Summer is the season of sunshine, social plans, and spontaneity. But as the fun fades and the credit card bills roll in, many Americans are hit with a rude awakening: the summer financial hangover.

When Dillon lost his job during the height of COVID, he turned to credit cards to cover living expenses. Now after winning Beyond Finance’s giveaway, he’ll be debt-free.

Rashad Riley fell into debt after he was unable to work while he battled cancer. Through their giveaway, Beyond Finance rewarded this client for his strength with a big financial leg up.

The COVID-19 pandemic put Heather Haines out of work, forcing her to rely on credit. Now, as a winner of Beyond Debt Now, she’ll be debt-free, and as she says it, “be able to live better without that fear.”

Beyond Finance snags another award this year, alongside other leading industry innovators like Morgan Stanley, Bank of America and Ally Financial.

Beyond Finance’s new survey reveals alarming facts about men’s mental health and money, the financial secrets they keep, and more.