Through the company’s Beyond Debt Now giveaway, clients’ lives are transformed with a huge financial leg up.
March 18, 2026 (Greenfield, Ind.) – Beyond Finance, the nation’s largest debt consolidation organization, announced Rebecca “Becky” Allen as one of its recent winners of the Beyond Debt Now initiative. Launched in 2022, the monthly giveaway is one of the ways Beyond Finance goes above and beyond to support its clients. Through the initiative, the company pays off a portion — or sometimes the entirety — of a client’s eligible debt, providing life-changing financial relief beyond its core services.
Allen, who lives in Greenfield, Indiana, said she found herself in debt after going through a divorce while raising her four daughters. “I did the single mom thing. Sports stuff for the kids, groceries — everything just kind of went on credit cards,” she said.
When Allen started working with Beyond Finance, she had a little over $21,000 in unsecured debt. She described trying to keep up with payments while watching balances barely move. “It was a big struggle, honestly,” she said.
Even with steady payments, the cycle felt impossible to break. “It was awful because, not only were the balances not going down, but it seemed like there were some months that every time I paid them, I turned around and used the cards and saw balances get higher,” she said. “And I was like, ‘Oh my God, this is never-ending.’”
To keep up, Allen took on a second job. “Working two jobs, it seemed like the second job, everything just went to credit card payments,” she said.
“There would be some days that I would be at work from 8:00 in the morning to 8:30 at night, and then I would go home and barely see the kids.” She added, “That’s just too much.”
Through her Beyond Finance program, Allen reduced an estimated 21-year repayment timeline (based on minimum payments) to 4 and a half years. Now, through the giveaway, Allen will reach a debt-free* life in just over 2 years.
Though she said she was nervous at first, as her program progressed, Allen said she felt her confidence grow. “I was like, ‘OK. This is actually gonna work,’” she said. She also emphasized the convenience of being able to track progress. “The app was super easy,” Allen added. “I could see what was going on and you could see the money coming and going.”
When Allen learned she’d won Beyond Finance’s giveaway, she shared that she was in shock: “I was like, ‘Are you serious?’ She just kept telling me that I had won and that after that phone call, I didn’t have to make any more payments. I was like, ‘But I have a payment coming out on the 16th!’ And she’s like, ‘No, you don’t.’ Then I just started crying.”
Allen says the impact of her win will be immediate. “It ends up being almost $350 back in my pocket each month. And I’m thinking, ‘Oh my gosh, I might actually have a savings now!’”
For Allen, the first “treat yourself” moment is simple: “I can actually go get my nails done now,” she said. “I haven’t done that in forever.”
Her bigger goal is building security and never returning to the cycle she worked so hard to escape. “I just kept depending on credit cards for an emergency,” Allen said. She says the experience also changed how she thinks about her future. “I’m 50 and I don’t want to work forever,” Allen said. “I have got to start putting money in savings” She added, “I don’t ever want to go back to working two jobs. I have grandkids now! I want to be able to spend time with them.”
Allen says Beyond Finance helped her feel more capable and informed moving forward. “I actually feel like an adult,” she said. “Now I’m ‘eyes wide open.’” She added, “I feel 10 times more educated than before I entered the program, because I really had blinders on. In short, I feel like I have my life back,” Allen said. “I don’t have stress now.” She added, “I don’t constantly check the mail and worry about what’s in there. I feel free. I can breathe.”
“We’re thrilled to support Becky as she moves forward with confidence and stability,” said Lou Antonelli, Chief Operating Officer at Beyond Finance. “Beyond Debt Now exists to recognize clients who have worked hard to regain control of their finances, and to give them the chance to start building savings and plan for what’s next on an accelerated path. Becky has spent years responsibly addressing her debt to give her kids a better future. She deserves this win.”
Beyond Debt Now recipients are chosen based on nominations from Beyond Finance team members, allowing them to personally recognize clients and make a significant impact on their financial futures. Since Beyond Debt Now’s launch in 2022, the giveaway has helped eliminate over $900,000 of debt for over 60 clients.
To learn more about how Beyond Finance helps clients eliminate debt and reclaim their financial futures, visit www.beyondfinance.com.
About Beyond Finance, LLC
Beyond Finance, LLC is the nation’s largest debt consolidation company. In its commitment to providing clients with a personalized approach to move beyond debt, Beyond Finance provides simple and transparent solutions that help consumers lower their monthly payments, reduce the impact of interest, and reach a debt-free life sooner. Beyond Finance holds an A+ rating with the Better Business Bureau and was awarded with 3 ConsumerAffairs’ “Buyer’s Choice Awards” in 2025 for Best Value, Best Customer Service, and Best Overall Process within its category. Beyond Finance has offices in Chicago, Atlanta, San Diego, and Houston. For more information, visit www.beyondfinance.com.
*Debt-free refers to eligible debts serviced by Beyond Finance and not mortgage, car payments or similar.