

New Payment

$1,152


Headshot of Mark & Dawne M.
Monthly Savings: $518

Mark & Dawne M.

Reason for Debt

Income loss from natural disaster

Enrolled Debt

$39,828

Old Payment

$785

New Payment

$267


Headshot of Harlie A.
Monthly Savings: $421

Harlie A.

Reason for Debt

Job loss

Enrolled Debt

$18,571

Old Payment

$685

New Payment

$264


Headshot of Eric M.
Monthly Savings: $1,044

Eric M.

Reason for Debt

Income reduction during COVID

Enrolled Debt

$84,855

Old Payment

$2,200

New Payment

$1,156


Headshot of Rebekah H.
Monthly Savings: $566

Rebekah H.

Reason for Debt

A career shift, and cost of living

Enrolled Debt

$44,710

Old Payment

$1,150

New Payment

$584


Headshot of Nick C.
Monthly Savings: $95

Nick C.

Reason for Debt

Divorce

Enrolled Debt

$17,725

Old Payment

$386

New Payment

$291


Headshot of Andrea S.
Monthly Savings: $649

Andrea S.

Reason for Debt

Widowhood and income reduction

Enrolled Debt

$35,027

Old Payment

$1,164

New Payment

$515


Headshot of Sharise N.
Monthly Savings: $846

Sharise N.

Reason for Debt

Husband's job loss

Enrolled Debt

$14,194

Old Payment

$1,106

New Payment

$260


Headshot of Kristi & Edward G.
Monthly Savings: $152

Kristi & Edward G.

Reason for Debt

Helping family & home repairs

Enrolled Debt

$15,341

Old Payment

$420

New Payment

$268


Headshot of Kim K.
Monthly Savings: $274

Kim K.

Reason for Debt

Little-to-no financial education

Enrolled Debt

$13,675

Old Payment

$505

New Payment

$231


Headshot of Kelly B.
Monthly Savings: $985

Kelly B.

Reason for Debt

Raising kids on single income and home repairs

Enrolled Debt

$87,962

Old Payment

$2,024

New Payment

$1,039


Headshot of Marilyn B.
Monthly Savings: $455

Marilyn B.

Reason for Debt

Job loss & home repairs

Enrolled Debt

$30,529

Old Payment

$911

New Payment

$456


Headshot of JoEllen F.
Monthly Savings: $223

JoEllen F.

Reason for Debt

Divorce & romance scam

Enrolled Debt

$22,942

Old Payment

$592

New Payment

$369


Headshot of Emma G.
Monthly Savings: $547

Emma G.

Reason for Debt

Medical expenses & moving costs

Enrolled Debt

$31,921

Old Payment

$1,054

New Payment

$507


Headshot of Christian S.
Monthly Savings: $202

Christian S.

Reason for Debt

Impulse spending to cope with stress

Enrolled Debt

$10,570

Old Payment

$378

New Payment

$176


Headshot of Brendan S.
Monthly Savings: $592

Brendan S.

Reason for Debt

Trying to keep up with his friends

Enrolled Debt

$23,439

Old Payment

$940

New Payment

$348


Headshot of Maryann R.
Monthly Savings: $171

Maryann R.

Reason for Debt

Divorce

Enrolled Debt

$14,411

Old Payment

$507

New Payment

$336


Headshot of Tim M.
Monthly Savings: $603

Tim M.

Reason for Debt

Job loss

Enrolled Debt

$35,645

Old Payment

$1,075

New Payment

$472


Headshot of Roy A.
Monthly Savings: $3,087

Roy A.

Reason for Debt

Home renovations & overspending

Enrolled Debt

$33,298

Old Payment

$4,313

New Payment

$1,226


Headshot of Janette R.
Monthly Savings: $2,075

Janette R.

Reason for Debt

Helping family

Enrolled Debt

$41,099

Old Payment

$2,758

New Payment

$683


Headshot of Matt S.
Monthly Savings: $381

Matt S.

Reason for Debt

Medical expenses

Enrolled Debt

$27,574

Old Payment

$802

New Payment

$421


Headshot of Jonathan D.
Monthly Savings: $543

Jonathan D.

