Moving Beyond Debt
Personal finance tips and helpful advice for your journey towards a debt-free future
What is Financial Wellness?
When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money.
Our mission for our clients goes beyond addressing debt. We work to:

Empower you to build positive financial habits

Help you uncover harmful thought patterns impacting your finances

Guide you in shifting these patterns to achieve lasting positive results
Meet Our Experts

Dr. Erika Rasure, Chief Financial Wellness Advisor
Dr. Erika Rasure is an accomplished financial advisor and university professor turned financial therapist, educator, and researcher. Her rare perspective and expertise are highly sought after and celebrated by finance advocates worldwide.

Nathan Astle, Financial Therapist
Nathan Astle, MFT, is a Certified Financial Therapist™ specializing in financial trauma and treating couples’ financial conflicts. He has been featured in various outlets, including the New York Times, Wall Street Journal, CNBC, USA Today, and others.
Resources we offer:
- Personalized Financial Wellness Sessions
- Budgeting Tools
- Mental Health & Money Resources

Did you know?
Our graduating clients rate their financial habits at an average of 5.8/10 before seeking our help, and at 8.1/10 after working with Beyond Finance.

January 10, 2025
Excellent customer service. They are working hard for me and keep me updated continuously! I appreciate the financial wellness sessions they offer for support. Highly recommend them.
— Debbie
Most Recent Blog Posts
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Is Your Dollar Still Worth a Dollar?
We are experiencing the stress of supply chain issues and the stress of inflation. Maybe you have asked yourself, “Is my dollar even worth a dollar any longer?” Once upon a time, a person’s worth was in livestock, real estate, or even bars of silver and gold. Imagine going through…
What are the Top Reasons People Stay in Debt?
We have all tried ways to get out of debt. Some work and others don’t. Have you ever thought about the main reasons why people stay in debt?
How to Fall in Love with Your Finances (Again)
Having an unhealthy relationship with money creates many problems in your life. It’s time to learn how to fall in love with your finances.
Raising Awareness About Poverty in America
Did you know 42.5 million people live below the poverty rate? For them, we have to raise awareness about poverty in America.
5 Budgeting Techniques to Try in 2022
A brand new year is a chance to hit the reset button on your finances. If you are hoping to achieve new goals in 2022 these budgeting techniques can help.
Make 2022 Your Year for a Financial Reset
After you’re done shopping for the holidays, it’s time to think about 2022 and your budget. More importantly, your financial reset.
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