Client & Graduate Exclusives
Real people. Real success. These stories show the heart behind the numbers — and the hope ahead.
We can’t address our work around financial wellness without touching on the inspiring stories of our clients and graduates.
These people, once stuck in crippling debt, stood up, did something about it, and are now models of holistic financial health. Many of them speak to how they learned to budget, save, and use credit wisely.
Now, their lives are incredibly bright and serve as an example of where you could be in the very near future.
Explore our content library of Client & Graduate Exclusives to learn what it’s like working with Beyond Finance and beyond …
Client Exclusive: How We Helped James After His Wife’s Illness
After dedicating decades of hard work to Union Pacific Railroad, James M. was ready to enjoy his retirement years in Texas. But instead of peace and relaxation, he found himself overwhelmed by a growing mountain of credit card debt and a life that no longer felt manageable.
Client Exclusive: How We Helped Josh K. Recover From Debt After a Cancer Diagnosis
Josh K. is a Texas-based insurance agent, husband, and proud father of three daughters who struggled with debt after a cancer diagnosis.
Client Exclusive: How We Helped Police Dispatcher Holly M. Overcome More Than $78,000 in Debt
Learn how we helped a police dispatcher from Texas overcome more than $78,000 in debt.
Graduate Exclusive! Gabe R. Treats Himself, Takes Immersive Language Classes, and Embraces Budgeting
Beyond Finance graduate Gabe R. shares how he went from not being able to go out with friends, to being able to afford to decorate, treat himself, go out, and pay for immersive classes.
Client Exclusive: How We Helped Nurse Danielle Z. Overcome Over $19,000 in Debt
Danielle’s days are full — between working as a registered nurse, raising her son, and caring for seven beloved pets, there’s never a dull moment. But behind all the hustle and bustle, financial troubles were spinning out of control.
Client Exclusive: How We Helped Caroline M. Overcome $36,895 in Debt
With her Beyond Finance plan in motion, Caroline is finally able to look forward with hope. It’s not just about paying off debt, it’s about getting her life back.
Client Exclusive: How We Helped Brandon N. Recover From Debt When a Mortgage Denial Became a Reality Check
For Brandon, debt started gradually, just a few small credit cards here and there. Then it moved into loans and retail financing until the minimum payments were overwhelming.
Graduate Exclusive! JoEllen F. Overcomes a Financial Scam, Gains Confidence, and Finds Community in an Unexpected Place
After her divorce, JoEllen fell victim to a devastating romance scam. But through the Beyond Finance financial wellness sessions, she built up her confidence and found community.
Graduate Exclusive! Judy O. Goes From Hostel to Her Own Apartment, From Bus to Her Own Car
Working toward her dream job as an aviation mechanic, Judy fell into loan debt. But with some help from Beyond Finance, she’s living a life of fulfillment and financial freedom.
Employee Spotlight: How Melissa P. Draws From Her Own Experiences to Help Others Get Out of Debt
As a Consolidation Specialist, Melissa has drawn on her personal experiences to relate to clients and guide them toward debt solutions that will restore their peace of mind.









