Make 2022 Your Year for a Financial Reset
After you’re done shopping for the holidays, it’s time to think about 2022 and your budget. More importantly, your financial reset.
After you’re done shopping for the holidays, it’s time to think about 2022 and your budget. More importantly, your financial reset.
This is the season of the witch; the haunting season. And if you use plastic to pay for things, it’s the season of credit card scares! Here are the worst.
As young adults get ready to enlist into the job market, they need to focus on creating their financial independence in the self market.
For more than ten years, I have been helping customers resolve their financial troubles through debt resolution. But what is debt resolution? If I told others I sell cars for a living, there is no need for extra explanation. It makes sense to everyone. Debt resolution does not. Most people have no idea what “debt resolution” means….
It’s no surprise that many Americans – 97 million, in fact – started 2021 with a resolution. And many of those were centered around money, from getting a promotion to success out of a side job. These days, instead of earning it or spending it, people want to save it. Yet, according to the same survey, fewer than 40% “expect to…
Under most scoring models, credit scores (also known as a FICO score) range from 300 to 850. The higher the number, the better a person’s credit – it implies that the person is a lower risk to a lender. The score is calculated using a credit report that gathers data on your current and past…
You should review your credit reports every year and, if necessary, take the time to clean them up. Mistakes on your report(s) can negatively affect your credit score, which is used by lenders to determine if they’ll lend you money and, if so, the interest rate you’ll pay. Some employers review credit reports, too, so…
Let’s assume you’ve done everything a responsible borrower needs to do before applying for a loan. Meaning you’ve analyzed and evaluated your needs and financial situation, along with researching the type and costs associated with the loan. Ideally, you’ve even used a loan payoff calculator. The next step is completing a loan application with a…