Debt often carries shame, identity struggles and deep emotional weight. In a guest feature for She Owns It, Dr. Erika Rasure, Chief Financial Wellness Advisor at Beyond Finance, offered five strategies to help readers separate their identities from their debt and rebuild both financially and emotionally.
Key takeaways:
- Shift your inner dialogue from “I am the problem” to “I have a problem.” Reframe debt as a challenge, not a character flaw.
- Talk about it, even when it’s tough. Opening up can reduce isolation and ease emotional burdens.
- Rebuild your self-worth through holistic self-care. Basic routines like meals, rest, movement and joy feed both mental and financial strength.
- Celebrate small wins, whether it’s a tiny extra payment or a moment without worry.
- Remember what debt is and isn’t. Life circumstances may lead to debt, but they don’t define you. With compassion and tools, you can reclaim your narrative.
Read the full article on She Owns It here.