Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Blog Posts
Beyond the Classroom: How Teachers Can Shop On a Budget for Classroom Supplies
Teachers spend high amounts every year on purchasing classroom supplies. Beyond Finance wants to share a few tips to help make this school year easier on your budget,
The Startling Cost of This (or Any) Summer Heat Wave
Everyone knows when summer comes, the AC bills rises. Have you ever considered what else does other than the temperature during a heat wave?
How to Navigate Your Finances and Health with Medical Debt Weighing You Down
Medical debt can be hard to navigate. That’s why Beyond Finance wants to shed light on a few things you can do to help plan and budget for medical emergencies.
Saying “I Do” While Tackling Debt: Object to Overspending For Your Wedding Day
Planning a wedding while your in debt can be difficult. Beyond Finance wants to offer some tips to help you stay on budget.
Understanding Financial Trauma With a Financial Therapist
Beyond Finance’s own financial therapist, Nathan Astle, helps us understand financial trauma, what it might look like, how to address it, and why Beyond Finance clients may be especially susceptible to it.
How to Beat the Summer Billing Heat
If you’re dreading looking at your summer billing reminders, you’re not alone. Millions feel the same, but these tips will help cool you off.
Financial Abuse – 4 Forms It Can Take and How to Get Help
Financial abuse is one of the most sinister kinds of domestic violence in large part because it’s not widely recognized as a form of abuse.
Learn what financial abuse means, the different forms it may take, the devastating effects, and how you can seek help if you’re being controlled in this way.
The Risks of Using Buy Now Pay Later
When money is tight, the option to pay for bigger purchases in installments is a tempting solution. Buy Now Pay Later options (BNPL) are very popular, and many major retailers and service providers, like airlines, now offer the option. However, it’s important to understand the risks of using Buy Now…
Impulse Buying: Why It Happens and 9 Smart Ways to Curb It
90% of shoppers have made an impulse purchase within the last 3 months. Discover the psychology behind why it happens, the signs it might be a problem, and how to curb these compulsions.
Tax Refund Quick Guide: Let’s Kickstart Your Emergency Fund
Beyond Finance understands establishing an emergency fund can be difficult. Using your tax refund could help kickstart your savings.