Learning Good Financial Habits
You have the power to change your habits—and it starts with one intentional choice at a time.
Way to go! You’ve already taken the first small step to better financial habits by landing on this page.
There are many ways to start improving these habits, whether it’s …
- Curbing impulse buying,
- Learning to save and budget,
- Or understanding how your emotions are informing your financial behaviors
We suggest starting with one small goal at a time.
Trying to entirely change the way you approach your money overnight is not a realistic target, and will lead to quick burn-out.
Figure out one thing you want to address first, and once you’ve been able to consistently practice this new healthy habit, pick your next small goal!
Check out the resources in the content library below and decide where you’d like to start.
Our Top Recommended Resources
Holiday Spending: How To Be More Intentional
Learn why it’s so important to plan ahead, have conversations before holiday spending, and why sometimes saying ‘no’ is an act of self-care.
How To Trust Yourself After Financial Setbacks
Financial trust isn’t about never making mistakes again. It’s about knowing you can recover when you do.
Is Your Social Media Habit Costing You More Than You Think?
Reviewed by Dr. Erika Rasure, PhD, CFT™ In the beginning, social media was a place to people-watch, interact and reconnect. But that initial premise was soon infused with money — and now, 70% of all active Instagram users shop on the platform. That means that using social media is no…
Tech Microboundaries & Your Money
In one of our recent client Financial Wellness sessions, our financial therapists, Dr. Erika Rasure and Nathan Astle, shared how small, intentional “tech microboundaries” can protect both your peace of mind (and your wallet!).
Money and Your Future Self
Our own Dr. Erika Rasure and Nathan Astle share how envisioning your future self’s success can lead to real positive change.
How to Stop Financial Avoidance Without Spiraling
Financial avoidance isn’t laziness or irresponsibility — it’s a protective psychological response that makes complete sense in the short term. Dr. Erika Rasure shares what it is, why it persists even when you know better, and how to start breaking the cycle.
Mindful Money Practices: Simple Ways to Slow Down, Soothe Your Nervous System, and Spend with Intention
Your nervous system has more to do with your spending habits than your spreadsheet does. Dr. Erika Rasure, PhD, CFT™ shares practical breathwork, grounding, and mindfulness techniques that help you make more intentional financial decisions — in under three minutes.
Video: Overcoming Overspending
Beyond Finance’s Certified Financial Therapist, Nathan Astle, explains why we overspend, and shares the secrets to curbing this behavior.
Beyond Finance Graduates Report 42% Improvement in Financial Habits by Graduation
Beyond Finance graduates rate their financial habits at 5.7 out of 10 before enrolling — and 8.1 out of 10 by graduation. A survey of more than 10,000 program completers reveals what a 42% improvement in budgeting, spending, and saving actually looks like, and why debt resolution is the beginning of financial transformation, not the end of it.
Video: Beginning to Budget
Dr. Erika explains important things to think about when starting to budget, and three different types of budgeting to try.