This devoted public servant fell into debt after facing extensive medial expenses. Now, with Beyond Finance’s help, he’s free to focus on his joy and health.

As Americans enter the New Year under growing financial uncertainty, January’s Financial Wellness Month arrives at a critical moment.

Beyond Finance’s recent survey reals that while nearly half of Americans plan to make financial New Year’s resolutions, 83% let their financial resolutions from last year slip.

Ramirez began working with Beyond Finance in November of 2023 and, with the company’s support, shortened her projected repayment timeline from roughly 11 years — based on minimum payments — to four and a half years.

Beyond Finance, the nation’s largest debt consolidation organization, earned top honors in the 2025 Best in Biz Awards, including Gold in the Customer Service Team category.

Edward Rider, a Beyond Finance employee and client graduate, joined other veterans and military recruits to march in the New York City Veterans Day Parade today with Wounded Warrior Project.