Your Financial Wellness Home

Expert guides, tools, and resources developed by certified financial therapists

What is Financial Wellness?

When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.

Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits

Help you uncover harmful thought patterns impacting your finances

Guide you in shifting these patterns to achieve lasting positive results

Resources we offer: Personalized Financial Wellness Sessions, Budgeting Tools and Mental Health & Money Resources

Our graduating clients rate their financial habits at an average of 5.7/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.

Beyond Finance helped me press pause on the financial chaos, and gave me the space to rebuild. It wasn’t just about debt relief. It was about creating a whole new approach to life and money.

— Matt S., Beyond Finance Graduate

Explore Content

Client & Graduate Exclusives

Video Library

Learning Good Financial Habits

Your Relationship With Money

Your Family & Money

Managing Financial Stress & Trauma

The Experts Behind this Financial Wellness Page

Dr. Erika Rasure

Dr. Erika Rasure, PhD, CFT™

Creator of the Financial Wellness RESET™ Framework
Chief Financial Wellness Advisor

Certified Financial Therapist™ and doctoral researcher. Dr. Rasure has spent over two decades at the intersection of financial planning and mental health, and leads Beyond Finance's weekly financial wellness sessions for enrolled clients. Her work has been featured on NBC's Today Show, Forbes, CNBC, and CNN.

Nathan Astle, CFT™

Certified Financial Therapist
Contributing Expert

Founder of the Financial Therapy Clinical Institute and author of Psychology Today's "The Psychology of Debt" column. Nathan specializes in financial trauma, couples and money, and the emotional dimensions of debt recovery. His work has been featured in The New York Times, The Wall Street Journal, and Yahoo Finance.

Most Recent Articles

Six Budget Hacks You Should Know for 2023

Posted on December 8, 2022

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By Shawn Paul Wood

Americans have never had more personal debt in history. That’s why some the smart minds at Beyond Finance have six budget hacks for 2023.

Three Ways to Combat Holiday Spending Stress and Help Your Mental Health

Posted on November 28, 2022

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Holiday spending have you stressed? Join the club, which is why our financial therapists have three surefire tips to help the Yuletide season.

Financial De-Stress – Week 10: The Power of Gratitude

Posted on October 10, 2022

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By Stella Martin

This exercise helps you stay ahead of your stress response by changing your entire mindset. These tools have the potential to provide you with an immediate sense of well-being and can help you be more resilient to the stressors you face in the future.

Financial De-Stress – Week 9: Using Visualization to Find Calm

Posted on October 3, 2022

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By Stella Martin

Try this simple exercise that can be part of your process of being present and fully aware of where you are and what you’re doing—all with the help of your imagination. This exercise will help you use visualization to achieve a state of mind that gives you power over debt.

Financial De-Stress – Week 8: The Impact of Compassion

Posted on September 26, 2022

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By Stella Martin

This exercise is designed to help you increase your feelings of compassion, both for yourself and others. Follow these three simple steps and focus on inner peace to stir up your compassion.

Back To School: A College Student’s Quick Guide to Credit Card Literacy

Posted on September 22, 2022

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Credit card literacy often does not take place with college students until it is too late. Credit cards can be a great asset for college students and, when used properly, they can be resourceful for emergencies or essentials and establishing credit. College students must realize the habits they set now…

Financial De-Stress – Week 7: What is Your Body Telling You?

Posted on September 19, 2022

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By Stella Martin

If you feel physically ill, in pain or tense when a stressful event is on its way, your body is actually trying to talk to you! It’s communicating exactly what your stress triggers are, and if you listen, you can start taking control of those stress responses and stop them from fully developing.

Financial De-Stress – Week 6: Practicing Mindfulness

Posted on September 12, 2022

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By Stella Martin

Mindfulness is one of the best tools for calming anxiety, depression, and pain. Use this exercise to step away from a heightened state, and come back to an awareness of your own body and breath.

Financial De-Stress – Week 5: Stop the Burn Today!

Posted on September 5, 2022

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By Stella Martin

The “Stop the Burn” exercise identifies the area in your body where you have the most stress-related pain and discomfort. Learn how to use progressive muscle relaxation to gain control and release your tension.

Financial De-Stress – Week 4: Just Write!

Posted on August 29, 2022

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By Stella Martin

Writing can be a powerful tool to release you from financial stress. Try our simple 4-step process to help you leave your debt-related anxieties on the page.