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Dr. Erika Asked About Retirement Lessons Not Learned in School

Dr. Erika Asked About Retirement Lessons Not Learned in School

ByShawn Paul Wood April 9, 2024April 9, 2024

Retirement lessons are a sensitive subject for anyone, but it can be scary for someone who is not confident with good financial literacy.

Read More Dr. Erika Asked About Retirement Lessons Not Learned in SchoolContinue

Nathan Astle Quoted in The New York Times About a Midlife Crisis

Nathan Astle Quoted in The New York Times About a Midlife Crisis

ByShawn Paul Wood January 25, 2024December 2, 2024

The New York Times called upon a couple of experts to discuss retirement and midlife crises. One was Beyond Finance’s Nathan Astle, CFT.

Read More Nathan Astle Quoted in The New York Times About a Midlife CrisisContinue

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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