We made a list of common questions your friends and family might ask about debt resolution. These example answers will help you envision what you might say so that you don’t feel put on the spot. Tip: Don’t worry about memorizing these answers word for word. Instead, you can use…
Summer is here, and with it comes daydreams about where to go on vacations and nightmares about how to pay for it. That conflict happens to everyone, which is why it is so important to investigate how we spend money. Moreover, we need to examine our spending habits. Do you…
Isn’t this the cry of every adult? Regardless of what career path you are on, everyone wants more. According to a 2019 Bankrate.com study, nearly 3 in 10 adults have no emergency savings, and 7 of 10 admit to living “paycheck-to-paycheck.” With a global pandemic finally showing signs of becoming a glimpse in a rear-view…
Debt resolution is a way to eliminate your debt by paying it off for less than what you owe. The service is typically offered by specialized debt consolidation companies that negotiate resolutions with creditors for a fee.
Many of us have complicated feelings about money. While you may love the feeling of receiving money or using it to buy something nice, there are plenty of “less glamorous” aspects of your finances that are all too easy to hate. Like any good relationship, building a better relationship with…
It’s no surprise that many Americans – 97 million, in fact – started 2021 with a resolution. And many of those were centered around money, from getting a promotion to success out of a side job. These days, instead of earning it or spending it, people want to save it. Yet, according to the…
Calls from creditors and debt collectors are frustrating and disruptive. If you are pursuing debt resolution, delaying payment to your creditors will give you the leverage needed to negotiate a Resolution Offer, but it may also lead to an increase in creditor calls.
Debt resolution is a great option for many people. However, even after you’ve decided to take the plunge and resolve your debt through a program, you may feel unclear about what to expect. We’ve taken our experience helping thousands of people get out of debt and created a behind-the-scenes look…
Debt resolution, debt consolidation loans, bankruptcy, and traditional repayment plans share a common purpose: they are a pathway to getting out of debt. Although the end goal is the same, they employ very different strategies and can have significantly different impacts on your long-term financial health. The form of debt…
Budgeting is often misunderstood. You may view it as restrictive and complicated, or you may have tried budgeting in the past and struggled to stick with it. Maybe you’re actively tracking your finances and looking for ways to make the process more efficient. Whatever your previous experiences are, creating and…