Reason for Debt

Living above his means with no financial education

Enrolled Debt

$32,028

Old Payment

$1,173

New Payment

$630


Headshot of Libby C.
Monthly Savings: $511

Libby C.

Reason for Debt

Moving & living expenses with new child

Enrolled Debt

$38,739

Old Payment

$1,042

New Payment

$531


Headshot of Gary H.
Monthly Savings: $1,033

Gary H.

Reason for Debt

Unwise financial decisions

Enrolled Debt

$57,139

Old Payment

$1,777

New Payment

$744


Headshot of Steve S.
Monthly Savings: $553

Steve S.

Reason for Debt

New home expenses

Enrolled Debt

$26,166

Old Payment

$1,649

New Payment

$1,096


Headshot of Jamie N.
Monthly Savings: $686

Jamie N.

Reason for Debt

New home expenses

Enrolled Debt

$44,099

Old Payment

$1,312

New Payment

$626


Headshot of Kayla S.
Monthly Savings: $211

Kayla S.

Reason for Debt

Moving expenses

Enrolled Debt

$18,176

Old Payment

$512

New Payment

$301


Headshot of Steve C.
Monthly Savings: $141

Steve C.

Reason for Debt

Job loss

Enrolled Debt

$10,893

Old Payment

$308

New Payment

$167


Headshot of Masey H.
Monthly Savings: $788

Masey H.

Reason for Debt

Medical expenses

Enrolled Debt

$33,331

Old Payment

$1,228

New Payment

$440


Headshot of Michele B.
Monthly Savings: $733

Michele B.

Reason for Debt

Family tragedy

Enrolled Debt

$36,762

Old Payment

$1,133

New Payment

$400


Headshot of Joy B.
Monthly Savings: $1,463

Joy B.

Reason for Debt

Medical expenses and income reduction

Enrolled Debt

$20,029

Old Payment

$3,029

New Payment

$1,566


Headshot of Ashley C.
Monthly Savings: $401

Ashley C.

Reason for Debt

School expenses

Enrolled Debt

$15,002

Old Payment

$771

New Payment

$370


Headshot of Brian F.
Monthly Savings: $2,307

Brian F.

Reason for Debt

Divorce

Enrolled Debt

$78,693

Old Payment

$3,404

New Payment

$1,097


Headshot of Karen S.
Monthly Savings: $1,463

Karen S.

Reason for Debt

Caregiving & medical costs

Enrolled Debt

$99,119

Old Payment

$3,029

New Payment

$1,566


Headshot of Greg M.
Monthly Savings: $475

Greg M.

Reason for Debt

Divorce

Enrolled Debt

$44,099

Old Payment

$1,032

New Payment

$557


Headshot of Brandon N.
Monthly Savings: $776

Brandon N.

Reason for Debt

Wife's income reduction

Enrolled Debt

$32,532

Old Payment

$1,250

New Payment

$474


Headshot of Caroline M.
Monthly Savings: $759

Caroline M.

Reason for Debt

Education costs

Enrolled Debt

$36,895

Old Payment

$1,273

New Payment

$514


Headshot of Josh K.
Monthly Savings: $856

Josh K.

Reason for Debt

Medical expenses

Enrolled Debt

$27,934

Old Payment

$1,354

New Payment

$498


Headshot of Holly M.
Monthly Savings: $874

Holly M.

Reason for Debt

Everyday expenses

Enrolled Debt

$78,744

Old Payment

$1,820

New Payment

$946


Headshot of Danielle Z.
Monthly Savings: $462

Danielle Z.

Reason for Debt

Income reduction due to cancer diagnosis & home repairs

Enrolled Debt

$19,773

Old Payment

$808

New Payment

$346


Headshot of James M.
Monthly Savings: $947

James M.

Reason for Debt

Medical expenses

Enrolled Debt

$38,672

Old Payment

$1,528

New Payment

$581


Headshot of Jordann M.
Monthly Savings: $322

Jordann M.

Reason for Debt

Never learned to budget

Enrolled Debt

$14,564

Old Payment

$566

New Payment

$244


Headshot of Tracie H.
Monthly Savings: $930

Tracie H.

