Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Blog Posts
8 Signs You May Have a Debt Problem
No one enjoys having a debt problem, but the ability to recognize them is crucial for financial wellness. If you need tips, here are eight.
Caregiving For Loved Ones Doesn’t Have to Disrupt Your Finances
Caregiving shouldn’t equate to a burden on your finances. Find out some things you can do to help you stay on track while caring for a loved one.
Beyond Question: Isn’t All Personal Debt Bad?
Personal debt is typically considered a negative thing by millions of Americans who experience it, yet, that’s not always true. Here’s why.
Graduate Studies: Learn from Former Beyond Finance Client Kristie Pettway
Meet Kristie Pettway, a graduated Beyond Finance client, said to us, “Being accepted into the program gave me a beacon of light.” What an honor!
Are You Covered With a Life Insurance Policy?
Deciding on life insurance can be challenging. Try considering a few of these tips when making the decision.
Knowing the Importance of Making Financial New Year’s Resolutions to Keep
There’s no better time than the present to make financial New Year’s resolutions you can keep. Why can’t 2024 become your year to live debt-free?
Red Flags for Holiday Social Media Scams
As AI advances, odds grow against our favor to protect ourselves if we aren’t aware of red flags for holiday social media scams. Here’s how.
A November to Remember: Navigating Student Loan Payments During the Holidays
Beyond Finance’s Chief Financial Wellness Advisor has some things you should know for paying back a student loan during the holidays.
National Preparedness Month: Are You Prepared for a Natural Disaster?
Preparing your family for a natural disaster can be challenging. Beyond Finance wants to help you feel safe and stay on budget, just in case.
The 10 Cash-Back Apps You May Want to Help Your Cost of Living
To help afford the rising costs of living, consumers use coupons, sales, bartering, but what about cash-back apps? Here are 10 of the best.