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Home / Recent News - Page 5
Dr. Erika on How Middle-Class Can Manage Grocery Shopping Better

Dr. Erika on How Middle-Class Can Manage Grocery Shopping Better

ByShawn Paul Wood June 18, 2024June 18, 2024

Everyone is being affected by inflation. Middle-class households are feeling the pinch even at the grocery store, as Dr. Erika shares.

Read More Dr. Erika on How Middle-Class Can Manage Grocery Shopping BetterContinue

New Monthly Article in “Psychology Today” Discusses Financial Secrets

New Monthly Article in “Psychology Today” Discusses Financial Secrets

ByShawn Paul Wood June 10, 2024December 2, 2024

This month’s “Psychology Today” column from Nathan Astle, CFT-I, explores the stressors and solutions behind financial secrets in couples.

Read More New Monthly Article in “Psychology Today” Discusses Financial SecretsContinue

U.S News & World Report Discusses Negotiating with Debt Collectors

U.S News & World Report Discusses Negotiating with Debt Collectors

ByShawn Paul Wood June 5, 2024June 5, 2024

Beyond Finance chief financial wellness advisor, Dr. Erika Rasure, spoke to U.S. News & World Report about managing debt collections.

Read More U.S News & World Report Discusses Negotiating with Debt CollectorsContinue

The National Desk Interviews Nathan Astle about Keeping Old Cars for Use

The National Desk Interviews Nathan Astle about Keeping Old Cars for Use

ByShawn Paul Wood May 30, 2024May 30, 2024

With the rising cost of buying anything people are keeping their cars as long as they can. Even our client financial therapist, Nathan Astle.

Read More The National Desk Interviews Nathan Astle about Keeping Old Cars for UseContinue

The Emotional Side of Money and the Harmful Way of Moralizing It 

The Emotional Side of Money and the Harmful Way of Moralizing It 

ByShawn Paul Wood May 30, 2024January 24, 2025

Introducing the first of many monthly submissions from our Nathan Astle in “Psychology Today.” This one about “The Emotional Side of Money.”

Read More The Emotional Side of Money and the Harmful Way of Moralizing It Continue

Understanding the Human Side of Money: Bridging Emotional Evidence with Financial Intelligence

Understanding the Human Side of Money: Bridging Emotional Evidence with Financial Intelligence

ByShawn Paul Wood May 30, 2024December 2, 2024

Money is not just about numbers; it’s about the emotions attached to it. This is what our Nathan Astle, CFT-I, calls the human side of money.

Read More Understanding the Human Side of Money: Bridging Emotional Evidence with Financial IntelligenceContinue

GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit Cards

GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit Cards

ByShawn Paul Wood May 28, 2024August 23, 2024

It’s been said that “Common sense is not that common.” As it pertains to credit cards, GoBankingRates.com found that to be true.

Read More GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit CardsContinue

ConsumerAffairs: “Are You Putting Off Saving for Retirement?”

ConsumerAffairs: “Are You Putting Off Saving for Retirement?”

ByShawn Paul Wood May 17, 2024January 13, 2025

Americans fear retirement, but there are reasons to take action for savings. ConsumerAffairs share Beyond Finance research to discuss a plan.

Read More ConsumerAffairs: “Are You Putting Off Saving for Retirement?”Continue

GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial Myths

GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial Myths

ByShawn Paul Wood April 11, 2024January 24, 2025

Financial advisors and therapists often hear misguided ideas from clients whose vision of money is wrong. Its time to call out those myths.

Read More GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial MythsContinue

Dr. Erika Asked About Retirement Lessons Not Learned in School

Dr. Erika Asked About Retirement Lessons Not Learned in School

ByShawn Paul Wood April 9, 2024April 9, 2024

Retirement lessons are a sensitive subject for anyone, but it can be scary for someone who is not confident with good financial literacy.

Read More Dr. Erika Asked About Retirement Lessons Not Learned in SchoolContinue

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $14,000, a 5.00% origination fee, a 72-month repayment term, and an interest rate of 24.90%. You would receive $13,300 ($14,000 less the $700 origination fee - a prepaid finance charge), and the monthly payment would be $376.36, equating to an APR of 27.18%. The total interest would be $13,090.85, and the total cost of the loan (interest plus origination fee of $700) would be $13,790.85. In this example, the total payments made would equal $27,090.85. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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