Reason for Debt

Income loss during COVID

Enrolled Debt

$47,244

Old Payment

$1,827

New Payment

$897


Headshot of Jacob R.
Monthly Savings: $171

Jacob R.

Reason for Debt

Impulse spending because it felt good

Enrolled Debt

$12,690

Old Payment

$379

New Payment

$208


Headshot of Cheryl A.
Monthly Savings: $1,419

Cheryl A.

Reason for Debt

Helping family

Enrolled Debt

$49,214

Old Payment

$2,121

New Payment

$702


Headshot of Andrea R.
Monthly Savings: $485

Andrea R.

Reason for Debt

Living expenses and lack of financial education

Enrolled Debt

$22,584

Old Payment

$833

New Payment

$348


Headshot of Mackenzie T.
Monthly Savings: $352

Mackenzie T.

Reason for Debt

Medical expenses

Enrolled Debt

$28,396

Old Payment

$802

New Payment

$450


Headshot of Chris C.
Monthly Savings: $1,114

Chris C.

Reason for Debt

Moving expenses & wife's income reduction

Enrolled Debt

$67,196

Old Payment

$1,991

New Payment

$877


Headshot of Kathy Y.
Monthly Savings: $1,291

Kathy Y.

Reason for Debt

Helping family

Enrolled Debt

$28,909

Old Payment

$1,683

New Payment

$392


Headshot of Tia B.
Monthly Savings: $512

Tia B.

Reason for Debt

Job Loss during COVID

Enrolled Debt

$22,531

Old Payment

$872

New Payment

$360


Headshot of Ashley G.
Monthly Savings: $562

Ashley G.

Reason for Debt

Divorce

Enrolled Debt

$49,670

Old Payment

$1,294

New Payment

$732


Headshot of Amelia P.
Monthly Savings: $261

Amelia P.

Reason for Debt

Shopping addiction

Enrolled Debt

$10,004

Old Payment

$517

New Payment

$256


Headshot of Jenifer S.
Monthly Savings: $440

Jenifer S.

Reason for Debt

Divorce

Enrolled Debt

$43,300

Old Payment

$1,142

New Payment

$702


Headshot of Margaux B.
Monthly Savings: $282

Margaux B.

Reason for Debt

Medical expenses & inability to work

Enrolled Debt

$14,364

Old Payment

$482

New Payment

$200


Headshot of Sara M.
Monthly Savings: $2,451

Sara M.

Reason for Debt

Family tragedy & cost of living

Enrolled Debt

$101,962

Old Payment

$3,649

New Payment

$1,198


Headshot of Josephine P.
Monthly Savings: $235

Josephine P.

Reason for Debt

Cost of living

Enrolled Debt

$15,425

Old Payment

$478

New Payment

$243


Headshot of Belkys M.
Monthly Savings: $420

Belkys M.

Reason for Debt

Helping family and medical expenses

Enrolled Debt

$39,538

Old Payment

$1,492

New Payment

$1,072


Headshot of Mary Jo S.
Monthly Savings: $2,444

Mary Jo S.

Reason for Debt

New home expenses & husband's income loss

Enrolled Debt

$97,036

Old Payment

$3,164

New Payment

$720


Headshot of Mikaela W.
Monthly Savings: $494

Mikaela W.

Reason for Debt

Unwise financial decisions & cost of living

Enrolled Debt

$51,039

Old Payment

$1,264

New Payment

$770


Headshot of Luke M.
Monthly Savings: $1,378

Luke M.

Reason for Debt

Job loss

Enrolled Debt

$36,970

Old Payment

$1,680

New Payment

$302


Headshot of Jeanne P.
Monthly Savings: $1,006

Jeanne P.

Reason for Debt

Medical expenses and cost of living

Enrolled Debt

$52,856

Old Payment

$2,258

New Payment

$1,252


Headshot of Juliana S.
Monthly Savings: $1,214

Juliana S.

Reason for Debt

Medical expenses

Enrolled Debt

$36,970

Old Payment

$1,759

New Payment

$545


Your Story Could Start Here

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