Making Ends Meet: How to Cope with Financial Stress
May is Mental Health Awareness Month, but do you know how to cope with financial stress? We have some practical tips to help.
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Why Self-Compassion Can Be the Key to Getting Free from Debt
Debt isn’t uncommon — and nor are the feelings of stress, shame and self-criticism that come with it. In fact, the way that debt impacts your mental health could actually keep you in repayment longer. But there are ways to counter the feelings of hopelessness and de-motivation that your debt has inspired. Here are some…
Is Your Social Media Habit Costing You More Than You Think?
In the beginning, social media was a place to people-watch, interact and reconnect. But that initial premise was soon infused with money — and now, 70% of all active Instagram users shop on the platform. That means that using social media is no longer just a way to burn time and relax. And if you’re…
5 Ways to Stop Letting Your Credit Score Define You
We’ve been taught to measure our financial health in numbers, but too often, those numbers feel like a judgment on our self-worth. As a financial therapist and Chief Financial Wellness Advisor at Beyond Finance, I work with hundreds of clients each week to help them overcome financial stress and trauma.
Managing Financial Stress & Trauma
Managing Financial Stress & Trauma Debt doesn’t just impact your wallet—it weighs on your heart and mind, too, and that burden deserves care. Anyone who’s been in debt knows that it’s not just about paying it off — there are deep emotional hurdles to overcome. Even for those who are affordably making their payments, there…
Making Minimum Payments? Here’s Why You Should Reconsider Your Debt Payoff Approach
Making minimum payments on debt is incredibly common, but is it a smart way to get debt-free? Many Americans lean on credit cards when the going gets rough, and minimum payments can feel like a safe place to land until some level of personal financial stability returns. However, consistently paying only the minimum can lead…
Why Debt has Transformed the American Middle Class
Although the Great Recession of 2008 feels like a lifetime ago, its economic ripple effect continues to impact the lives of most Americans. This is especially true of the American middle classes: As housing, education, food and medical costs have skyrocketed, so too has the reliance on credit cards and personal loans. If your experience…
Graduate Exclusive! Sharise N. Transforms Her Finances and Plans for Homeownership
Sharise N. shares the important lessons she learned while working with Beyond Finance and what she’s looking forward to now that she’s debt-free.
Overcoming the Shame of Credit Card Debt
While the holidays bring joy and warmth, for many, they also come with a hefty price tag. According to recent reports, 1 in 10 Americans experienced credit card debt due to holiday spending last year, with 46% of Americans lacking a debt payoff plan.
Money Matters: Connecting the Dots Between Debt and Depression
If you don’t have money, you feel bad. Make that happen for years, feeling get worse. What’s the connection between debt and depression?