Search Results for: financial stress

4 Smart Money Moves for Saving and Investing After Debt Consolidation

4 Smart Money Moves for Saving and Investing After Debt Consolidation

Paying off debt is a huge accomplishment. It takes years of dedication, thousands of hours of hard work and long-term planning. And once you’re done, you’re back at a crossroads: How will you proceed? We think your next step should focus on building on and protecting all the work you’ve done. With no balances holding…

This Success Story Captures the Emotional Benefits of Debt Consolidation 

This Success Story Captures the Emotional Benefits of Debt Consolidation 

Living with debt is as much an emotional trial as a financial one. The weight of debt can impact your self-esteem, relationships and even sleep. But stories like Vong S.’s remind us there’s hope. His debt consolidation success story shows how the right plan can lead to peace of mind. Vong’s Journey: From Stress to…

Bankruptcy vs. Debt Consolidation: Which Path is Right for Your Debt?

Bankruptcy vs. Debt Consolidation: Which Path is Right for Your Debt?

Looking down the barrel of bankruptcy can be distressing. But is it your only option?  For many Americans, bankruptcy can feel like a mark against you — and in some ways, it is. Bankruptcy can severely change your standard of living and restructure your financial life. But bankruptcy, like debt consolidation, is a good thing:…

Making Minimum Payments? Here’s Why You Should Reconsider Your Debt Payoff Approach

Making Minimum Payments? Here’s Why You Should Reconsider Your Debt Payoff Approach

Making minimum payments on debt is incredibly common, but is it a smart way to get debt-free?  Many Americans lean on credit cards when the going gets rough, and minimum payments can feel like a safe place to land until some level of personal financial stability returns. However, consistently paying only the minimum can lead…