The 10 Things You Probably Didn’t Know About Your FICO Score
Your FICO score is one of the most important things you own, but here are 10 things about it you may not know about those three digits.
Search Results for: FICO
Understanding Your Credit Score: Why 622 Matters
Working on your credit can be a daunting prospect: The time and effort needed to build (or rebuild) your credit score can feel discouraging. So it’s something to celebrate when you achieve a credit score of 622. What a 622 Credit Score Means Credit rating agencies award you a score of 300 to 850, reflecting…
The Hidden Traps of Buy Now, Pay Later: Understanding the Risks
Why wait and save when you can just get it now? That’s the thinking behind “Buy Now, Pay Later” (BNPL) services. With the easy opt-in these micro-financing platforms offer, it’s seamless to instantly make the unaffordable “accessible.” But are BNPL programs a good financial choice? Let’s dig into the details. What is a Buy Now,…
The Above Graduation Loan vs. Continuing Your Beyond Finance Program
While it’s true that both paths are great options, they each offer their own advantages! Check out which option takes the “win” when it comes to overall savings, credit score recovery, timeline to be debt-free, and stress relief.
A Debt of Gratitude: Telling the Truth About These 10 Money Myths
We have all believed money myths. People mean well but they aren’t 100% certain if those tales create financial wellness. Let’s find out!
An Essential List of Hacks for Credit Cards in 2023
With today’s economy, we need all the help we can get to manage our credit cards. Here is a list of surefire hacks to help your finances!
How to Get the Early Jump on Credit Card Late Fees
New year, same old bills? They don’t have to get you down if you know how to manage those credit card late fees. Here are some tips for 2023!
A Crash Course in Navigating Credit Cards After Debt Resolution
Coming out of a debt resolution program with credit cards can be scary, even being apprehensive about using a card again. It is comforting to have a credit card, so most people moving beyond debt want to use them again. To help with financial management and confidence, we want to provide some helpful information about…
Back To School: A College Student’s Quick Guide to Credit Card Literacy
Credit card literacy often does not take place with college students until it is too late. Credit cards can be a great asset for college students and, when used properly, they can be resourceful for emergencies or essentials and establishing credit. College students must realize the habits they set now with credit cards and finances…
Spring Cleaning Your Finances: How to Dust Off Your Financial Literacy
During Financial Literacy Month, it’s important to test what you know about your relationship with your finances to plan for the future.