Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:
Empower you to build positive financial habits
Help you uncover harmful thought patterns impacting your finances
Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts
Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.
Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources
Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.
January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Blog Posts
Money Matters: Connecting the Dots Between Debt and Depression
If you don’t have money, you feel bad. Make that happen for years, feeling get worse. What’s the connection between debt and depression?
Cooling Off Financial Woes During the Summer Heat
When the summer heat arrives, so do the bills–higher utilities and lower resources. Beyond Finance shows how to spend less and cool off.
Keep On Moving: The Full Cost of Choosing Where to Live
In this economy, choosing where to live is a serious choice. To help, our experts share immediate and ongoing costs to consider.
Feeling Like a Million Bucks: The Secret to Financial Wellness
Understanding how to achieve financial wellness is possible but it takes time, according to our expert financial therapists. Here’s how.
Paying for College While on a Budget
Paying for college can be difficult, especially without a budget. Beyond Finance’s experts have a few excellent tips.
Resourceful Ways to Reduce Your Credit Card Interest Rate
A credit card interest rate is considered fixed, but there are resourceful ways to reduce that number. Beyond Finance has six for you.
Making Ends Meet: How to Cope with Financial Stress
May is Mental Health Awareness Month, but do you know how to cope with financial stress? We have some practical tips to help.
Best Practices to Build Good Money Habits and Financial Security
Good money habits take time to create with years of financial practice. The good thing about them is that it’s never too late to learn.
Finding Balance in Pet Ownership and Budgeting Your Finances
Having a pet can be costly that’s why Beyond Finance wants to offer a few tips to help make pet ownership and your budget better.
Accomplish Your Financial Goals With Above Lending: Our #1 Lending Partner
At Beyond Finance our mission is simple: to help individuals and families find a pathway to financial freedom through our debt consolidation options. Our partnership with Above Lending represents one of those essential pathways. Through this relationship, we are able to help our clients access debt consolidation loans from a…