Learning Good Financial Habits
You have the power to change your habits—and it starts with one intentional choice at a time.
Way to go! You’ve already taken the first small step to better financial habits by landing on this page.
There are many ways to start improving these habits, whether it’s …
- Curbing impulse buying,
- Learning to save and budget,
- Or understanding how your emotions are informing your financial behaviors
We suggest starting with one small goal at a time.
Trying to entirely change the way you approach your money overnight is not a realistic target, and will lead to quick burn-out.
Figure out one thing you want to address first, and once you’ve been able to consistently practice this new healthy habit, pick your next small goal!
Check out the resources in the content library below and decide where you’d like to start.
Our Top Recommended Resources
Video: Building & Sticking to Financial Goals
Financial goals don’t have to be intimidating! In this short video, Dr. Erika shares 3 tips to build and follow through on your money goals!
Video: Overcoming Overspending
Beyond Finance’s Certified Financial Therapist, Nathan Astle, explains why we overspend, and shares the secrets to curbing this behavior.
5 Fun Savings Challenges That’ll Put Extra Cash in Your Pocket
Have trouble motivating yourself to save? No problem! We’ve picked out 5 easy, accessible, and fun savings challenges that’ll help you set aside some cash in no time!
Beyond Finance Graduates Report 42% Improvement in Financial Habits by Graduation
Beyond Finance graduates rate their financial habits at 5.7 out of 10 before enrolling — and 8.1 out of 10 by graduation. A survey of more than 10,000 program completers reveals what a 42% improvement in budgeting, spending, and saving actually looks like, and why debt resolution is the beginning of financial transformation, not the end of it.
Video: Beginning to Budget
Dr. Erika explains important things to think about when starting to budget, and three different types of budgeting to try.
How Understanding Your Emotions Can Lead to Healthier Financial Habits
In our culture, we’re often told that if we just work harder we can overcome any obstacle, including our financial difficulties. But most of the time, it’s not that simple. Our money habits are shaped by our daily decisions, emotions and ingrained beliefs.
Impulse Buying: Why It Happens and 9 Smart Ways to Curb It
90% of shoppers have made an impulse purchase within the last 3 months. Discover the psychology behind why it happens, the signs it might be a problem, and how to curb these compulsions.