CFT™ | Founder, Financial Therapy Clinical Institute
Nathan Astle is a Certified Financial Therapist™, and one of the country's leading voices on the emotional and relational dimensions of money. At Beyond Finance, he leads weekly financial wellness sessions with clients navigating debt, and brings a clinical framework to financial recovery that no other debt solutions company offers.
Nathan Astle didn't set out to become a financial therapist. He followed his curiosity about the hidden connections between money, relationships, and emotional wellbeing — and built a career at the intersection of all three. Today he is one of a small number of practitioners in the country who holds both a marriage and family therapy degree and a Certified Financial Therapist™ designation, giving him a genuinely rare clinical perspective on why people struggle with money and what actually helps them change.
His core belief: money is not a math problem. It is an emotional one. The way people think, feel, and behave around finances is shaped by family history, shame, fear, relationships, and identity — and until those layers are addressed, financial recovery is incomplete. At Beyond Finance, Nathan leads weekly group sessions with clients, helping them work through not just the mechanics of debt but the emotional weight that keeps people stuck.
Nathan is also the founder of the Financial Therapy Clinical Institute — a training and research hub for mental health and financial professionals seeking to bridge the gap between emotional well-being and financial health. He co-hosts the Money Minus Shame Podcast with Tyrone White Jr., and writes a monthly column for Psychology Today entitled "The Psychology of Debt."
Beyond Finance’s graduating clients rate their financial habits at an average of 5.9 out of 10 before enrolling in the program, and 8.2 out of 10 after — a 39% improvement that reflects the kind of behavioral and emotional change Nathan's work is designed to support.
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As a Client Financial Therapist, Nathan co-leads Beyond Finance's weekly client group sessions — delivering clinically-informed financial wellness support to hundreds of clients each week. He was brought to Beyond Finance because of his rare combination of marriage and family therapy credentials and financial therapy certification, making him uniquely qualified to address both the emotional and relational dimensions of debt.
He collaborates closely with Dr. Erika Rasure to deliver Beyond Finance's financial wellness programming and co-develop the content and tools that make Beyond Finance the only major debt solutions company with accredited financial therapists embedded directly into its program.
Nathan writes a monthly column for Psychology Today entitled "The Psychology of Debt" — covering the emotional side of money, financial secrets in couples, shame and self-distrust around finances, men's financial mental health, and the behavioral patterns that drive financial struggle.
Read Nathan's Psychology Today column →
Nathan's expertise has been featured in major national outlets across print, broadcast, and digital media.
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Academic Publications
Your relationship with money didn’t begin when you got your first paycheck. It began in your family. Nathan Astle, CFT™ explores how inherited money beliefs shape financial behavior — and how to decide which patterns to keep and which to leave behind.
Beyond Finance’s Certified Financial Therapist, Nathan Astle, explains why we overspend, and shares the secrets to curbing this behavior.
Discover why boundaries actually protect relationships, how to identify what boundaries you might want to put in place, and how to approach those conversations.
When we talk about financial health, we often focus on practical things like budgeting, income, debt payoff, and savings goals.
Beyond Finance’s Nathan Astle shares how our ideas about money are shaped, and how to challenge any beliefs or habits that are holding us back.
Men’s Mental Health Month is the perfect time to remember that financial stress is more than just numbers. It can also weigh heavily on men’s emotional well-being.
In this 2-minute video, Beyond Finance’s Certified Financial Therapist Nathan Astle shares two helpful techniques to manage the stress of debt and bring you back to a place of groundedness.
Nathan Astle, Beyond Finance’s Certified Financial Therapist, discusses the financial pressures men face, and how they can regain control of their finances and wellness.
Mental Health Awareness Month is the perfect time to examine the critical link between financial health and psychological well-being. These two aspects of our lives are not separate—they’re interdependent, often forming cycles that can either support or undermine our overall quality of life.
In our culture, we’re often told that if we just work harder we can overcome any obstacle, including our financial difficulties. But most of the time, it’s not that simple. Our money habits are shaped by our daily decisions, emotions and ingrained beliefs.