Fast Facts

Beyond Finance, LLC is the national leader in the debt consolidation industry and serves clients burdened by unsecured debt. We meet thousands of clients wherever they are in their debt journey and use personalized debt consolidation programs to give them the clarity, confidence, and courage they need to face their financial struggles and begin to enjoy financial wellness. With offices in Atlanta, GA, Chicago, IL, and Houston, TX, Beyond Finance establishes standards and best practices to help our clients move beyond debt and, ultimately, transform their lives.

Company Overview

  • Beyond Finance is an award-winning financial wellness and debt consolidation company and the only debt consolidation company in America whose financial wellness programming is built on a clinically-informed framework developed by a certified financial therapist.
  • Our mission is to help Americans take back their financial independence. We help consumers move beyond debt and achieve lasting financial freedom through compassionate support, personalized financial solutions, and educational resources.
  • Since 2011, we’ve been listening to our clients and meeting their needs to become the #1 choice in debt consolidation in the nation.
  • In the past 15 years, we’ve helped more than 1.3 million clients and resolved more than $15 billion in debt.
    • In 2025 alone, Beyond Finance resolved $4.7 billion in debt.
    • In 2025 alone, Beyond Finance saved clients more than $1.17 billion that otherwise would have gone toward debt obligations — even after fees. That’s money families were able to redirect toward basics like housing, groceries, transportation, and healthcare, as well as rebuilding their savings.
  • Our negotiating experience spans more than 10,700 creditors and debt buyers, giving consumers access to a level of expertise and leverage they simply could not achieve on their own.
    • That negotiating strength enables us to speed debt relief. When people seek debt relief, they need to progress quickly.
  • Beyond Finance has more than 2,200 U.S.-based employees nationwide, with offices located in Chicago, Atlanta, and Houston.

Beyond Finance Solutions & Approach

  • Beyond Finance offers transparent and personalized debt consolidation solutions designed to help consumers:
    • Pay less each month: Clients typically save 40% or more on their eligible monthly payments.
    • Reach a debt-free life sooner: Clients typically can be debt-free in 24 to 48 months, much faster than making minimum payments.
    • Improve financial habits: Graduates (those clients that completed our program) report a 42% average improvement in financial habits.
  • Beyond Finance addresses the proven connection between financial and mental wellness by providing the tools to ensure clients have the skills and confidence to thrive now and in the future. We are the only debt consolidation company in America whose financial wellness programming includes a clinically-informed framework — the Financial Wellness RESET™ Framework — developed by Dr. Erika Rasure, PhD, CFT™, an internationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. The framework is the foundation of the Financial Wellness RESET™ Curriculum, a five-module self-paced program also developed by Dr. Rasure. As Chief Financial Wellness Advisor at Beyond Finance, she leads weekly financial wellness sessions with clients navigating debt and serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her expertise has been featured in Forbes, CNBC, CNN, and NBC’s TODAY show.
  • Among debt consolidation companies, Beyond Finance is the only one to embed certified financial therapists directly into its client program and the only one with a clinically-informed financial wellness framework.
  • Our financial wellness support and innovative tools include:
    • Five complimentary weekly financial wellness sessions led by certified financial therapists — the only instance of this in the debt consolidation industry
    • The Financial Wellness RESET™ Curriculum, a five-module self-paced program developed by Dr. Erika Rasure that addresses the behavioral, emotional, and identity-level patterns behind lasting financial change
    • Personal finance and budgeting resources and tips
    • Tools for navigating mental health aspects of debt
    • A private online community offering support and motivation
    • A first-of-its-kind mobile app for clients to track progress and maintain control of their journey

Client Success & Financial Wellness Leadership

  • Our client-centered approach is designed to help consumers break the cycle of debt and build healthier long-term financial behaviors.
  • In 2025 alone, Beyond Finance Client Success team members completed more than 10,000 collective hours of training focused on empathy, listening, and action planning.
  • Financial stress doesn’t keep business hours. That’s why consumers can reach a real person every day of the year, with 24/7 chat staffed by people — not chatbots.
  • When someone finally asks for help with debt, the last thing they need is another automated phone tree. 96% of our callers reach a live person within two minutes.

Client Satisfaction & Outcomes

  • Beyond Finance’s commitment to transformative change is reflected in tangible results for our clients:
    • More than 68,000 five-star reviews across review platforms; 86% of all reviews are five stars.
    • Graduates reported a 42% improvement in financial habits, increasing self-assessment scores from 5.7 to 8.1 out of 10, in a survey of over 10,000 respondents.
    • We’ve earned a Trustpilot rating of 4.6 out of 5.0.

Industry Recognition & Awards

Date Published: August 2026

Corporate Campuses:

115 Perimeter Center Pl
Suite 250
Atlanta, GA 30346

222 N La Salle St
Suite 1600
Chicago, IL 60601

1401 Enclave Parkway
Suite 200
Houston, TX 77077