Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits

Help you uncover harmful thought patterns impacting your finances

Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts

Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.

Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources

Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.

January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Articles
Client Exclusive: How We Helped Veterans Mark and Dawne M. Recover From Debt
When a series of unexpected emergencies left Mark and Dawne M. overwhelmed by more than $40,000 in debt, working with Beyond Finance was a much-needed lifeline that allowed them to regain control over their retirement years.
Survey Results Shows 92% of Graduated Clients Rate Beyond Finance as Affordable
A survey of over 3,000 Beyond Finance graduates shows that 92% considered their monthly payments “affordable.”
Client Exclusive: How We Helped Nick C. Overcome Debt So He Can Pursue His Dream Job
Nick hopes other people with debt will take a leap of faith and give Beyond Finance a try so they can have a positive experience like he did.
Graduate Exclusive! Terri S. Finds Freedom, Becomes a Cash-Only Queen, and Plans Her Family’s Future
Beyond Finance graduate Terri S. shares how we “liberated” her, what she’s choosing to spend her money on, and her plans for the future.
Video: Mindfulness Techniques to Handle Stress
In this 2-minute video, Beyond Finance’s Certified Financial Therapist Nathan Astle shares two helpful techniques to manage the stress of debt and bring you back to a place of groundedness.
Client Exclusive: How We Helped Terri G. Restore Her Financial Peace of Mind
Terri is a retiree who recovered from debt after a long distance move didn’t work out like she planned.
Client Exclusive: How We Helped Brendan S. Overcome Debt and Regain His Confidence
Brendan’s story serves as a powerful reminder that financial challenges can shake your confidence but pursuing the right solution can help you get it back.
Client Exclusive: How We Helped Emma G. Find a Path Out of Debt
Emma’s experience shows even those skilled in finance can struggle with debt, and finding the right path forward is life-changing.
Veteran Debt Consolidation: Real Solutions (and What to Avoid)
As a veteran, you know the meaning of service. But as so many former U.S. military personnel know, it can be difficult to find the right support when you need it — especially if you’re struggling to find a way out of major credit card debt. That’s why you need…
Video: Credit Card Debt & Mental Health
Dr. Erika Rasure, Beyond Finance’s Chief Financial Wellness Officer and Financial Therapist, explains the link between debt and mental health, and how to combat the stress of debt.