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Home / Molly Simon
5 Essential Steps to Refresh Your Financial Outlook this Spring

5 Essential Steps to Refresh Your Financial Outlook this Spring

ByMolly Simon March 16, 2026March 16, 2026

The time-honored ritual of spring cleaning doesn’t have to be restricted to decluttering your closet or deep-cleaning your kitchen. In fact, doing a bit of financial spring cleaning can make a major impact on your finances the rest of the year — and help you manage the stress of debt. …

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5 Fun Savings Challenges That’ll Put Extra Cash in Your Pocket

5 Fun Savings Challenges That’ll Put Extra Cash in Your Pocket

ByMolly Simon August 8, 2025August 13, 2025

Have trouble motivating yourself to save? No problem! We’ve picked out 5 easy, accessible, and fun savings challenges that’ll help you set aside some cash in no time!

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Why Debt has Transformed the American Middle Class

Why Debt has Transformed the American Middle Class

ByMolly Simon July 18, 2025April 10, 2026

Although the Great Recession of 2008 feels like a lifetime ago, its economic ripple effect continues to impact the lives of most Americans. This is especially true of the American middle classes: As housing, education, food and medical costs have skyrocketed, so too has the reliance on credit cards and…

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $14,000, a 5.00% origination fee, a 72-month repayment term, and an interest rate of 24.90%. You would receive $13,300 ($14,000 less the $700 origination fee - a prepaid finance charge), and the monthly payment would be $376.36, equating to an APR of 27.18%. The total interest would be $13,090.85, and the total cost of the loan (interest plus origination fee of $700) would be $13,790.85. In this example, the total payments made would equal $27,090.85. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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