Your Financial Wellness Home

Expert guides, tools, and resources developed by certified financial therapists

What is Financial Wellness?

When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.

Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results

Resources we offer: Personalized Financial Wellness Sessions, Budgeting Tools and Mental Health & Money Resources

Our graduating clients rate their financial habits at an average of 5.7/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.

Beyond Finance helped me press pause on the financial chaos, and gave me the space to rebuild. It wasn’t just about debt relief. It was about creating a whole new approach to life and money.

Matt S., Beyond Finance Graduate

INTRODUCING

The Financial Wellness RESET™ Framework

A proprietary clinical framework developed by Dr. Erika Rasure, PhD, CFT™ to make saving, budgeting, and paying down debt actually stick.

Five clinical dimensions. One framework. One assessment. One self-paced curriculum.

Explore Financial Wellness RESET™

The Experts Behind this Financial Wellness Page

Dr. Erika Rasure

Dr. Erika Rasure, PhD, CFT™

Creator of the Financial Wellness RESET™ Framework
Chief Financial Wellness Advisor

Certified Financial Therapist™ and doctoral researcher. Dr. Rasure has spent over two decades at the intersection of financial planning and mental health, and leads Beyond Finance's weekly financial wellness sessions for enrolled clients. Her work has been featured on NBC's Today Show, Forbes, CNBC, and CNN.

Full Bio
Nathan Astle

Nathan Astle, CFT™

Certified Financial Therapist
Contributing Expert

Founder of the Financial Therapy Clinical Institute and author of Psychology Today's "The Psychology of Debt" column. Nathan specializes in financial trauma, couples and money, and the emotional dimensions of debt recovery. His work has been featured in The New York Times, The Wall Street Journal, and Yahoo Finance.

Full Bio

Most Recent Articles

Borrowing Options

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Because every credit card and loan option has its pros and cons, it is important to understand which options work best for you. Frequently, loan applications are organized in such a way that all you have to do is fill in the blanks associated with the different loan options. Perhaps…
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Credit Types

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You’ll discover that borrowing money and accessing credit always involves a basic premise – and that premise is consistent regardless of whether your borrowing is associated with a credit card, personal loan, business line of credit, or a long-term loan. The fact of the matter is; you are expected to…
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Fixed Vs. Variable Rate Loans

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Calculating your loan payments & Secured vs Unsecured Loans When it comes to interest rates, they are either fixed or variable. Both have their advantages and disadvantages. Typically, installment loans use a fixed interest rate because the repayment amount and schedule are fixed. However, revolving loans more often than not…
Read More Fixed Vs. Variable Rate Loans