Client Exclusive: How We Helped Ashley G. Rebound From Debt After Her Divorce

Debt Amount: $49,670
Started: June 2024
Monthly Savings: $562.54 (⏷43%)*

Meet Ashley: Determined Single Mom Rebuilding Her Finances

Ashley G. is a registered behavior technician who found herself juggling overwhelming credit card bills after her divorce drastically changed her financial situation.

How Ashley Got Into Debt

After her divorce Ashley was left solely responsible for all the credit cards she’d used to cover household needs during her years as a stay-at-home mom. With all the debt in her name, balances that built up quietly suddenly became unmanageable on a single income.

Without a dual income to cover the minimum payments, they were much more than she could afford.  

“I used my cards just to keep our family running after the divorce. Eventually the minimum payments were more than I could handle on my own.”

Recognizing the Need for Help

When Ashley started looking into daycare for her son she realized her credit card bills meant there was nothing left over for essentials like child care. Fearing a missed payment would wreck her credit she googled “what to do if I can’t make a credit card payment” and started exploring debt consolidation options.

“I knew missing a payment would hurt my credit so I started searching for options.”

Turning Things Around With Beyond Finance

Ashley’s Google search led her to Beyond Finance. Even though she was nervous to call, she says the team walked her through every detail and gave her a quote for monthly payments she could actually afford. Beyond Finance consolidated her eligible monthly payments into one affordable amount and gave her a clear cut plan and timeline.

“The rep walked me through every step and set up a plan I could actually afford. I love that I can call customer service anytime and they help with every question.”

Advice for Others: “Don’t Let Fear Hold You Back”

Ashley encourages anyone struggling to take that first step toward relief even if it feels scary. 

“Don’t let the fear hold you back. It is scary but worth it!”

She is no longer fearful and has been very happy with the plan she is on, how much she has saved and all the support that she’s received from Beyond Finance.

Getting Out of Debt and Buying a Home

With her payments under control Ashley is now focused on rebuilding her financial health and planning ahead. Her next milestone? Buying her first home once she’s debt free!

“My goal is to buy a house once I am debt free.”

A quick note about Ashley’s story: She’s a real client who was compensated for taking the time to share her experience with us. Ashley’s savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums.