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Home / Recent News - Page 3
Beyond Finance’s Dr. Erika Rasure on Financial Lessons Gen Z Should Learn Before It’s Too Late in GOBankingRates

Beyond Finance’s Dr. Erika Rasure on Financial Lessons Gen Z Should Learn Before It’s Too Late in GOBankingRates

ByBeyond Finance Team December 19, 2024January 9, 2025

Financial challenges are on the rise, and for Gen Z, developing smart money habits now can make all the difference in achieving long-term financial wellness.

Read More Beyond Finance’s Dr. Erika Rasure on Financial Lessons Gen Z Should Learn Before It’s Too Late in GOBankingRatesContinue

Beyond Finance’s Dr. Erika Rasure Speaks to GoBankingRates.com With Holiday Spending Advice

Beyond Finance’s Dr. Erika Rasure Speaks to GoBankingRates.com With Holiday Spending Advice

ByBeyond Finance Team December 17, 2024January 9, 2025

With the holidays just around the corner, consumers once again face the dilemma of what they can afford to spend on holiday gifts and celebration expenses.

Read More Beyond Finance’s Dr. Erika Rasure Speaks to GoBankingRates.com With Holiday Spending AdviceContinue

National Desk Interviews Beyond Finance’s Nathan Astle on Balancing Holiday Spending and Credit Card Debt

National Desk Interviews Beyond Finance’s Nathan Astle on Balancing Holiday Spending and Credit Card Debt

ByBeyond Finance Team November 13, 2024January 9, 2025

With the holidays quickly approaching, Americans will be deciding how much they can
afford to spend on gifts and holiday expenses.

Read More National Desk Interviews Beyond Finance’s Nathan Astle on Balancing Holiday Spending and Credit Card DebtContinue

Experts Agree That Americans in Debt Can Still Use a Financial Advisor

Experts Agree That Americans in Debt Can Still Use a Financial Advisor

ByShawn Paul Wood September 5, 2024September 10, 2024

Can you use a financial advisor if you are “in debt”? Beyond Finance client financial therapist Nathan Astle believes so. Here’s why.

Read More Experts Agree That Americans in Debt Can Still Use a Financial AdvisorContinue

GoBankingRates Cites Beyond Finance Expert’s Steps to Move Beyond Living Paycheck to Paycheck

GoBankingRates Cites Beyond Finance Expert’s Steps to Move Beyond Living Paycheck to Paycheck

ByBeyond Finance Team August 21, 2024January 8, 2025

Living paycheck to paycheck is not a sign of struggle. In this economy, it’s expected. Dr. Erika shares insight to make that less stressful.

Read More GoBankingRates Cites Beyond Finance Expert’s Steps to Move Beyond Living Paycheck to PaycheckContinue

Is Economic Support for Adult Children a Good Idea?

Is Economic Support for Adult Children a Good Idea?

ByShawn Paul Wood August 20, 2024December 2, 2024

Most parents will face economic support for adult children, or “financial scaffolding.” Is it good for the family? Our Nathan Astle explains.

Read More Is Economic Support for Adult Children a Good Idea?Continue

Dr. Erika Speaks to Women’s Wellness Publication on Summer Budget

Dr. Erika Speaks to Women’s Wellness Publication on Summer Budget

ByShawn Paul Wood July 31, 2024August 2, 2024

A summer budget is as essential as travel plans and suntan lotion when things heat up. Dr. Erika explains its importance in this interview.

Read More Dr. Erika Speaks to Women’s Wellness Publication on Summer BudgetContinue

Nathan Astle and Psychology Today Redefine the Debt Experience

Nathan Astle and Psychology Today Redefine the Debt Experience

ByShawn Paul Wood July 17, 2024December 2, 2024

The debt experience in America is more like a roller coaster than a road trip. Nathan Astle attempts to redefine it in his latest article.

Read More Nathan Astle and Psychology Today Redefine the Debt ExperienceContinue

National Wellness Publication Asks Dr. Erika for Budgeting Advice

National Wellness Publication Asks Dr. Erika for Budgeting Advice

ByShawn Paul Wood July 11, 2024July 11, 2024

“BestLife” is a U.S. publication helping American reach wellness on every level, including financial, as our Dr. Erika shares about budgeting

Read More National Wellness Publication Asks Dr. Erika for Budgeting AdviceContinue

Dr. Erika on How Middle-Class Can Manage Grocery Shopping Better

Dr. Erika on How Middle-Class Can Manage Grocery Shopping Better

ByShawn Paul Wood June 18, 2024June 18, 2024

Everyone is being affected by inflation. Middle-class households are feeling the pinch even at the grocery store, as Dr. Erika shares.

Read More Dr. Erika on How Middle-Class Can Manage Grocery Shopping BetterContinue

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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