Dr. Erika Rasure, PhD, CFT™, Chief Financial Wellness Advisor at Beyond Finance, recently appeared on The Streams of Income podcast with host Dr. David Powers for a conversation focused on the emotional side of money, debt, and financial decision-making — offering listeners practical advice on how to build healthier financial habits by first understanding the beliefs and stressors driving their behavior.
In the discussion, Dr. Rasure explored why so many people struggle with money even when they know what they “should” be doing financially. She explained that money decisions are rarely just about math. Fear, shame, family patterns, self-trust, and a person’s sense of safety all influence how they respond to debt, spending, saving, and financial uncertainty. Rather than approaching financial problems with judgment, Dr. Rasure emphasized the importance of curiosity, compassion, and honest self-reflection as the starting point for meaningful change.
Drawing on her work as a financial therapist and educator, Dr. Rasure also discussed the connection between financial stress and mental health, including how debt can erode confidence, create relationship strain, and leave people feeling stuck or overwhelmed. She encouraged listeners to recognize that struggling with money does not mean they have failed — and that financial wellness often begins with learning to talk about money more openly, rebuilding trust in oneself, and taking one manageable step at a time toward stability.
As Beyond Finance’s Chief Financial Wellness Advisor, Dr. Rasure works every day at the intersection of money and mental health, helping clients navigate debt while developing the tools and confidence to create lasting financial change. Her appearance reflects Beyond Finance’s broader commitment to a more human, emotionally-informed approach to financial wellness — the same commitment behind the company’s Financial Wellness RESET™ curriculum, designed by Dr. Rasure to help people examine their relationship with money, build healthier coping strategies, and make more empowered financial decisions over time.
Watch the full conversation here or wherever you enjoy your favorite podcasts.
About Dr. Erika Rasure
Dr. Erika Rasure, PhD, CFT™ is a nationally recognized financial therapist, educator, and researcher with over two decades of experience helping people transform their relationship with money. She holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Financial Therapist™ — one of a small number of practitioners in the country to hold both credentials. As Chief Financial Wellness Advisor at Beyond Finance, she leads five weekly financial wellness sessions with clients navigating debt and is the creator of Beyond Finance’s Financial Wellness RESET™ Framework, Assessment, and Curriculum — a proprietary, clinically-informed model that addresses the behavioral and emotional reasons financial advice so often fails to stick, helping people change not just what they do with money, but how they relate to it. She serves on the Financial Review Boards of Investopedia, The Balance, VeryWell Family, and VeryWell Parents, chairs the Financial Therapy Clinical Institute Research Board, and her expertise has been featured on NBC’s Today Show, CNBC, CNN, Forbes, the Wall Street Journal, Fortune, Barron’s, the Associated Press, and USA Today.